blackcab

The only thing I would add is that according to the Integrated Tariff Database an import permit is required from the Department of Industrial Works. That's probably less of a problem for small items and more of a problem for whole pallets.

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As the British Embassy does not issue passports or offer guidance on passport applications I'm going to nice this post to the Hone Country forum.

I've edited that for you.

@theoldgit @Tony M Are you able to give any advice please?

The concept of common law marriage does not exist in Thailand. Moving on to the property, if both parties names are registered on the title deed then any profit from the sale should be divided equally between both parties.

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Loan sharks don't tend to use paper contracts as usury is illegal in Thailand as a result of the Act Prohibiting the Collection of Interest at an Excessive Rate B.E. 2560 (2017). A paper contract with a 7 per cent per month interest rate would be all the evidence needed for a prosecution. The maximum punishment is 2 years imprisonment and a 200,000 baht fine. There would also be a good chance of being prosecuted for money laundering which means all available assets would be immediately seized and it would be very, very difficult and costly to get any of them back. Land, houses, vehicles, bank accounts, cash, jewellery, expensive electronics, etc all gone. Is a usurious interest rate enforceable? Not in a Court, but then loan sharks never aim to be in Court. Their method of enforcement is of a different kind. Consider, a foreigner loans large sums of money at usurious rates to Thai people. All the borrowers have to do is jointly petition the police and bitterly complain they are being extorted. Foreigner is arrested, and at the least it is gong to be very expensive to resolve. In the worst case the borrowers complain publicly to the government, the media get involved and there is now a serious chance of conviction and everything that entails. Of course none of the borrowers would complain would they, if they thought the loan might be canceled and the lender would be powerless to do anything about it?

The statutory interest rate is currently 5 per cent, and this could be applied to any contract that does not specify an interest rate. The maximum interest rate is 15 per cent per annum.

Thank you for your feedback. If you would like to discuss forum hosting and maintenance please email support (at) aseannow.com I have edited the topic title as you requested.

You have not given me enough information to answer your question. Do you mean a verbal or written contract? What category of land would the contract be for? NS3G, PBT5, etc? What do you want the contract to achieve?

You can encumber Nor Sor Sam น.ส.๓, Nor Sor Sam Gor น.ส.๓.ก and Chanote น.ส.๔.จ. land. You cannot encumber Por Bor Tor 5 ภ.บ.ท.๕ land, because the person with the Por Bor Tor 5 is a tenant who has no right to do so. A Por Bor Tor 5 is not a document that is issued by the land office, and it has nothing to do with land ownership. Essentially the document is a receipt from the district office confirming that the tenant has paid a small amount of tax based on their occupancy of the land. Technically the possessors/owners of the land plots surrounding this plot have agreed the boundary of the land between themselves, but the land is not officially surveyed or marked. Look at it in terms of a vehicle. Would you buy or lend money against a vehicle if the only document the potential borrower could show you was the tax disc in the car window to prove they had the right to drive the vehicle on the road? Can you imagine taking the tax disc to the government department responsible for registering ownership of vehicles and asking to be registered as the vehicle's new owner because the annual tax had been paid? With Por Bor Tor 5 land everything I previously said applies, but with extra caution as there is nothing that is owned. People may tell you that the land will be upgraded soon, really soon, and the land is a bargain so buy it now while the price is still cheap. If you ever hear this you are not just getting the tip, you are getting the full shaft, believe you me. Now imagine this... Go to the district office, and tell them you have occupied some piece of god forsaken wasteland, and you want to pay the (tiny amount of) tax. Nobody at the district office really checks too hard. After all it's a tax payment, not a question of land ownership. Once you have the Por Bor Tor 5 document, go and convince someone to lend you a stack of cash. It's very good that you are asking these questions because I would hate to see you get burnt.

The short answer is agree a written contract then go to the land office and officially register it on the title deed. The long answer is that historically land owners had lesser claims to their land and these lesser types of land title documents can not be officially encumbered with secured debt at the land office. Upcountry this is still frequently the case. This inability to obtain secured debt gave rise to the informal system where a title deed is lodged with the lender as a form of security. The key thing to understand is that the borrower and the lender frequently know each other and their families have known each others families for years. This family dynamic is why the system mostly works. The second option is that the lender is a well known money lender who will not hesitate to use violence to recover their money and the borrower knows that. Should the borrower default on a loan with this type of informal security there is nothing the lender can legally do to get their money back. An unsecured title deed is useless to a lender. Ways to get ripped off include: 1. The lender is a foreigner. The dynamic between families is not there, which is the real reason the loan is repaid in the first place. Equally, a foreigner cannot successfully go around threatening violence to Thai people and everyone knows it. 2. The lender massively over lends on a disastrous piece of land with a loan that the borrower never intended to repay. Local people know the true value of the land. Foreigners not so much. 3. Lending against a fake or stolen title deed presented by an impersonator. 4. Lending against a genuine title deed previously reported lost or stolen presented by the genuine land owner. 5. Lending against a genuine title deed to the genuine land owner who subsequently reports the title deed lost or stolen, obtains a replacement title deed from the land office then sells the land. 6. The lender's girlfriend or wife, in collusion with the borrower, lulls her boyfriend/husband into a false sense of security then uses one of the above to extract cash from the relationship. I could go on, but I'm sure you get the picture. Unsecured loans are a matter of trust. If the borrower and lender are not in the same circle of trust then there is a higher probability of default.

No problem for short quotes with a link.

@smedly Sorry for your inconvenience. I understand very well that the notifications are useful, however the issue needs to be fixed by the technical team.

Moved to Forum Support.

The legalization process is completed the same day as the document is submitted at the MFA unless the MFA want the document edited/corrected. In which case the translation agency will edit the submission and re-submit the next working day. When I used this particular agency you could send them a pdf scan of your document by email or line app, bank transfer them the money and they would post the documents back to you by EMS post. You didn't even have to go to their office.

In the past I have used Express Translation in Mahatun Plaza. The shop is right next to to BTS Ploen Chit, HOWEVER that was before the embassy moved to Sathorn. Google map link here http://www.expresstranslationservice.co.th/cms.php?id_cms=6

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In theory you would need to visit all submarine cable landing stations in your country if you wanted to physically disconnect each cable. Most of the time these are gong to be anonymous unsigned buildings. In reality many countries have software that can do the same thing.

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