Etaoin Shrdlu

AIA Thailand is a life insurance company and they will only provide medical insurance benefits as an extension of a life insurance policy. Most life policies sold by AIA in Thailand are whole life policies that have a cash value. Since it appears that you are interested in tax compliance, you might wish to look into the US tax treatment and reporting requirements surrounding non-US whole life insurance policies.

Most Thai insurers will insure a vehicle for 1st class cover for about ten years or so. There may be some variation between insurers and it may depend upon the make and model to some extent, but yes, most Thai insurers will eventually stop offering 1st class insurance at some point as the vehicle ages.

I've always wanted to better understand what exactly Trump did in this regard. To me, this seems to be one of the weakest elements for prosecuting him. For property taxes, assessed value is typically used. For insurance purposes, replacement value is the norm. For bank loans, it may be appropriate to use estimated market value. In most instances, these would be quite different numbers. But perhaps New York laws state differently. I don't know. When it comes to bank loans, especially given the amounts involved, I would expect a bank to only accept an appraisal or valuation from a credible, disinterested appraisal company, not the borrower's own numbers. I would also expect that Trump would include a disclaimer if he submitted values stating something like "these are the estimated values we present for your review, however we do not warrant their accuracy. Conduct your own due diligence" or something to that effect. Perhaps I've missed explanations that would clarify the above. In any event, don't mistake my remarks above for support of DJT.

I am not quite sure what to think. I've had similar delays when sending my tax returns to the IRS by registered mail. It could be a number of things: 1) Louis DeJoy demolishing the USPS in general (possible). 2) Deliberate side-tracking of SSA-bound mail (less likely, but I suppose is possible). 3) Issues with how registered mail is handled and the paperwork/custody involved (more likely) 4. Issues with CBP and how they clear inbound mail. (possible) 5. All of the above to greater or lesser extent (most likely).

On July 9th, I advised the FBU as follows: "Please see attached completed Form 7162. I will be mailing the original to SSA in Wilkes-Barre. Kindly note the applicable SSA records accordingly." FBU's reply: "Good morning,Thank you for sending the completed SSA 7162. There is no need to mail the original form in Wilkes-Barre office. Best regards. Social Security Administration – Federal Benefits Unit" In spite of the FBU's advice, I sent the first 7162 by registered mail on 19 July to Wilkes-Barre. The letter reached the USPS international receiving facility on July 30th but was not delivered to Wilkes-Barre until October 3rd. It apparently sat for two months upon arrival. Since I did receive the second notice, I can only conclude that Wilkes Barre was unable to process my 7162 between receipt on October 3 and the printing of the second request on October 27th. I mailed the second 7162 by regular airmail late last week. Still no sign of a 7161 for my daughter's benefits.

$170.10 is the Part B premium for 2022. It will actually go down by $5.20 for next year to $164.90. Looks like you were enrolled for both Part A and Part B when you turned 65. Perhaps you were signed up automatically for both Part A and Part B when you did nothing. When I requested that my Social Security benefits started at age 65, I was asked if I wanted to sign up for Medicare at the same time. I stated that I only wanted Part A and that's what I was enrolled in. I went through this with the Manila FBU. I don't know if one can un-enroll from Part B. Let us know how you get on with the SSA.

I pay nothing for Part A. I did not sign up for Part B as I do not expect to repatriate to the US.

Yes.

I have LINE on my desktop computer, my iPad and my Android phone, all using the same LINE account, but the iPad and Android have different SIM cards/phone numbers. My Android phone has the phone number I'm registered with. LINE does not log me out of my Android phone, but if I log into my iPad, I'm automatically logged out of my desktop and vice-versa.

Medicare Part A does not require payment of a premium and you should enroll at 65 during your enrollment period. I am not aware of any reason not to do so during your enrollment period at age 65. If you don't sign up for Part B when you enroll in Part A when you turn 65, you will be assessed a penalty of 10% of the premium amount for each 12 month period that you did not take Part B and pay the premium if/when you subsequently sign up for Part B. There are also restrictions on when you can enroll in Part B, so a return to the US will take planning if you want to be covered for Part B from the moment of your return.

I received the second request on Thursday. I sent the first 7162 to Wilkes Barre on July 19th by registered mail. Thai Post shows that it was received at Wilkes Barre on October 3rd. I guess it did not get entered into the system in time to prevent the second notice going out on the 27th. I mailed the second 7162 by regular airmail yesterday. Still no 7161 for my daughter. Perhaps she was not selected for one.

