
Patong2021
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Murder Suspects of Iranian-Thai Couple in Pattaya Escape Thailand
Patong2021 replied to webfact's topic in Pattaya News
Why would they waste time with a restaurant owner with no known links to terrorism? Might as well suggest Wally Winkelman as a prime suspect if he says he didn't get his kebab fast enough. -
Irish footballer fights for his life after bike crash in Thailand
Patong2021 replied to webfact's topic in Thailand News
BMX and off road mountain bikers will wear full head protection. Come off a steep incline and hit rocks on the way down and you pay the price. Insurance as in health travel coverage. In the old days, skateboarders never wore protective gear, now, most of the pros have high tech head gear and padding. Times have changed -
BUYER BEWARE - questionable medical care
Patong2021 replied to The Snark's topic in Health and Medicine
Always easy to criticize, without understanding context. Not mentioned is if there were existing test results that the urologist reviewed, or if a physical exam was performed, or if there were pre-existing conditions or past illnesses. Some specialists requests tests based upon their experience, or wish to have more comprehensive tests before going further. Ok, some other physicians had a different opinion. It happens. Did you provide the same narrative to them as you did with the urologist? Are these other physicians urologists too? Not saying that the physician may be too conservative, but there is a reason why some tests will be requested by experienced specialists. If in doubt, ask. You are allowed to ask why a test is recommended. -
My Blood Pressure Numbers are always Normal - I'm Confused .
Patong2021 replied to Bill Poster's topic in Health and Medicine
One of the biggest problems with home BP testing is that the collars are not fitted properly. A person with a big arm may need a larger collar. A collar too small will result in a higher BP. A small arm with a collar not tight enough can result in an inaccurate reading too. -
Health Insurance Refused Because I Take Statins.
Patong2021 replied to Jumbo1968's topic in Health and Medicine
Many of the comments are written from a biased perspective and incorrect assumptions. An insurance policy is a risk transfer contract. You, the insured are asking a third party to assume the financial liability for expenses arising from circumstances or events as set out in the contract. The intent is to transfer the sudden and accidental losses of a few amongst the many. The third party accepting the risk sets a cost for that assumption of the risk. It includes the medical costs associated with the covered events, claims management, selling and administration expenses. Loss ratios for Asian health insurers typically range from 80-85%. That does not leave the excessive profits some of the comments claim. It also means that contrary to the comments made, the insurers are paying claims. Why is there an expectation that the insurer should take on a high risk at a cost that does not cover that assumed risk? If you believe that your risk is so low, keep the risk. Don’t expect another party to subsidize your healthcare. The core clauses of a health insurance policy are similar. Where they differ is on the extensions, the deductibles, and treatment of pre-existing conditions. The actuarial tables used by insurers are similar and they know which age groups are likely to experience health crises, and which health conditions will result in expensive medical costs. Some insurers invest more in their actuarial analysis. If an insurer is excluding cardiac and circulatory events for some people it is because the actuarial results show that the X% of people who have certain characteristics will incur X amount of losses. Some insurers will provide coverage if there is a stability of the condition, i.e. 6 or 12 months. Read the policy wording. It is your obligation to read the contract and to know what you are agreeing to. If you don't read the contract and then have a problem because you claim you did not know, that's your responsibility. If you are hit by a car or fall down and suffer a critical brain injury or if have food poisoning and subsequent kidney damage, there would be coverage. If you develop colon cancer or an eye disease, or have parasites all needing treatment, you would have coverage. You have a serious health condition related to your lipid levels and cannot expect an insurer to cover that existing medical problem. However there are 1001+ other ailments that you can have that benefit from having the coverage. A questionnaire forms part of the insurance policy. The questionnaire might be completed on the phone for the purposes of an estimate, but you would still be required to complete a more detailed form, sign and submit that form. Coverage would only be granted upon acceptance of the complete underwriting questionnaire. That is not how claims are managed. When there are contestable claims, a reservation of rights letter is first issued, stating where coverage is available and what is payable. If there is a basis for denying all or part of a claim, the relevant sections are cited. Insurers have their own in house legal counsels and paralegals who draft these letters. The burden of proof is on the insurer to show why a claim is not payable. If an insurer cites sections of a policy that excludes coverage, an claimant just responds with an explanation or with documentation countering that position. An insurer has an obligation to protect the best interests of its shareholders and other policy holders by responsibly managing claims. Read the sections that apply for pre-existing conditions, and for conditions deemed stable. If you have doubts, ask the specific question in writing and request a written response. The broker is not the claim adjuster and does not control the grant of coverage. Only the insurer has that power. When in doubt, as for an opinion from the insurer claims manager. -
30 Cars Stolen in UK Traced to Thailand, Returned to Owners
Patong2021 replied to webfact's topic in Thailand News
That's a first, and I mean that in a positive way. Typically, these vehicles are transited through to Dubai, Beirut and various African ports never to be recovered. Western countries with lax judicial and police response to vehicle theft are targeted by organized crime gangs, many of whom are linked to international terrorism. -
