I, personally, had never any doubts about this. They are just playing the 'long and careful game'. Thaksin family firmly established as one of the few owning almost everything, and ruling Thailand like their fiefdom forever... Typical feudalistic playbook.
Years ago they tried the 'blackjack scam' ("Where are you from? My sister will go to your country to study. Come to my house for lunch. Then play blackjack against this rich guy. First use our money to play, but if you lose play with your money...") on me in Malaysia, which originated years earlier in Chiang Mai. Wonder, whether the Vietnamese have been to scammer school in Thailand too, LOL...
Halloween is not really popular in Thailand. People who go to costume parties, etc., are a tiny minority, with the exception, perhaps, of a few tourist spots.
Yes. Does the 90.7% household debt to GDP figure even include illegal and legal private money-lenders? If the banks stop lending to overly indebted households, guess where people will go instead...
Personally, these days, I wouldn't go back home (to work, then fund a life in Asia) for less than five years. Unless, of course, I were a highly-paid specialist, but then, of course, why live in Asia, worrying about not having even 400,000 baht...
It sounds plausible to me, as even with a long-term visa, banks nowadays also want to see a driver's license in addition to the passport. Why one's passport isn't enough, who knows; fear of counterfeit passports?
Good luck with that. My ex-girlfriend, who had a great income, and spent a lot of money on creams and potions, didn't worry about my financials, but expected me to pay for everything, despite the fact that, at the time, my income was exactly zero... If very lucky, perhaps, the wife could 'guarantee' a loan for your friend.
Correct. Going home for only a short time ('to raise cash') can be expensive, unless one owns a property back home. But if the OP did, he probably wouldn't have to worry about the 400,000 baht...
Many Thais live pay-check to pay-check, and/or borrow money from banks, or money lenders, which both aren't really options for foreigners (unless having a work permit, or other regular income).
Two or three days ago I read in "The Thaiger" that foreign investment declined...
Also, '84 billion baht benefitting the employment of 5,703 Thais'? That's a large sum for each created job...