NightSky

3 hours ago, NightSky said:

We didnt ask the government bank they suspended collection automatically for all mortgages from june 2020 until feb 2021

 

its good though!

In addition, I found this article from April 2020 stating a three month payment holiday for certain banks..

However since then some banks (i.e. GSB) seem to have extended the relief period until next year from repayment mortgages (on less than a 3 million baht mortgage)

https://www.thaienquirer.com/10497/banks-postponing-debt-payment-to-help-customers-and-avoid-defaults/

Hope this helps!

PS - a bit more info here, this extends GSB loan relief to 6 months however I was informed at the bank its now extended until Feb 21.

http://thainews.prd.go.th/en/news/detail/TCATG200422160757662

It seems you can select to pay the interest or capital repayment after the suspension ends or add it to the loan no doubt. 

4 minutes ago, KarenBravo said:

You think they're giving you that money?

Nope. They simply paused collecting it as i already mentioned several times over.

We asked about it and it was explained as ive said. 

All GSB bank mortgages are paused until feb 2021 automatically

2 hours ago, richard_smith237 said:

 

SCB are not collecting our mortgage. Wife applied for Mortgage relief 4 months ago when the announcements were made that this was possible.

The mortgage relief was supposed to end this month and we were supposed to pay our mortgage. 

However, there was no such requirement / outstanding payment due this month. 

 

Thus, its seems the ‘mortgage relief’ may have been extended for those who initially applied for relief a few months ago.

We didnt ask the government bank they suspended collection automatically for all mortgages from june 2020 until feb 2021

its good though!

5 hours ago, LivinginKata said:

 

It will be a shock when she has to pay the back payments after Feb 2021, With interest on money not paid.

No back payments to pay. Not sure about interest but it wouldn't make a difference on a 25 year mortgage anyhow. I doubt extra interest will be charged...

..the break from paying mortgage for almost 1 year is very much a good  and well received.

1 hour ago, ThailandRyan said:

Are you sure about the Thai government printing money? The banks here are also taking court action to sieze properties for non payment.  Maybe your thinking your on a western forum, but this is Thailand.

The government bank has stopped collecting mortgage payments until next February 2021, im not sure is some of the other banks are doing the same thing?

it was a pleasant surprise for the wife when she checked her account

2 hours ago, Orton Rd said:

so should be thousands of repossessions coming up and bargains to be had?

Wouldn't it be a bit eerie being one of a handful living in a 20 story block?

Does the 'special' visa allow you to go swimming without being arrested, bullied and deported?

oh dear..

..the who’s reputation is going even further downhill.

No one in the ruling classes seems to care about the loss of some businesses in the tourism sector.

There was a snake just like the one in the photo just outside our front door the other day following a heavy rainfall.

Quote

possession of 2.82 grammes of marijuana and a bamboo bong.

You could do much more damage with a packet of Marlboro and a bottle of johnny walker...

So, he was operating an illegal pharmacy and from the photo it looks like he is selling tiffy (paracetamol) and anapril (blood pressure meds)

Does this mean that all the illegal stalls on Sukhumvit in BKK selling pharmaceuticals will be arrested next?

I saw them all sprawled out along Sukhumvit road the other day, no police in sight.

5 hours ago, Yinn said:

Yes Thailand has done very well. 

In Ranong, we have ZERO cases. 

 

I am suspicios of UK figures. 15% death rate about 5 times normal.

 

IMO must be 

1)health care not effective in UK.

 OR 

2) have many more than 337,000 infection. 40,000 death to high for only 337,000 infection people. Probably not test enough. 

 

*I know about UK not test or help old people. Send positive old man and lady to “care home” and spread so much. 

That some of the reason.

 

Care homes across the UK accepted patients who tested positive for Covid-19, two surveys have showed, and could have been pressed into doing so.  

 

Separate research from the Queen’s Nursing Institute charity, carried out in May and June and published yesterday, found a fifth (21%) of 163 UK care homes received positive Covid-19 patients from hospital.

 

Very stupid do that. 

Link 

http://www.pulsetoday.co.uk/clinical/clinical-specialties/elderly-care/care-homes-pushed-into-accepting-covid-positive-patients/20041423.article

..try not to believe everything you read.

6 hours ago, steven100 said:

all two of them 

...an insensitive little twerper aren't you

19 hours ago, 2 is 1 said:

Im the law!I

I thought it was supposed to be 'I AM the law'..

It seems like a lot if hoops to jump through for a holiday although there is nothing stranger than folk and so i will look on with anticipation..

4 hours ago, WaveHunter said:

It might help you get a specific answer if you say where you live.  Many labs will provide an FT blood test based on equilibrium dialysis, which is most precise but quite expensive.  In Pattaya, there is a lab that will send your samples to Bangkok where it's done for around 4.500 THB I think.  Some labs will only do it by calculation of TT, SHBC and Albumin, so you need to ask the specific lab if they provide a clinical or calculated test.

 

As far as calculated values goes, there are online sites where you just plug in your numbers and it calculates FT for you.  Just google "Free Testosterone calculator".  It is not nearly as precise, and it also depends on which formula is used.  The most accurate formula apparently is the Vermeulen equation (shown below).  Most online calculators will reference which formula they use so just look for the keyword "Vermeulen", or if you're really ambitious with mathematics, you can plug in your own numbers into the actual Vermeulen equation which is:

 

Sorry yes im in bangkok.

Does anyone know where to get 'free t' tested and/or how to calculate it from SHBG and total testosterone without needing to pay for a TRT doctor. I would just like to know my free t levels and I just wanted to do the test.

A very courageous man, hope he recovers.

3 hours ago, BritTim said:

I can understand your frustration, but there is still no certainty that a prior infection with Covid-19 confers immunity against reinfection, or for how long.

Actually, despite all the nonsense posted online about covid-19 the latest research from the middle of August 2020 suggests that the antibody providing immunity to covid-19 will last for years and a vaccine will be able to provide this.

This wont help the OP though since the vaccine is yet to be finalized and released.

There was an announcement in the previous few years what the threshold for banks reporting you to the tax office was 2 million baht revenue per year or a certain number of transactions per month.

if serious about online selling to thai customers i would start to think how youre going to register a business in thailand to pay tax or pay tax in a thais name whos account is registered to (ie your wifes account)

tax was one of the main reasons for all the global crackdowns since 2017, beware big brother will be watching.

16 minutes ago, CorpusChristie said:

Its highly likely that he doesn't mean a building that will fall down

Its also highly likely that no body means for a building to fall down.

some just do!