4MyEgo

We basically don't eat out, why, well when the chef states that the food is not prepared as fresh as hers, doesn't taste as good as hers and is cooked in the same cheap oils, not to mention hygiene. You won't dare argue with her on that as they are all relevant points. The above said, we mostly eat European at home, and we don't skimp on food costs, imported beef, lamb, olives, cheeses etc etc. When I feel like Thai, the chef will whip me up a couple of Thai dishes, it can be anything from stir fry chicken with vegetables and cashew nuts, tom yum kung, puk poung (morning glory) as a side dish with olive oil, garlic and chilies, pork spare ribs in a lime style soup with vegetables, (Bangkok spare ribs) as we refer to them, the ribs basically melting as they fall off the rib as they enter your mouth, sometimes eating the bone as well as they're as so soft as and enjoyable to boot, curried prawns with stir fried vegetables on a bed of Basmati rice, Penang chicken with homemade pita bread as a wrap with lettuce, avocado and tomatoes. Never met a woman who loved the kitchen as much as the bedroom.....sorry fellas, they broke the mold when they made this one. Only complaint is that she takes her time, so when she says she is going to cook, best drink a big glass of water because that hour wait can feel like forever until her blessed hands finish the finest food you have ever tasted, made with love, thank F when I order dessert it's instant 😍.

Your obviously taking these to help you get up, so to speak, which tells me that your blood circulation isn't at it's best, which could lead to the Number 1: killer, heart disease which breeds heart attacks. The above M&M's as I refer to them as, do the job of speeding up your blood flow, which in turn, helps you to get up, so to speak, now imagine if you have a few narrow arteries from say; not eating right, not exercising, etc, etc, and as the flow if flowing at a faster pace, then the blood clots in one of your arteries, well that could and more than likely, lead to a heart attack, which you may or may not survive, depending on how much of a blockage formed in your narrow arteries. I used to use those M&M's as I refer to them to help get me up, so to speak, they were the best thing ever for me at the time since my manhood would let me down most of the times, other times he would become a semi-conductor, that said, no one wants failure in that department when taking a nice piece of cake to task. All I will say is, don't make the same mistake I did when on those M&M's, i.e. perform more than 3 times in a day, otherwise you may not live to regret it, heart attack ensured, fortunately I survived it after a stent was inserted some almost 2 decades ago, now I hear or read guys talking about those blue pills and say, there is nothing better than a stent to get the blood flowing, my Cardiologist laughs when I tell him that I'm 21 again, and tells himself that he should have one inserted. Perhaps you should do a dye test or some other modern test that can be carried out these days to tell you how narrow your arteries are before you drop another pill, which might be your last ? If you do the test, it might cost you, but how much is your life worth, and at that stage you might decide how many years you've got left and if the cost to get a stent inserted (if required) is worth it for you rising to the occasion for many years to cum. Keep it up

I thought I'd start this topic off, and thank Will27 for starting it as a new topic, as the Age Pension topic which was run for over a decade was highjacked, making it virtually impossible for anyone to sift through it, as most of the comments, including mine were off topic of late, while arguing with a particular member about Age Pension tax and the Double Taxation Agreement, DTA, Australia has had with Thailand since 1989/90 and it's interpretations, in particular Articles 18 & 19 where it discusses taxes on Age Pensions (Article 18 & Government Pensions under Article 19). Hopefully the same won't happen here, and I will ask anyone who is contributing to it, if stating what they believe to be facts in their opinions, then to back them up with a link, so that we can agree or disagree with what the facts are and whether those links are credible or not, again, links provided sorts thing out very quickly for the majority of members. Now to get into it. From my understanding/interpretation, if you like, Age Pensions paid to Australia expats living in Thailand since 1989/90 under the DTA have been blanketed from paying any tax in Australia as the DTA states that Thailand (the state) where the expat/resident resides shall pay tax, pretty straight forward for the majority of members to understand, i.e. Article 18 which is what the Age Pensions falls under, end of story on that. Now with what's new. Issued on 15th September 2023, Revenue Order 161/2023 mandates that from 1st January 2024, any and all foreign income, from all sources (whether from employment, business, pension, or from overseas assets) will be taxable in Thailand when it's brought into Thailand regardless of when it was brought into Thailand. As you can see above, the word pension is clearly visible, however this new code, albeit it is new to most of us, the DTA has been around since 1989/90, so what's changed and are they after the Age Pensioner, well in my opinion, NO. Why do I say that, because they wouldn't require a new code for that as they have the DTA which allows them to tax Age Pensioners since when the agreement came into play, i.e. 1989/1990. I won't go into how would they even enforce this as it moves away from the topic, suffice to say these are my views, i.e. they aren't after the Age Pensioners who have been contributing to the Thai economy on what amounts they get, i.e. around 50,000 baht a month for a single Age Pensioner. I take it that they are after the bigger fish and to that, I will leave it there until I here some Age Pensioner here on AN or elsewhere complaining that he received a letter from the Thai Revenue Department to cough up on his Age Pension. Now with regard to tax on Age Pensions in Australia, from what I understand, residents of Australia have a tax free threshold of around $32k after having been approved for Seniors and Pensioners Tax Offset, SAPTO, expats can also apply for it, i.e. you don't have to be a resident of Australia to get the offset. So I can say Age Pensions are not assessible income in Australia for residents of Australia, unless they surpass the threshold, and one doesn't have to be Einstein to know that assessible income, isn't assessible until it becomes assessible, i.e. you must go over the threshold for it to be assessible income, and remember, thresholds are there to reduce your assessible income, to a lessor amount of tax that you would normally pay, or no tax in the case of an Age Pensioner, i.e. if he doesn't have any additional income which would push you over the threshold, so it's either assessible, or it's not, simple really. https://www.austlii.edu.au/au/other/dfat/treaties/1989/36.html https://atotaxrates.info/tax-offset/senior-australians-tax-offset/

