
CartagenaWarlock
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Everything posted by CartagenaWarlock
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Foreign Credit Card % fee
CartagenaWarlock replied to zorrow's topic in Jobs, Economy, Banking, Business, Investments
3% for 2K USD purchase is $60 or 2000 baht. If you are getting 1% back and no transaction fees from your bank, it is $30 extra. Why do you want to use credit cards? If your card is giving one year interest free purchase (I get lots offer like that), than it may be OK, otherwise it will be an expensive purchase at high credit card interest rate. If you intend to clear it before it's due, then why not use cash? -
Foreign Credit Card % fee
CartagenaWarlock replied to zorrow's topic in Jobs, Economy, Banking, Business, Investments
In the USA, they now have hundreds that don't charge foreign transaction fees. Most banks have cards that don't charge foreign transaction fees. -
Delightful. More positive posts here. But.........
CartagenaWarlock replied to swissie's topic in Insurance in Thailand
Does it include pre-existing conditions? In most countries where universal health care is adopted, it is not a concern for the person. Even in the USA, ultimately if the person does not have significant assets outside the primary residence, he will be absorbed in the medicaid system of most states. -
Would You Trust Lazada to Buy Computer?
CartagenaWarlock replied to NoshowJones's topic in IT and Computers
The most expensive electronics I bought from Lazada is a NUC that I urgently needed during Covid-19. And also fitted it with 64Gb memory (I think it came with 512 GB storage). No problem at all. Planning to buy a cheap laptop from AliExpress. -
False. I charge credit cards everywhere because it has 1. Fraud protections, 2) 1-3% cash back 3) Using OTP for at least 25-days. Of course in the hospital I use a HSA card. Never charged anything extra. Once I was buying a phone in Tukom, and the store said 3% charge. I said, thanks I will go to another store where there is no charge. And suddenly their tune changed and they took it without any charge. All cards I have now are free from international fees.
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Petition submitted against Thaksin seeking Royal pardon
CartagenaWarlock replied to snoop1130's topic in Thailand News
He may also die in the hospital.- 99 replies
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20 years later... came back to have a look
CartagenaWarlock replied to Zendesigner's topic in General Topics
It depends what do they mean by community standard. For example, you cannot upload nude pic. But you can insult a class of member and my post was never removed from facebook but for the same comments it was removed from this forum, I was warned and suspended. -
Why does McDonalds cost so much in Thailand?
CartagenaWarlock replied to dj230's topic in Western Food in Thailand
Kitchens in Most McDonald shop in the US are mostly open and customer can see what is going on there. I worked in a McDonald when I was in undergraduate but did not survive for more than a day. Very tough job. Whereas I worked one year in a Mobile Gas station and received several employee of the month rewards in the span of 12 months. -
Why does McDonalds cost so much in Thailand?
CartagenaWarlock replied to dj230's topic in Western Food in Thailand
I can get a Fish Fillet with medium fried and drinks for 100-120 baht in Thailand and the same in a small US town costs at least $6.00. Not the same. I never beef burger in McDonald but a search in Google tells me that Big Mac in Bangkok is 129 baht compared to at least $6 in a small US town. -
20 years later... came back to have a look
CartagenaWarlock replied to Zendesigner's topic in General Topics
If there is a moderation they remove it while approving the post. After it is posted they don't remove it because a particular group is insulted while members can insult other groups. -
20 years later... came back to have a look
CartagenaWarlock replied to Zendesigner's topic in General Topics
Thailand and Pattaya related groups are almost unmoderated. A few that have moderation does not remove a post once it is approved and posted unlike this forum that allows 24-hour bashing Thais, Indians, and Chinese but will remove posted comments if it's sensitive to the group and we all know the group means which group. This forum is meant for people whose voices are not heard anywhere in the world so that they can come here to rant against Thais, Chinese, and Indians as much as they want, including promoting their stereotypes. -
I believe there is a divider. You can cross the road after crossing the divider and have to look for traffic on one side only. Good luck.
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£10,000 for a tourist visa now? Part 2.
CartagenaWarlock replied to ewelve's topic in Thai Visas, Residency, and Work Permits
That's the exact reason the embassies don't want to talk to every Tom, Dick, Harry who apply for a TV. They have a streamlined process and it never failed any person who I know have applied for a TV. If it fails you it must be your fault. -
This forum is full of racists who saw their privileges dwindled as immigrants became doctors, lawyers, CEOs, entrepreneurs, authors, etc. in their own country and they had to flee to a foreign land and live on "wify visa".
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Because you fled you home land and took refuge in a foreign country using "wify visa".
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Outside Africa and India. India is the best poised for this. After conquering the US with high quality CEOs of fortune 100 companies, lawyers, doctors, engineers, authors, journalists, etc. by the First generation Indian-Americans, the economy is surging and they give middle fingers to the Western countries whenever they want to dictate any terms, just like in the current conflict between Russia and Ukraine. It will take time but by 2050, it may be the thirst largest economy.
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Trump surrenders for historic fourth arrest
CartagenaWarlock replied to Social Media's topic in World News
All NATO countries are vassal states of the US. Without the US, nobody would be afraid of for NATO. -
Dont know what to do, start over or fix it ?
CartagenaWarlock replied to Alittleguy's topic in Marriage and Divorce
What is the age difference? Ask yourself this question. Would you have found a lady in your home country of the same age to marry you? If so, why you did not marry in your home country? If you get the answer to this question, you have already resolved your issue. -
Trump surrenders for historic fourth arrest
CartagenaWarlock replied to Social Media's topic in World News
If there were evidence and Trump's DOJ did not indict her. I can't believe it. How many hours of congressional hearings were held to uncover evidence to indict her? If there were evidence, Trump would have indicted her. No prosecutor will take up a case against a person because people feel the person is guilty. -
What on earth is TM30 ?!
CartagenaWarlock replied to AndrewMciver's topic in Thai Visas, Residency, and Work Permits
Never heard of any hassle while leaving because somebody did not file Tm30 or 90-day report.