I lost approximately 500,000 and gained 75,000pa in my lifetime. So, in approximately 6.6 years I break even. I receive an extra 6,000 a month (75,000pa) until I go up in smoke.
Anyway, that's what I'm going to do, and as always, DYOR. The rise might be less than anticipated, so it might take a little longer, but I think waiting one year makes sense for me. Also, we will be clearer on the tax situation.