The use of the term "genocide" in respect to the war between Russia and Ukraine demonstrates a bias. There is no genocide. It is an illegal invasion intended to annex land, not kill off the Ukraine population. It is a targeted campaign of violent discrimination. Unfortunately, the discrimination goes both ways as Ukraine did persecute its Russian ethnic minority prior to the war and Russia funded and armed ethnic Russian militias intent on separating from Ukraine. This is one of the reasons why Thailand and others prefer to stay out of the dispute. Also, Thailand is able to cash in on Russian tourism. Thailand does not apply morality in these types of disputes. You need only look at the profiteering that occurred during Pol Pot's reign of terror in Cambodia. Thais purchased endangered animals, lumber, gems and people. The country provided a safe haven for many Khmer Rouge murderers. NATO did not force anyone to join. On the contrary, countries asked to join. Sweden and Finland were pushed by Russia's aggression and threats to join NATO. Thailand is playing both sides and at some point, when Thailand is not offered preferred trade status in new trade agreements, it will know why. There is a time and a place and Thailand's day of reckoning will come. It's just that the world has bigger issues to address than Thailand's dance of "neutrality".
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His heart.
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Not true. Many Asian airlines will provide special discounts or access to a seat inventory not available from an OTA or the airline itself. Examples of this are; EVA, and mainland and Chinese airlines. The arrangements reflect the agency's preferred status die to sales volume or activity as a local hub and the usual "special arrangements" that are a characteristic of Asian airlines.
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Police Commission Votes to Remove 'Big Joke' from Service
Patong2021 replied to webfact's topic in Thailand News
Don't count him out just yet.- 102 replies
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Is Thailand a good place to settle down for the rest of your life?
Patong2021 replied to RolandRat's topic in General Topics
Now that same sex marriage has been legalized I suggest you consider a kathoey. The two of you can live happily together in a deluded bliss. I offer this in consideration of your spouse determining parameters. -
The Big Decision- who will Trump pick for VP?
Patong2021 replied to Hanaguma's topic in Political Soapbox
On what basis do you make that claim? yes, the man is intelligent and is presentable, but really what has he accomplished or built? He has had the benefit of being promoted and advertised as someone special, but really he is not. He went to law school, but was not recognized as a legal expert. There is a good reason why tones down his military service when he is around active service veterans and that is because he was a public relations face when he was deployed to Iraq, and not a combat action veteran. Nothing wrong in that, but the people trying to promote him on the basis of his presence in iraq insult the personnel who were combat veterans. He was a venture capitalist financier for a few years. VC people invest for profit, not for human or social consideration. He invested in companies with the sole intent of squeezing out as much money as he could, even if that required the target company taking on debt. These VC firms have been the driving force behind the USA's industrial weakness, forcing manufacturing to low wage countries and eliminating jobs that allowed US workers to pay taxes that supported the nation. Part of his job was to exploit the laws that regulated M&As, and governance so that profit was maximized. All legal, but hardly in the same league as a someone who has built America through innovation or job creation. He may be a nice guy, and quite decent, but that isn't the point. Does he have people skills? Can he unite people? I don't think he can at this stage of his political career. Maybe a cabinet secretary or maybe he can step up in the senate and show some leadership. Maybe with time, he would make a good President, but he is not there yet. There are many qualified and good potential VP candidates, none of whom are considered because of politics. Multiple Republican governors have been able to win over Democrats and others have managed their states decently. Some of these governors are Phill Scott, VT, Bill Lee TN and Mark Gordon, WY. None are swing state governors, but they are good at what they do. -
Russian Man's Body Found in Bangkok Canal with Multiple Wrist Injuries
Patong2021 replied to webfact's topic in Bangkok News
The deceased was homeless and demonstrated signs of mental illness. Because he was a Russian national, some have made the inappropriate conclusion that it must be organized crime related. This is not how Russian mobsters execute someone. A hit is intended to send a message and with the Russian mob, when it comes to the elimination of low level people, the body isn't concealed in the manner that this body was. And then we come to your comment offering up the presumed religion of someone who has no relevance to this death. The man you refer to has not left Russia in well over a decade. He is almost 78 and I would expect that on a good day, he might manage to pee without splattering his underwear. And here you come to offer up that some some arch enemy is Jewish, Ukrainian and Russian hitting the trifecta of hate out of the ball park, as they say. Why you would even reference a presumed religion of a completely unrelated person to this event? Do you call Al Capone the Roman Catholic mafiosa, or Whitey Bulger the Roman Catholic gangster, or describe the notorious and violent Asian Boyz gang as Buddhist gang members? I doubt very much this man practices any religion. -
The frightening aspect of your claim is that you actually attempt to offer it as factual. There are no settlers in Gaza and Israel has not taken land from Gaza. There was historically, an Israelite population in Gaza and it existed through the Ottoman period. All jews were forced out in 1949 when Egypt annexed the land. There is no religious claim to Gaza either. Yes, there are some Israelis who make provocative comments about occupying Gaza, but that is motivated solely by the constant missile and terror attacks that come from Gaza. Aside from that group, there is zero interest in Israel in having anything to do with Gaza. And what's up with your Israeli query? You carry on as if it is a crime to be an Israeli. There are 1 million+ Israeli Arabs and your comment impugns them.
