Liverpool Lou

The emphasis is more on the need for a UK address No, it is not, the banks' need account holders to be UK resident, that is their regulation, if a bank accepts being supplied with just a UK address as sufficient that's up to them but it does not, officially, satisfy the UK resident requirement.

Really?... How?...

That's what was reported as having happened.

You put a deposit down on a property that you wanted to rent and that prevented the owner from offering it to others, then you just back out of the arrangement and expect your money back for breaking the "contract"? You're lucky you got anything back.

Why do you assume that the intoxication was alcohol's scourge?

That's normal for foreign cheques, Thai banks cannot clear US banks' cheques just as US banks cannot clear Thai banks' cheques..

Possibly any off-shore bank!

Of course it will as long as the bank accepts it! Officially, it won't "do fine" as, according to the bank's regulations, the account holder has to be UK Resident, that's why non UK residents cannot open new UK bank accounts any longer.

That is the issue. It's not about addresses, per se, it's about being "UK Resident".

HSBC does not have a retail operation in Thailand, hasn't had for years.

That is not correct, I try it almost once a week just in case it works and it doesn't as at 10 minutes ago. Revolut accounts cannot be opened through its app with a Thai phone number and Thailand does not appear on their list of countries when attempting to sign up.

Yes, that is required, that's what this is all about! UK bank account holders, officially, have to be "UK Resident" (yes, I know that many here are getting away with it because of the longstanding of their accounts). If you can convince them that you are "UK Resident" when they ask, that's great, however you do it.

How? It cannot be done using a Thai phone number and their T&C and setting up process does not include Thailand in their list of countries. I know that because I try it regularly and have just tried again now.

Well you should believe it, as incongruous as it may seem, because it is happening to many non-UK residents due to the banks' regulations. Some banks/branches are more lenient than others.

If I live with my daughter when I go back to UK and she registered me as living there and go back and fourth to Thailand it can be done. Of course it can, living with your daughter and registered at her address in the UK would make you a UK resident in the bank's view, no one's disputing that.

That's what those whose accounts are now being closed thought at one time, also. Officially, to have a UK bank/building society account the account holder has to be UK resident but you've got away with it so far...that could change.

Bit difficult for Thailand residents to set up a Revolut account.

It's whatever the bank decides is suitable but the requirement is not "to have a UK address", it's "to be UK resident", that's what customers have to prove if the bank asks.

The Bank of England is independent. Independent of what? The BOE is a public agency, answerable to the government, that regulates financial institutions, including banks, through the PRA. It can make recommendations and I did qualify my comment with "probably".

That is a moot point, might be like most things in Thailand the laws just never get enforced. Take this as you will. I don't condone it but I do not think that it is moot. Just because that forum says it's illegal but shows nothing to back it up, doesn't mean that it is illegal. https://ideapod.com/what-is-dual-pricing-in-thailand/#:~:text=In Thailand%2C many products have,if you are not careful. For example, dual pricing has been legal in Thailand for public hospitals for some time, they have three official Tiers of charging for Thais, expats and retirees so there's no reason to assume that dual pricing elsewhere isn't legal either... https://www.pacificprime.co.th/blog/dual-pricing-at-thai-public-hospitals-and-the-implications-on-foreigners/

As do I, I agree with you. We can expect.

We all pay tax here, that doesn't make us citizens. If you are a foreigner, which you are, why would you expect to be treated as a Thai?.

I guessed that; he probably means that he lives/works here on a visa but he did specifically state that he's a Thai citizen, hence my comment.

They're not, so hypotheticals it don't matter. It's probably illegal in western countries, anyway, it's not here.