Liverpool Lou

I got news for you. Presidents aren't the same as Prime Ministers. The US doesn't have a parliamentary form of government. So Presidents don't really have the occasion to engage in debates in the course of their duties. I've got news for you, debates/interviews/ discussions (whatever you want to call them) aren't the sole preserve of the UK.

She can ask the bank to remove the husband's name from what was a joint account and yes, if the account was in joint names, she should be allowed access to her account.

Or just have his name removed from the joint account.

Starting to?!

He has never participated in any debate since he took office.

The "Irak" war, where and when was that? Biden's son definitely was not in that "war"...no one was.

Loosen what?

A lot of the tomatoes you get in Greece are imported. ...from Thailand!

They do? On what do you base that bizarre assertion?

Some confusion as to what ‘it’ is here? I am responding very specifically to the OP’s post, which is actually about a form that can be filled/ letter signed granting a spouse access to his account - I assume prior to death as well and without a joint account. If any such form/letter can help (doubt it but no expert) it’s outside the post-death legal process you refer to. Yes, you are right there is some confusion here. After an account holder's death it does not matter what forms or letters were signed pre-death between spouses. No one can give authority for banks to disburse funds from a deceased account holder's account before or after the account holder's death, except a court granting administration/'probate'. Banks cannot give themselves that authority, either, regardless of what forms/letters are produced. Legally, on the death of an account holder, the bank has to freeze transactions on the account until it receives authority from the court granting administration/'probate' to pay out funds.

"How long do i need to know her if we wanted to marry, or for her to live with me?" Five minutes would be more than enough, no one makes that type of rule. But marrying a married woman, as she is, is generally frowned upon by the legal fraternity. "Also once she is here could her debts be chased to UK? Or any other country?" Yes, if her creditors thought that it would be productive.

...only if she cannot prove that she is not pregnant. My ex remarried very soon after our divorce.

I exceeded the legal speed limit on MW 7 today by 20+ Kph. What should I do? "What should I do?". Don't post about it in this thread, probably. There's a big difference between your facetious speeding comment and fraud/theft of assets from estates. Sorry if you don't approve of accurate answers but that's your problem.

Sure is, she can get the money and everything what is left....according to his will. Legally, only after administration/'probate' has been granted, will or no will, can she get "everything what is left" [sic].

"...due to the inconvenience imposed by these silly rules". Due to the inconvenience of their choosing to do what they want with their privately owned property and your silly presumption that you are entitled to access.

Needless to say, they'll be devastated.

Very helpful of them to assist with fraud after your death. I bet that they wouldn't put that in writing.

Thats the easiest way and best solution! It's also the illegal way.

That anecdotal story of the "friend of your wife" who may have done it doesn't make it legal if there was no process of administration. Who gave her the authority to draw on the deceased account? Banks cannot decide, unilaterally, who gets the assets of a deceased customer, regardless of whether a will is produced.

What is "sure"?

...and unless an administrator has been appointed/authorised.

Not if nobody tells them. Just drain the account leaving 100bt in. Not enough to pay for the annual ATM card, and as such the account will automatically be cancelled. It depends on whether those left behind want the process to be legal or not and, if they don't care, they should know that there could be consequences.

Go to court with what documents and do what? A death certificate and a will or evidence of the deceased being intestate would be a good start, then the process of the court's appointing an administrator of the estate could begin.

I know that you are correct But we also have a Will naming her the Benefactor of the 800,000 The existence of a will does not negate the need for 'probate'/administration before assets are distributed legally. "...naming her the Benefactor..." Your wife would not be the "benefactor" (unless you're referring to her assets going to you after her death), she would be the beneficiary.

They most certainly do not.