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Etaoin Shrdlu

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Everything posted by Etaoin Shrdlu

  1. Private insurance companies have very little appetite for the risk of catastrophic losses associated with crop insurance. Crop insurance will only work with significant involvement of government (taxpayer) resources such as subsidies and government-provided reinsurance. Even in the US, that bastion of capitalism, the Federal Government both reinsures crop insurance risks and subsidizes crop insurance premiums. This isn't something that the insurance industry in Thailand would be able to handle by itself. This is a political issue, not a commercial one that can be solved by the OIC negotiating with Thai insurers.
  2. I use it at Thai Post when ID is needed to mail letters. But then a Thai DL works, too. It was also requested when I got an international driving permit at the Land Transport Department. I think the DLT wants two forms of ID other than your DL that have your address, so tabien baan plus pink card worked for me. It may or may not get Thai entrance fee at private attractions. It used to get Thai entrance fee at Koh Samet, but last time we went, they no longer accepted it.
  3. Learned touch typing in middle school around age 14 or so. It served me well throughout my college years as well as during my working career and I'm glad I took a typing class in place of one of the other vocational classes such as wood or metal shop. I've typed a lot, but so far haven't turned a lathe or welded anything. And I did cut my teeth on computers running DOS.
  4. Do you have a Thai bank account in your name? A copy of a statement with your name and Thai address may work. Failing that, do you have a statement from a mobile phone account that is in your name?
  5. A yellow book can, in some cases, be used to evidence your address with government entities, including government hospitals, but does not convey any significant rights or privileges. While you may be able to register for treatment at a government hospital using the yellow house book, you won't be treated for free like a Thai would.
  6. Yes, I know. I am in favor of stricter regulations on what can be done to our soil, air and water. It won't be the Republicans that will do anything about that.
  7. There is legitimate inquiry into whether endocrine disruptors and other chemicals in tap water and from other sources my affect gender and sexuality. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1281309/ If this is what he he means, he may not be so looney on this point.
  8. While PR does not allow one to buy land, there is some benefit when it comes to purchasing a condo: With PR, it is no longer necessary to bring funds from outside Thailand and local banks are supposedly allowed to provide normal mortgages.
  9. Perhaps it's in the early stages.
  10. Are you coming down with Gamma disease?
  11. I've recently booked four tickets to the east coast of the US for next month and September and have made two trips earlier this year. In all cases, ticket prices were significantly higher than they were in recent past years. I searched both trans-pacific flights and also via the Middle East. Emirates had the best combination of pricing and scheduling, but for many of the dates I was looking at the only seats available were business and first class. I managed to book economy seats for dates that worked for me at about 62,500 each Bangkok-New York round trip. We have a long layover in Dubai, but Emirates provides a free hotel room. The trans-pacific flights I looked at were 70,000 and up. I avoid Skyscanner and the like due to high additional fees to make changes to booked flights.
  12. Yes, that looks like a very good option. I don't think any of the major insurance companies sell the Por Ror Bor in isolation on their websites. No money in it for them.
  13. This website contains instructions on how to obtain Por Ror Bor for motorcycles via the LINE app: https://www.rvp.co.th/underwritingQA_en.php Not sure if this is what you're looking for.
  14. I had nine years of employment and tax payments when I applied. I think my application probably went in the year after yours. The Thai language interview was perfunctory. In fact it was very informal and lasted all of about ten minutes.
  15. Employment and payment of income taxes for three consecutive years is a requirement for PR regardless of age or marital status.
  16. My understanding is that regardless of the circumstances upon which a PR application may be based, such as married to a Thai national, investment, etc. the requirements include being employed and paying Thai income taxes for three years. I suspect that females married to a Thai may meet this requirement on the basis of the Thai husband's employment and tax payments.
  17. This is correct. The limit is 100 per country. The limit is reached for a number of Asian countries (probably India, China and Japan where dual nationality may not be allowed and there is therefore more demand), but not for Western countries. The reference to non-quota immigrant visa pertains to the re-entry visa that a PR holder obtains in order to leave and return while maintaining PR. There is no quota or limit applicable to the number of PR holders who may obtain such re-entry immigrant visas.
  18. The penalty for not enrolling in Part B is 10% of the base premium for every 12 months that one does not participate. If one enrolled after ten years' non-participation, the base premium plus penalty would come to $340 per month. The break-even point would be ten years after the late enrollment. Assuming one starts Medicare Part A at 65, enrolls in Part B at age 75, the break even point is at age 85 if one only pays the base premium. This may be a deal-breaker for some or perhaps most. The calculations are different for those whose income levels attract a surcharge for Part B. For those who have other taxable income, perhaps a business, investments, IRA withdrawals, rental income, etc. the surcharges are significant. An income of $200,000 would attract a monthly surcharge of 362.60. After ten years' non-participation, the premium savings would be $63,912 (170+362.60x120). The total amount of the penalty that would need to be paid the next ten years after the ten-year delayed enrollment in Part B would be $20,400 (170x120). The non-participant is far ahead. The cross-over point at which the total penalty exceeds the total premiums saved is more than 30 years out from enrollment in Part B at age 75 and forty years out from age 65. In other words, one would have to live to 105 to reach the cross-over point. This is all due to the fact that the penalty is only calculated on the base premium and not the income surcharge. Quite compelling for those who incur a surcharge and who may not need to use Medicare for a while. The above ignores time value of money and any possible changes in Part B premiums in the future.
  19. Not all foreigners are subject to reporting under Section 38 of the immigration act of 1979. An actual translation of the Immigration Act can be found here: http://www.samutprakanimmigration.go.th/downloads/Immigration_Act.pdf and it states that the reporting applies to foreigners on temporary permission of stay. Permanent residents are not on temporary permission to stay and are therefore exempt from reporting under Section 38.
  20. Looks like a phishing attempt. If the message contains a link, it is likely an attempt to steal your login credentials or for you to download malware.
  21. Apparently there's an issue doing that. Not sure what it is, but I think it may have something to do with her address not being on file on the pre-paid account.
  22. Accession to NATO requires that there be no territorial disputes involving the applicant. This would mean that not only would the war with Russia have to end, but any claims by Russia over the Donbas or Crimea would have to be withdrawn or a negotiated settlement reached. I don't see this happening any time soon even if hostilities end.
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