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American Man Arrested For Assaulting Girlfriend With Golf Club
Patong2021 replied to webfact's topic in Pattaya News
Look at his toes in the photo. That kind of muscle freeze is indicative of an underlying physical issue. Either his own metabolic issue or a drug induced issue. -
British Tourist Warned Over Criticism of Thailand Online
Patong2021 replied to webfact's topic in Thailand News
Ok, it was foolish and unreasonable to threaten him outright, but I have a hunch the intent of the talking to was not particularly well expressed. Initially, I was sympathetic, but I poked around a bit and can see that this fellow is wobbly to begin with. He is asking for money from viewers who are not many. Adding embarrassment is that he apparently considers himself to be a shaman. he isn't too impressive. -
British Tourist Warned Over Criticism of Thailand Online
Patong2021 replied to webfact's topic in Thailand News
That's the wifi device. It is attached to the wall. -
Suvarnabhumi Airport Aims for Top Spot in 2025 Rankings
Patong2021 replied to snoop1130's topic in Thailand News
Your comment suggests that you are not a frequent flyer and that you do not have experience with more than a few airports in any given year at best. Bangkok airport is one of the world's better airports. You can do this in the new Satellite terminal. It is everything you could ask for in a terminal. Bangkok is in a hot part of the world. The ambient temperature within the terminal is in the the mid 20's at worse and usually 23C away from the front doors. it is unreasonable to expect that the AOT should waste money and energy on offering refrigeration like temperatures in a climate where 35-40C+ is the norm. Most of the passengers don't want it cool. Hamad Airport has less passenger volume than Bangkok. And yes, it and Changi are nice, but the new Bangkok satellite is just as nice. The AoT initiated an long term plan of improvements. BKK is almost 20 years old and when it opened it was state of the art. The AoT has adopted a measured and orderly plan and the first stage was to get the new Satellite terminal up and running. This will allow the airport to proceed with the 140 billion baht addition of " two new runways, a new terminal and the expansion of the existing passenger terminal" My last trip in and out of BKK was a breeze. i cleared immigration in 10 minutes in the early morning and 15 minutes at peak departure mid morning. my baggage was at the belt within 10 minutes of my getting there. A large part of the problem are the passengers who are incapable of presenting their passports, or scanning their fingers or looking at a camera. Locals are quickly clearing through the egates. Yes, at peak hours there is sometimes a bit of a delay, but it isn't that bad. -
Yes a small number of israeli protestors attempted to disrupt an aid convoy yesterday. They are motivated by Hamas refusal to accept a ceasefire request from israel and release of the hostages. It was a wrongful act, but understandable as their concerns are ignored. Israel has held off on a Rafah visit as it attempts to get a ceasefire with Hamas. Enough aid has been entering Gaza to prevent a famine and hardship. The reality is that it was and is being diverted by Hamas, or is being looted by Gazans who then sell the goods for a profit. The sad reality is that convoys are more likely to be attacked by Gazans than Israelis. This is never mentioned by Al Jazeera, and rarely mentioned by western media. One in awhile there will be a mention in passing as was the case with the NYT https://www.nytimes.com/2024/02/21/world/middleeast/gaza-aid-convoys-ambush.html Often the aid is taken by Hamas and distributed exclusively to Hamas personnel and families. There is a robust open market where food aid is sold with money going to the criminal gangs and who are holding some Israeli hostages for ransom and to Hamas. And when a convoy is attacked, Hamas sympathetic media attempt to blame Israel for it, even though it is Gazans attacking and looting https://www.theguardian.com/world/2024/mar/06/food-aid-convoy-bound-for-northern-gaza-looted-after-being-stopped-at-israeli-checkpoint https://www.washingtonpost.com/world/2023/12/28/israel-hamas-war-gaza-news-palestine/ Do you deny the above? Do you deny that one of the biggest problems of getting aid to Gaza is finding drivers for the convoys. Few Israeli Arabs want to do it. There are a few videos of some of the drivers venting their anger after an attack and vowing never to return to gaza again. So many westerners assume that there is great integrity and honesty with the Gazans, a noble resistance. Well there isn't.