I don't know if mainstream consumer shops like Homepro or online merchants would carry something like this. I think you might need a specialty plumbing company. I see that some swimming pool suppliers and marine supply shops have some types of non-return valves, but these might not be the answer if you're just looking to prevent rats and snakes getting into a PVC drain pipe. https://swimmingpoolsthailand.com/en/232-check-valves-non-return-valves https://asap-marine.com/en/non-return-check-valves

Check valve or perhaps non-return valve.

I opened an account with Chase just over four years ago when I was visiting the US. I do not have an address or phone number in the US and Chase was fine using my Thai address and phone number. I had to show them my passport and a bank statement with my Thai address. I think an SSA letter with my Thai address would have been ok in lieu of a bank statement. Chase sent a box of checks and a debit card by courier to me here in Bangkok. I had an unauthorized transaction on my account once and requested a new debit card. Chase sent the replacement by courier to me here. I use the Chase app on my phone with my Thai SIM card and log on to their website using my computer without VPN.

You won't receive a 7162 if the address you have on file with the SSA is a US address and your payments are sent to a US bank. If you use a Thai address, you'll get one every year under normal circumstances.

Contact one or more of the hospitals and ask for their recommendation based upon your age, medical history and family history of heritable diseases. But be aware that all private hospitals will discover a large lump in your wallet and will successfully remove it.

I once had a registered letter to Wilkes Barre returned as undeliverable even though I used the envelope that came with the 7162 form. It got as far as the USPS facility in New York and was then sent back to me. Back in July, I emailed the FBU in Manila with a scan of my completed 7162 attached and mentioned that I was going to send the original by post to Wilkes Barre. They replied that it was not necessary to send the original. You might try emailing them with a scan along with an explanation of your situation. Perhaps also send a copy by regular airmail to Wilkes Barre. [email protected]

Yes, if the seller is registered for VAT and charges VAT on the purchases, it is supposed to be included in the price displayed and charged for the item. I can't speak for all Lazada seller, but I've never been charged VAT separately for any of my Lazada purchases. If the merchant is registered for VAT, but assumes that purchasers prefer not to pay the VAT-included price, he or she may display a price net of VAT expecting that the purchaser prefers the off-the-books lower price. If a customer then requests a formal VAT invoice, the merchant would likely then increase the price to include the VAT. This usually only happens at smaller shops and less formal channels. I don't think this will happen on Lazada, but can't say for sure.

The branch may have closed, but the liabilities of Bank of Asia would have been assumed by ABN Amro and subsequently by UOB. I think that after ten years banks send funds from dormant accounts to the Bank of Thailand, but I understand that if a depositor can prove ownership there is no time limit on reclaiming funds from the bank. You may have a valid claim against UOB. Have you looked into getting your funds from them?

Bank of Asia was purchased by ABN Amro who in turn sold it on to UOB. I would certainly hope and expect that your deposit was simply carried over. I don't think Bank of Asia simply closed its doors.

I believe VAT is levied on all consumer purchases made in Thailand in the formal economy. There may be exceptions, but I can't think of any at the moment. The VAT amount is included in the purchase price, so is isn't like the US where you have to add a sales tax on top of the advertised price to see what your total cost will be. You will normally get a receipt that shows the VAT amount that was included in the purchase price. VAT is not levied on purchases made in the informal economy, and some VAT-registered shops may sell items off the books and not levy VAT. Sometimes a VAT receipt may be desired by the purchaser, in which case The merchant may be able to levy VAT and issue a VAT receipt upon request, but only if the merchant has registered for VAT.

Since the quote posted mentions stamp duty, I think the quote comes from Cigna's Thai company. Policies issued by insurers in Thailand are usually less broad in coverage than those issued by offshore insurers. I understand that Cigna's office in Singapore, and perhaps elsewhere, will insure expats living in Thailand. Coverage would probably be broader from those Cigna offices. You might wish to consider using a broker to help you find the best insurer and plan. A broker can also help if you have issues with claims.

This can be the case in places where third party liability coverage is compulsory and it is against public policy to have potentially uninsured vehicles on the road simply due to the operation of clauses such as the unlicensed driver exclusion. Thailand does not compel vehicle owners to insure for third party liability, so insurers would likely be able to deny third party liability claims, even if the principle of "follow the car" would otherwise apply. It seems that Thailand has no problem having vehicles on the road without proper TPL cover. It is possible that the OIC could step in and compel the insurer to honor a third party claim even in the case of an unlicensed driver, but I'm not sure how likely that would be.