Scams go on and on.
indeed they do, which is why reputable financial institutions work to hard to protect their customers, but often the problem is the customer themselves being naive or just doing a dumb thing. i have to continually remind my elderly mother to be on her guard, it's a sad indictment of the modern world. i'm pretty sensible and switched on and have never been scammed, neither have any of my friends or my mother, despite ongoing attempts. stay on your guard and you'll be fine.