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In respect to the Columbia University protestors; It now seems that a large number were not full time students and that there is an indication of third party funding. At some point this will need to be investigated. More importantly, the NYPD has offered the following observation as quoted in multiple New York newspapers; Police explained why they knew the students were getting outside aid from agitators. "The black block attire, the breaking windows, breaking doors, the vandalism property destruction, the barricading, the make-shift weapons that we recovered in the encampment," said Rebecca Weiner, the NYPD's deputy commissioner of intelligence and counterterrorism. "That change in tactics, combined with the presence of known individuals on campus in the lead-up to what happened in Hamilton Hall, is why we had a real elevated concern around public safety." The New York Daily News had the article Pro-Palestinian CUNY students shattered glass doors, vandalized offices before City College NYPD raid. The article had this quote; “Students have a right to demonstrate peacefully and exercise their First Amendment rights,” the CUNY spokesperson said. “Actions were taken in response to specific and repeated acts of violence and vandalism, not in response to peaceful protest.” I think what we have here is not a n issue of civil peaceful protest. rather it is a series of civil disturbances initiated, funded and supported by third party agitators. Yes, for sure, some students are genuinely motivated and who do not wish to see anyone injured, but the clear message from the civil disturbances is that there is an intent to do harm and the protests are now being manipulated by these people.
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That's your logic. I was pointing out that if an ethnic cleansing or a genocide was intended, israel has acheieved neither since the Gaza population has neither decreased, nor relocated. In respect to the unfortunate loss of children, you should have a word with hamas and islamic jihad. The death of children is part of the strategy because it upsets westerners. Children are excellent shields, betetr yet is to put missile launching sites in close proximity to homes and schools. These are martyrs and they are in paradise. that's what hamas tells Gazans who believe that. So0o, you don't care about the Arab child or the Arab hostages. All human life is valuable, whehter it is 1 life or 100. Not teachins, but propaganda dissemination events where one revisionist version of history is given. A version that ignores the actual history of the place such as the Ottoman empire having ruled for centuries and that there being no actual palestinian nation o, nor a Lebanon or Saudi Arabia or Jordan, but there was a specific department for what we today know as israel which was attached administratively to the province of Damascus and ruled from Istanbul. The revisionists blame European colonial powers, but really what exists is the remnants of the Ottoman Empire.
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Egypt and Qatar are fed up with Hamas. Israel has offered all sorts of concessions and still Hamas won't agree to a ceasefire by releasing the hostages. Ask yourself what justification Hamas has to prolong the war and to hold non combatant hostages under horrific conditions. Hamas wants and needs the war to continue. Iran needs and wants this war to continue. Every country involved in trying to negotiate an end to the war knows that Hamas is intentionally prolonging the war. Why do you think the Arab countries are really not putting pressure on Israel? Even Turkey is keeping cool and Erdogan despises israel. The entire diplomatic world knows that Hamas has been told to keep the war going. The $200million paid by Iran to Hamas leadership has to be earned.
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Ethnic cleansing? I don't think Israel or Egypt got the memo. The Gazans are still in Gaza and are not going anywhere. They are not going to Egypt and they are not going to Israel. You do know that despite the war, the population of Gaza is not decreasing. They keep popping out babies. Gaza has one of the highest birth rates in the world (39th). As for the IDF policies, why don't you help us out and reference the specific documentation that supports your claim of ethnic cleansing. In respect to your claim that the US funded ethnic cleansing, you are confused. It was Hamas that diverted cement from humanitarian aid to build its military tunnels and reinforced bunkers for hamas select members, all the while telling the world that israel denied it cement to build homes. Remember that lie? And it was Hamas that diverted humanitarian aid of water pipes and sewage pipes to build rockets to fire the daily barrage at israel. Remember when Hamas and NGOs were complaining about an inadequate amount of piping? now we know where all the pipes went and why KMs of new water piping disappeared. So technically, it can be said that the US with its generous aid donations to Gaza helped fund the Hamas military build up. The Gazans who have families in the USA are financially well off and are fine. They are doing well in their exclusive communities of Dearborn and elsewhere in Michigan where non muslims are not welcome. The israeli Arab hostage families on the other hand are not doing so well. BTW, any kind words for some of the Israeli Arabs injured by Hamas and iranian missiles? Amina al-Hassouni is the 7 year old bedouin in the Israeli hospital ICU with a severe head injury after her family home was hit by iranian missile shrapnel.