Patong2021

Do boiler rooms pushing bogus investments and sketchy time share promotions qualify?

The war can end immediately as soon as Hamas agrees to a ceasefire, stops firing rockets from the civilian locations, and releases the remaining hostages. It's quite simple.

There is no point in raising this subject. The people who need to consider it, are not interested and don't want to consider the issue. All that this does is to bring out the die hard supporters who will be very vocal and even more unhinged. The people who will have a concern, have already made up their minds on who they will vote for in November. Pushing the issue serves no positive purpose. And, many of the people claiming Trump is mentally unbalanced, are not particularly well balanced themselves. It's like the fat people and couch potatoes who ridicule Biden's mobility disability because of his arthritis and plantar fascitis.

It's worth a bump on this. You are the only one who understood this. (Non immigrant long stay visa can also qualify some people as expats for the purposes of placing lower cost expat health insurance vs. travel health insurance.) In even simpler language, the revised visa rules addresses the biggest tourist complaint amongst the high end and older demographic who just want to visit Thailand for 2-3 months at the most per visit without the hassle of applying for a visa.

Your attention is directed to the Cigna Global Health website that provides the health insurance portal for Thailand. Health insurance quotes are issued with the following disclaimer; The Current Quote price shown above is based only on the information you have currently provided and benefits you have selected. If you proceed, you will be required to complete a medical questionnaire for yourself and all other persons to be covered by this policy. Cover will be considered by our medical underwriting team and shall be subject to the policy terms and conditions. The CIGNA health questionnaire contains the following warranty; DECLARATION FOR ALL CUSTOMERS I hereby declare that I have taken reasonable care to answer all questions accurately, honestly and completely. I acknowledge that if I do not answer all questions accurately and completely as a result of my carelessness or as a result of deliberate or reckless misrepresentation, Cigna Healthcare may reject claims, and/or cancel cover as per the terms and conditions of this policy. The duty to answer our questions accurately, honestly and completely applies in respect of each person who is covered by this policy. Although failure to fulfil this duty by one covered person may affect coverage or payment of their claims, it will not affect coverage or payment of claims in relation to any other covered person, unless that person has also made careless, deliberate or reckless misrepresentations in relation to our questions. I warrant and represent that I have each covered person’s consent to disclose the personal information, including the sensitive personal information (e.g. medical information) contained in this form to you. I confirm that each covered person is aware of their duty to take reasonable care to answer your questions accurately, honestly, completely and to the best of their knowledge. (Please note that if you are declaring the above on another person’s behalf, it is your obligation to keep evidence of the consent you are providing hereto of your covered family members’ actual declarations and consents.) I hereby propose to Cigna Healthcare for cover to begin on the cover date or such other agreed date. In the event that it is found that I, or any covered person, have deliberately or recklessly provided any information which is false or inaccurate, Cigna Healthcare may void the contract of insurance as it relates to me or the covered person and refuse all claims and need not return any premiums paid in, except for where it would be unfair for the premiums to be retained. I have carefully read, understood and agree to abide by the Policy Rules and Customer Guide as they form part of my contract of insurance

I comment as a Star Alliance Gold passenger and Skyteam member.; Thai is ok. Same quality as Air Canada, Air France, KLM, Swiss, Asiana. I use on domestic and flights to Hong Kong and Japan. ANA, Singapore and Eva are better and I use them for international flights. Thai is the only full service airline that services Thailand domestic routes, providing enhanced checkin, baggage and lounge service. Bangkok Airways doesn't come close now. Yup. try BA, AA, UL, LH and TG comes off as wonderful. At least Thai people are nicer.

The uniform is fine.

Why would they waste time with a restaurant owner with no known links to terrorism? Might as well suggest Wally Winkelman as a prime suspect if he says he didn't get his kebab fast enough.

BMX and off road mountain bikers will wear full head protection. Come off a steep incline and hit rocks on the way down and you pay the price. Insurance as in health travel coverage. In the old days, skateboarders never wore protective gear, now, most of the pros have high tech head gear and padding. Times have changed

Always easy to criticize, without understanding context. Not mentioned is if there were existing test results that the urologist reviewed, or if a physical exam was performed, or if there were pre-existing conditions or past illnesses. Some specialists requests tests based upon their experience, or wish to have more comprehensive tests before going further. Ok, some other physicians had a different opinion. It happens. Did you provide the same narrative to them as you did with the urologist? Are these other physicians urologists too? Not saying that the physician may be too conservative, but there is a reason why some tests will be requested by experienced specialists. If in doubt, ask. You are allowed to ask why a test is recommended.