My dream would for annual extensions to be and the Thai Government to grow some balls and stop lying to everyone every year about the thick smoke that is being burnt here, stating that it is coming from neighbouring countries and apply heavy fines to sugarcane factories that keep accepting burnt sugarcane. While they are at it, they can also fine and put farmers in prison who start those fires so that I can walk to the front gate at 6am to unlock it, as I do every morning, but without coughing and splattering.

It appears that my calculations in my above post, were wrong once again even with the 150,000 threshold. I stated 9,400 tbh would be your tax liability, wrong. Not saying the western consultant at a Thai branch of an international tax agency is wrong about the 190,000 threshold, but unless you see something in writing to quote what he/she has stated, I would stick with what the Thailand Revenue Department has quoted as the threshold, i.e. 150,000 baht, that said, if he is correct and there is a higher threshold for residents, i.e. individuals who remain in Thailand for (180 days) or more, then that would make your tax liability around 24,440 tbh pa, I therefore stand corrected and admit I was WRONG, however the below tax scale calculations that were also provided are CORRECT for the single full age pension. Your initial post of setting aside 24k tbh sounds correct, based on the 150,000 tbh threshold, i.e. 24,440 tbh Thai Tax Scale Taxable Income per year (Baht) Tax rate 0 – 150,000 Exempt 150,000 – 300,000 5% = 7,500 tbh 300,000 – 500,000 10% 20,000 tbh 500,000 – 750,000 15% 15,000 tbh Total tax payable = 42,500 tbh on single full age pension.

Not disputing the amount of possible future tax that you may have to pay, without even thinking about any alleged new DTA's in the Matrix.....LoL, but from the tax scale I had the threshold is slightly different, see below workings based on your (part age pension) using 23 baht as the exchange rate. $1,700 x 12 = $20,400 pa @ 23 tbh = 469,200 tbh - First 150,000 tbh is Exempt, therefore = 319,200 tbh (taxable remittance below) 300,000 @ 5% = 7,500 tbh tax + 19,500 @ 10% = 1,950 tbh tax = 9,400 thb tax in total Thai Tax Scale Taxable Income per year (Baht) Tax rate 0 – 150,000 Exempt 150,000 – 300,000 5% = 7,500 tbh 300,000 – 500,000 10% 20,000 tbh 500,000 – 750,000 15% 15,000 tbh Total tax payable = 42,500 tbh I stopped at the 500,000 - 750,000 tbh bracket because the age pension is around 50,000 tbh x 12 = 600,000 tbh pa Be interested on your thoughts I my workings, and or why your exemption of 190,000 is more than what I found, e.g. any deductibles in it ?

Can I enquire as to how you derived at 24k tbh tax on the age pension ?

These contraptions shouldn't be on the roads, however we all know cops here turn a blind eye, if it means they have to work for no extra money, only time they will get involved is when someone has an accident, then blame who they think fits the bill and will take their cut out of it.

