The morning before I leave for CW, I transfer the last year's interest from my Krunsri Mee Tae Dai account to another such that the balance in the account is 999,999.99.
I go to CW, get the queue, get a coffee at S & P, walk over to Krunsri , get the letter and update the book-bank, go get copies of the book-bank, find a good spot to finish my coffee....