Let's say you apply for the 90 day extension in January. You transfer 800K before going to IM in Jan.
In Feb and Mar. . deposit 65K+ In Mar. go extend to 1 year, with the 800K still in the bank. Never going below.
Once you have the 1 year extension, you keep transferring 65K+ every month..12 times before going to extend in 2024...After you have the extension to 1 year, you can do whatever you want with the 800K. Not confusing at all...ha