One of the biggest problems with home BP testing is that the collars are not fitted properly. A person with a big arm may need a larger collar. A collar too small will result in a higher BP. A small arm with a collar not tight enough can result in an inaccurate reading too.

Many of the comments are written from a biased perspective and incorrect assumptions. An insurance policy is a risk transfer contract. You, the insured are asking a third party to assume the financial liability for expenses arising from circumstances or events as set out in the contract. The intent is to transfer the sudden and accidental losses of a few amongst the many. The third party accepting the risk sets a cost for that assumption of the risk. It includes the medical costs associated with the covered events, claims management, selling and administration expenses. Loss ratios for Asian health insurers typically range from 80-85%. That does not leave the excessive profits some of the comments claim. It also means that contrary to the comments made, the insurers are paying claims. Why is there an expectation that the insurer should take on a high risk at a cost that does not cover that assumed risk? If you believe that your risk is so low, keep the risk. Don’t expect another party to subsidize your healthcare. The core clauses of a health insurance policy are similar. Where they differ is on the extensions, the deductibles, and treatment of pre-existing conditions. The actuarial tables used by insurers are similar and they know which age groups are likely to experience health crises, and which health conditions will result in expensive medical costs. Some insurers invest more in their actuarial analysis. If an insurer is excluding cardiac and circulatory events for some people it is because the actuarial results show that the X% of people who have certain characteristics will incur X amount of losses. Some insurers will provide coverage if there is a stability of the condition, i.e. 6 or 12 months. Read the policy wording. It is your obligation to read the contract and to know what you are agreeing to. If you don't read the contract and then have a problem because you claim you did not know, that's your responsibility. If you are hit by a car or fall down and suffer a critical brain injury or if have food poisoning and subsequent kidney damage, there would be coverage. If you develop colon cancer or an eye disease, or have parasites all needing treatment, you would have coverage. You have a serious health condition related to your lipid levels and cannot expect an insurer to cover that existing medical problem. However there are 1001+ other ailments that you can have that benefit from having the coverage. A questionnaire forms part of the insurance policy. The questionnaire might be completed on the phone for the purposes of an estimate, but you would still be required to complete a more detailed form, sign and submit that form. Coverage would only be granted upon acceptance of the complete underwriting questionnaire. That is not how claims are managed. When there are contestable claims, a reservation of rights letter is first issued, stating where coverage is available and what is payable. If there is a basis for denying all or part of a claim, the relevant sections are cited. Insurers have their own in house legal counsels and paralegals who draft these letters. The burden of proof is on the insurer to show why a claim is not payable. If an insurer cites sections of a policy that excludes coverage, an claimant just responds with an explanation or with documentation countering that position. An insurer has an obligation to protect the best interests of its shareholders and other policy holders by responsibly managing claims. Read the sections that apply for pre-existing conditions, and for conditions deemed stable. If you have doubts, ask the specific question in writing and request a written response. The broker is not the claim adjuster and does not control the grant of coverage. Only the insurer has that power. When in doubt, as for an opinion from the insurer claims manager.

That's a first, and I mean that in a positive way. Typically, these vehicles are transited through to Dubai, Beirut and various African ports never to be recovered. Western countries with lax judicial and police response to vehicle theft are targeted by organized crime gangs, many of whom are linked to international terrorism.

The use of the term "genocide" in respect to the war between Russia and Ukraine demonstrates a bias. There is no genocide. It is an illegal invasion intended to annex land, not kill off the Ukraine population. It is a targeted campaign of violent discrimination. Unfortunately, the discrimination goes both ways as Ukraine did persecute its Russian ethnic minority prior to the war and Russia funded and armed ethnic Russian militias intent on separating from Ukraine. This is one of the reasons why Thailand and others prefer to stay out of the dispute. Also, Thailand is able to cash in on Russian tourism. Thailand does not apply morality in these types of disputes. You need only look at the profiteering that occurred during Pol Pot's reign of terror in Cambodia. Thais purchased endangered animals, lumber, gems and people. The country provided a safe haven for many Khmer Rouge murderers. NATO did not force anyone to join. On the contrary, countries asked to join. Sweden and Finland were pushed by Russia's aggression and threats to join NATO. Thailand is playing both sides and at some point, when Thailand is not offered preferred trade status in new trade agreements, it will know why. There is a time and a place and Thailand's day of reckoning will come. It's just that the world has bigger issues to address than Thailand's dance of "neutrality".