This is very good advice, I recall Will27 suggesting it sometime back, and I am temped, however, there is some kind of weirdness watching a madman type away for hours, thinking he is right about his future predictions (scaremongering) that no one here is interested in, albeit I think I have also become mad to read his posts. His constant deflections and unwillingness to accept that he is wrong, supports my theory/judgement call it what you may, and not responding to him directly as I stated that I wouldn't, although difficult at times, has saved me hours on end, trying to save someone who lost it a long time ago, and I don't even know the bloke, which is the funniest part of it all. The above said, I am now heading off to block him as I am sure it will give me less brain damage and more time to read stuff relevant in today's world, not tomorrow when they are going to drop the nuks...just before I get my age pension, and was going to pay my ZERO taxes to Thailand after I take out all of those permittable deductions. If HK is reading this post, which I know he will, all I have to say is, keep up the good work in your own mind, but not here, do we have to beg....LoL

Someone suffering delusions of grandeur stated on their 2nd last post on page 201 that I said that you don't pay tax on the Australian Age Pension in Australia. Perhaps he can read my post reply to Will27 on post on page 189, I could copy and paste it but that would take all the fun out of it. The above said I doubt that it would make one bit of difference because a horse with blinkers on, won't turn to look.

Someone who's name eludes me at the moment has been banging on about old age pensioners who are residents in Thailand paying 15% tax. Clearly he still has no idea what he is talking about. You see, according to my calculations, it's 7%, why, because the first 150,000 THB is the tax free threshold. So it goes like this for those interested, e.g. Age Pension for a single bloke is about 50,000 THB x 12 = 600,000 THB. Taxable Income per year (Baht) Tax rate 0 – 150,000 Exempt 150,000 – 300,000 5% (7,500 THB) 300,000 – 500,000 10% (20,000 THB) 500,000 – 750,000 15% (15,000 THB) Total tax payable = (42,500 THB) Then you have your deductibles as Lacessit has mentioned in a precious post, that said, by the time you get your deductions out the way, you will end up paying pretty much ZERO tax on your Age Pension. https://taxsummaries.pwc.com/thailand/individual/deductions After all of the above, I suppose we should be biting our fingernails for when this alleged new DTA arrives....LoL

Same rhetoric year in, year out, yet we still see all the fields go up in smoke while they line their pockets and we breath in the smoke.

THB 60,000 about 5 years ago. Big house, so cart it around from room to room when I want. Hospital grad, not for everyone's budget, that said, I see it as a long term investment that has already paid itself off, because you have never breathed fresh air till you have used one of these. Besides, you only live once, so might as well, breath well, especially here with all the smoke.

I'm a lover, not a fighter, and no I have never been in a fight, too smart for that, albeit it, I kick sand in my own face when at the beach.

You lost the battle when you asked. Next you will be quoting me Voltaire whom I believe you would be well aware of as you state, you read a lot, however appear to be somewhat uneducated IMO. “It is forbidden to kill; therefore all murderers are punished unless they kill in large numbers and to the sound of trumpets.”

Oh really, when did they invade the great USA, or when did they intend to ? I suppose it's like saying Iraq had weapons of mass destructions too, none found to date...LoL You don't say, and who paid for that error with their lives, certainly not the politicians, they lined their pockets, didn't they, compliments the Military Industrial Complex. Tell that to yourself.

Really, so what was the "machine" invented for, wait, don't tell me, to save American lives that were under attack in a foreign country right, ooops, never mid the casualties, there not ours anyway. https://www.holloman.af.mil/About/Fact-Sheets/Display/Article/317295/f-4-phantom-ii/#:~:text=The F-4 Phantom II,interdiction and close-air support.

The mother-in-law from hell.....LOL

I wonder how much time he will do, probably none, which will send a clear message to others to continue to give out our personal information. When my wife is on the phone and says Tiruk, how much do we pay for our car insurance, I say hang up, and then when she says but I have an insurance company on the phone who says they can do us a better deal, oh, really, ask them where they got your number from and then we can start to talk, they then hang up when my wife says, my husband is a farang and wants to know where you got my number from....LoL

It further backs up what I have been saying all along with regard to the Double Taxation Agreement between Australia and Thailand, Article's 18 & 19 to be specific.

