udontomi

Today (Dec 4), I received two letters from Chase Bank, my credit card company, one dated Sept 9, and one dated Nov 28, not metered, but pre-printed "Jersey Post Priority" one dated 11/20.25, the other undated. When I expect Chase to send out renewal cards (about two months before my card's expiration date) I always call then to request the cards be sent Priority Mail-Trackable and I usually get them in 7-10 days.

Explanation: We have most of our assets in a US bank in JTROS. My wife is concerned that when I die she will be blocked by Thai probate from having immediate ownership of the JTROS accounts. Trying to explain to her that Thailand inheritance rules don't apply to US accounts. A Thai will doesn't include foreign assets, does it?

Thanks, but many replies are off-topic. My question is not how Thai joint accounts work, but how to explain to my Thai wife how US JTROS are DIFFERENT from Thai joint tenancies.

99% of the locals I encounter daily speak Isaan! Luckily they also speak central Thai.

I'm having a problem with my Thai wife understanding the difference between a US bank/brokerage account JTROS and our Bangkok Bank joint account. She thinks they work the same upon my death. It's my understanding that our JTROS passes directly to her without going through Thai probate. She doesn't believe me! I understand that, in Thailand some (not all) Thai banks offer a "pay on death" arrangement. but these accounts still have to be probated in Thailand. Correct? Is there ANY type of joint Thai bank account whereby the survivor can avoid waiting for/dealing with probate?

Lazada will not take my America banks' Visa either credit or debit cards (two different US banks) and there seems to be no way to do a bank transfer from my Bangkok Bank account like my wife does on Shopee. I don't like the idea of COD for large purchases, so Lazada loses out on those! I just wish Shopee was more English-friendly!

I am under the impression that there is no equivalent account relationship in Thailand to he US JTROS (joint tenants with right of survivorship) accounts whereby the surviving a/c holder automatically gets ownership without having to go through the courts or taxing authorities. Can anyone suggest an alternative? Is there a maximum amount the might avoid the paperwork/delays when one owner passes? Thanks!

Any issues using Wise to transfer Thai baht FROM Thailand TO a US bank?

As WC Fields famously said "I practice moderation in everything except moderation."

I have a US Schwab brokerage and checking account with a Thai address and mailing address. No problems at all! 2-3 months before my debit card is to expire, I call the to make sure they will send them to my Thailand address. I don't remember them charging me for the UPS/FedEx delivery. I don't have a US phone number, only a Thai one.

I imagine it would depend on if the account was individual (farang only) or joint with the questioner being the joint tenant.

Bangkok Bank will not allow me to have two accounts. Tried to open one at a different branch. No go!

If you're referring to the AWFUL stuff I had to drink the night before, I couldn't agree MORE!!!

Dr Jack 54, Do you mean that in using the monthly method, the transfer can be used immediately? How many months if any does this method have to be used before Imm recognizes it as acceptable for a retirement visa? I'm thinking of switching back from the 800,000 method.

If it is a JOINT account, doesn't the joint account holder have equal access/owner ship? Why would the question of being a heir come up? Thanks in advance!!

I've become a HUGE fan of Taylor Sheridan!!! Currently watching Landman (Billy Bob Thornton is AMAZING in it!) Also Tulsa King (Stallone is great!). Looking forward to the return next month of 1923 with Helen Mirren and Harrison Ford. Would like to see 1883 come back, too.

I have vertical diplopia (diagnosed in America about 12 years as 4th nerve palsy) which is correctable with prisms in my eyeglasses. To make my story short, I went to Paris Miki in Bangkok after several unsatisfactory experiences In Udonthani and Kohn Kaen. EXCELLENT results!!!

I was single in America for 27 years before I learned of how different Thai women are from American women ! Been married to a Thai woman now for 16 years and could not be happier!!!

It's his choice to make and, on the surface, it seems like he's chosen those who agree with him. That also is what EVERY President does. Again, on the surface, it seems that some of his choices may not have the qualifications that Washington insiders want. But the voters have chosen this maverick (Trump) knowing that he will do this. I just wish he would not make in-recess appointments so that Congress (biased) has the opportunity to question them. Just look what "qualified" and "experienced" has gotten us in the past! Corruption and Washington "elites" making the same self-serving decisions!

cryingdick cited his source! These sources are the ones you should be jumping on, not this poster!

Nearly all these comments are directed at Trump as a person and not at his policies! Wonder why that is? Personally and morally repugnant behaviora re rightly excoriated, but how about JFK's affairs while IN the White House" and Clinton's also? Selective outrage? Short-term memories" Or a sign of the times (media influence)?

It's about media bias!

All these comments miss the point IMHO. The media is fawning over her shamelessly and without question her on ANYTHING! Like for example her policy positions. Her refusal to sit for interviews. Has nothing to do with Trump.

I support Trump's policies (mostly) but not him personally, his morally bankrupt lifestyle, his insulting, demeaning attacks on his opponents and his inability to be diplomatic in anything. On the other side Harris is a weak, ineffective leader but seems to have an effective team behind her, but when she has to speak extemporaneously she fails miserably. Maybe that's why she hasn't had a press conference stince she's been anointed?

I have noticed that most of the farangs posting here are radical lefties. That TH is more conservative has nothing to do with the farang posting (IMHO). Why these posts are more liberal probably has more to do with the fact that liberals are more vocal than conservatives.