HPV aka genital warts most certainly affects the ladies. It too can result in cancer: Cervical cancer and it is deadly.

His heart.

Not true. Many Asian airlines will provide special discounts or access to a seat inventory not available from an OTA or the airline itself. Examples of this are; EVA, and mainland and Chinese airlines. The arrangements reflect the agency's preferred status die to sales volume or activity as a local hub and the usual "special arrangements" that are a characteristic of Asian airlines.

Don't count him out just yet.

Now that same sex marriage has been legalized I suggest you consider a kathoey. The two of you can live happily together in a deluded bliss. I offer this in consideration of your spouse determining parameters.

On what basis do you make that claim? yes, the man is intelligent and is presentable, but really what has he accomplished or built? He has had the benefit of being promoted and advertised as someone special, but really he is not. He went to law school, but was not recognized as a legal expert. There is a good reason why tones down his military service when he is around active service veterans and that is because he was a public relations face when he was deployed to Iraq, and not a combat action veteran. Nothing wrong in that, but the people trying to promote him on the basis of his presence in iraq insult the personnel who were combat veterans. He was a venture capitalist financier for a few years. VC people invest for profit, not for human or social consideration. He invested in companies with the sole intent of squeezing out as much money as he could, even if that required the target company taking on debt. These VC firms have been the driving force behind the USA's industrial weakness, forcing manufacturing to low wage countries and eliminating jobs that allowed US workers to pay taxes that supported the nation. Part of his job was to exploit the laws that regulated M&As, and governance so that profit was maximized. All legal, but hardly in the same league as a someone who has built America through innovation or job creation. He may be a nice guy, and quite decent, but that isn't the point. Does he have people skills? Can he unite people? I don't think he can at this stage of his political career. Maybe a cabinet secretary or maybe he can step up in the senate and show some leadership. Maybe with time, he would make a good President, but he is not there yet. There are many qualified and good potential VP candidates, none of whom are considered because of politics. Multiple Republican governors have been able to win over Democrats and others have managed their states decently. Some of these governors are Phill Scott, VT, Bill Lee TN and Mark Gordon, WY. None are swing state governors, but they are good at what they do.

The deceased was homeless and demonstrated signs of mental illness. Because he was a Russian national, some have made the inappropriate conclusion that it must be organized crime related. This is not how Russian mobsters execute someone. A hit is intended to send a message and with the Russian mob, when it comes to the elimination of low level people, the body isn't concealed in the manner that this body was. And then we come to your comment offering up the presumed religion of someone who has no relevance to this death. The man you refer to has not left Russia in well over a decade. He is almost 78 and I would expect that on a good day, he might manage to pee without splattering his underwear. And here you come to offer up that some some arch enemy is Jewish, Ukrainian and Russian hitting the trifecta of hate out of the ball park, as they say. Why you would even reference a presumed religion of a completely unrelated person to this event? Do you call Al Capone the Roman Catholic mafiosa, or Whitey Bulger the Roman Catholic gangster, or describe the notorious and violent Asian Boyz gang as Buddhist gang members? I doubt very much this man practices any religion.

The frightening aspect of your claim is that you actually attempt to offer it as factual. There are no settlers in Gaza and Israel has not taken land from Gaza. There was historically, an Israelite population in Gaza and it existed through the Ottoman period. All jews were forced out in 1949 when Egypt annexed the land. There is no religious claim to Gaza either. Yes, there are some Israelis who make provocative comments about occupying Gaza, but that is motivated solely by the constant missile and terror attacks that come from Gaza. Aside from that group, there is zero interest in Israel in having anything to do with Gaza. And what's up with your Israeli query? You carry on as if it is a crime to be an Israeli. There are 1 million+ Israeli Arabs and your comment impugns them.

Look at his toes in the photo. That kind of muscle freeze is indicative of an underlying physical issue. Either his own metabolic issue or a drug induced issue.

Ok so according to you Gazans are not attacking and looting aid convoys despite the overwhelming evidence that they are. A quick search will show some of the Arab drivers complaining about the Gazans attacking aid convoys. I found this one from an Egyptian driver.

Ok, it was foolish and unreasonable to threaten him outright, but I have a hunch the intent of the talking to was not particularly well expressed. Initially, I was sympathetic, but I poked around a bit and can see that this fellow is wobbly to begin with. He is asking for money from viewers who are not many. Adding embarrassment is that he apparently considers himself to be a shaman. he isn't too impressive.