Apologies if I am bringing you bad news. From my limited understanding of the new code, it states that if you are a tax resident of Thailand, i.e. 180 days in a financial year I believe, and you remit money from abroad to Thailand, apart from savings, which is not an income, then it isn't taxable. Now, I believe that your superannuation would be savings (forced savings) in one way or another and therefore not taxable, i.e. in Australia if you take it out after age 60. It would be up to the Thai government to want to understand that interpretation, and if it would apply here in the LOS, i.e. you put money into your superannuation as future savings for your retirement, and now that you are retired, your Superannuation is savings that you draw down on, and that it was taxed going in, e.g. 15%, and no tax paid coming out, as that was the incentive for people to save for their future retirement, so as not to burden the Australian Government having to pay Age Pensions, now whether they turn around and say, yeh, well, that agreement was between you and your government when you were a resident in Australia, however now you are a resident here, and if I read correctly the DTA in particular Article's 18 & 19 provide Thailand the right to tax you here as a resident, as you are remitting your pension here, and it hasn't been taxed in Australia. Please let me know your thoughts on this, I am not saying I am right, just presenting the facts the way I see it, and it sounds like they can tax you here, as much as it irks me to say it. This is particularly relevant for those living in Thailand and surviving on their Australian age-pensions, and/or on their Australian (non-government) superannuation pensions, as the tax treaty states that ONLY Thailand can tax those pensions! https://www.expattaxes.com.au/update-thailand-clarifies-tax-on-foreign-income/#:~:text=This is particularly relevant for,Thailand can tax those pensions!

More clarification on the DTA in regard to the Age Pensions & Superannuation Pensions, whereby the below clearly states that Thailand can only tax Pensions, boo-hoo. I strongly believe that someone has truly buried their head in the sand (HK) as opposed to "researching" further as we haven't heard from him and his so called admittance to be wrong yet.....expected though. My my, at the press of a button (research), I found this to add. This is particularly relevant for those living in Thailand and surviving on their Australian age-pensions, and/or on their Australian (non-government) superannuation pensions, as the tax treaty states that ONLY Thailand can tax those pensions! https://www.expattaxes.com.au/update-thailand-clarifies-tax-on-foreign-income/#:~:text=This is particularly relevant for,Thailand can tax those pensions!

I have yet to see evidence that both Russia and China are a threat to world peace, (American propaganda), yet the rhetoric is always the same as to how they brainwash their weak, and others. NATO is nothing more than a puppet for the American Military Industrial Complex, and I applaud how BRICS is sticking it to them by moving away from the US $ in return, suffice to say, that is a major threat to American, and I can't wait for the US $ to tank after dominating all currencies since WWII, time to take it down a notch fellas'...LoL

Just remember to say, that you are back to stay, and if you buy a unit, that should add weight to your application. See copy and pasted on the 2 years, at the very bottom. If you have separated from your wife, they should accept a Statutory Declaration as I have been told, otherwise divorcing, if you are legally married in Australia will cost you $1,000 upwards, so the Stat Dec would be the cheaper alternative, suffice to say, if you were married in Australia and are now separated, you might want to consider divorcing because she could go you half the unit IMO, perhaps seek legal advice on that. My advice would be not to mention that your wife, if still married or not, has land, as they could put that down as an asset. You see, if you are married, you will get the married pension, but at the single rate, i.e. a few hundred bucks less than the single rate, so if your separated, go the single age pension route, and of course, the less you tell them the better the outcome, they are not your friend and will reduce the age pension where they can, and even decline you if they think you will go back after the 2 years. If you get through all of those hurdles, then after 2 years, you can go back and have the age pension made portable. Good luck. Since 20 September 2000, a former resident who returns to Australia and is granted Age or DSP, or who transfers to Age under SS(Admin)Act section 12, cannot take that pension outside Australia if they leave within 2 years of having resumed residence in Australia. The purpose of this legislation is to discourage people from travelling to Australia just to get an Australian pension to take back overseas. The 2-year period includes, as separate full days, the day on which the recipient returns to Australia to resume Australian residence and the day on which they leave again. There is no discretionary power to allow portability of Age or DSP during the 2-year period (note, some exceptions to the 2-year rule apply - see below). Payment may be suspended for short overseas absences during the 2-year period and does not have to be reclaimed on return to Australia. A short absence from Australia (as long as the person is still classed as an Australian resident) will not impact on the end date of the 2-year period (i.e. the absence still counts towards the person's 2-year period). Link below: https://guides.dss.gov.au/social-security-guide/7/1/4?fbclid=IwAR0BOQA8UzTTsKwSi6xLfFppN7jlKTlm9zIROcy31N8kUU2KCu5cvuqwOOs

Ah yes the F4 and it's purpose for killing and invading countries that hadn't invaded America, but it supported the military industrial complex and the elitists pockets. Lets not talk about the children that got caught up in this madness. There is no justification for this or any type of weapons that kill in wars, yet sitting down and negotiating until one comes to a common ground has no monetary value, does it, just look at Ukraine and Palestine at the moment. So shallow, perhaps your parasites' are your punishment from the GOOD old days catching up with your past, if that's the case, well what can I say ?