
Keeps
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Everything posted by Keeps
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Bangkok Road Sweeper Becomes Online Model Sensation
Keeps replied to webfact's topic in Bangkok News
She is stunning. I'd marry her but don't think the Mrs. would be too happy. Is bigamy allowed in Thailand? -
Foreigner Assaults Thai Man in Road Rage Incident in Pattaya
Keeps replied to snoop1130's topic in Pattaya News
I think he is being a little bit economical with the truth. He may not have been banned under his current guise but he certainly was when he was posting as GOAT. Probably banned under some of his other names also. -
Foreigner Assaults Thai Man in Road Rage Incident in Pattaya
Keeps replied to snoop1130's topic in Pattaya News
Sad, deluded fool. -
Foreigner Assaults Thai Man in Road Rage Incident in Pattaya
Keeps replied to snoop1130's topic in Pattaya News
We all know this thread will be heavily sanitized and probably rather rapidly. Just hope some people get to read what a prick Malky boy is before it all gets deleted. -
Foreigner Assaults Thai Man in Road Rage Incident in Pattaya
Keeps replied to snoop1130's topic in Pattaya News
Yes, they love ganging up on old one's they think they stand a good chance against mob handed. Soon as someone bigger and tougher comes along they have little to offer. Go back home to Oz Malky, you're embarrassing yourself. -
You'd get the best of both worlds sat next to me. I talk in my sleep.
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I don't disagree but I think the markets and investors learned a lot from that. There have been subsequent crashes but not as disastrous as that. Perhaps, lessons learned? 2007 was pretty grim but from a personal point of view, fantastic. Gave me a huge opportunity to make money. Makes sense to keep a healthy cash buffer for grim times and buying opportunities. Let's not forget Covid. I lost a third of my pot on paper. Luckily, I was sitting on cash so bought in at the bottom. Got far more money now than I've ever had. I do not and have never directly bought any of the 'big 7' US stocks. Some of the global funds I have hold them of course. Missed out? Maybe. But I'm happy with what I have. They don't generate income, only growth. I know what I need to generate and the portfolio is structured accordingly. I generate more than I need currently solely from bluechip high dividend UK stocks as part of my overall pot. I will need more as the year's tick on but I will adjust the portfolio to suit my needs.
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You're right. But I can see the hotties looking at their tickets muttering to themselves "please don't let me be sat next to him".
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I normally get to board the plane early in the first wave due to membership status. Doesn't matter in business (which I rarely fly) but even in premium economy, I sit and watch the subsequent boarders and I'm often muttering to myself "please don't be sat next to me, please don't be sat next to me". The fatties often grab all the 'beer snack's' aswell.
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Would you talk to a famous Youtuber if you saw them?
Keeps replied to Harrisfan's topic in ASEAN NOW Community Pub
Wasn't you waving at me and rambling incoherently outside 7/11 this morning, was it? -
Feeling a lot better today and back on the booze!
Keeps replied to Robert_Smith's topic in ASEAN NOW Community Pub
Probably confuses some on here who think it's a new member. -
Feeling a lot better today and back on the booze!
Keeps replied to Robert_Smith's topic in ASEAN NOW Community Pub
I think you will find that is 'plain' nasty.... I'm joking Richard, just couldn't resist 😂 -
I haven't been this miserable in a long time...
Keeps replied to Robert_Smith's topic in ASEAN NOW Community Pub
You don't have a boat? Not even a small 4 berth yacht? Peasant..... -
A lot of misinformation contained within this thread from various parties. I would agree with one of the comments to use Hargreaves Lansdown. You can transfer your entire pot to them and you do not immediately need to decide what to do with the money. It would involve transferring any holding within a SIPP. You can leave it sitting there as cash until you decide what to do. I have done this myself and transferred various pension to them and also contributed directly to my SIPP. You do not have to buy an annuity with your entire pot. That is an option. You could decide to buy an annuity with, say, £100k to cover guaranteed outgoings. You could choose to leave the remainder in cash (yes, they do pay interest on cash holdings) or invest in cautious funds or bluechip dividend paying companies. There are numerous annuity options available (all within the Hargreaves platform). flat level for life, guaranteed for a number of years, built in increases per annum etc. There are obviously sliding scales of return depending on which option you take. You could probably achieve between 8% decreasing to 4% depending which option you decide to take. Hargreaves also offer a 'health declaration' whilst seeking annuity quotes. The more health issues you have the higher the annuity income. Don't forget though, with some of the options, you will lose the pot if you suffer an untimely demise. At least if the money (or partial pot) is invested, you can detail a nominee for your remaining money to be paid to. You provide the nominee details to Hargreaves Lansdown. They have no contractual obligation to do so but will respect people's wishes to the full extent they can. There is also the option to move partial amounts of the pot into drawdown whilst receiving 25% tax free lumps. Once in drawdown, you can then withdraw an income from the drawdown pot. I would advise against moving it all at once. Just move/take what you need. This also provides the benefit of allowing the SIPP pot to continue to grow, thus enhancing any future tax free amounts. Be aware that there is an annual charge to hold within Hargreaves Lansdown of circa 0.45% per annum, collected monthly. There is no charge for holding cash and holdings of shares are capped per annum at a lower level. If you require any further information, please send me a personal message. I beg you not to listen to much of the misinformation already posted. Lastly, I had a pensionwise telephone discussion around 18 months ago. I didn't personally find it of much use but they will explain your options.
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Four More British Men Arrested with 131kg of Cannabis at Koh Samui Airport
Keeps replied to webfact's topic in Koh Samui News
Hugely reduced chance of getting his money back if he got rid of them. -
Four More British Men Arrested with 131kg of Cannabis at Koh Samui Airport
Keeps replied to webfact's topic in Koh Samui News
Makes you wonder just how much is getting out of the country though if 'they' can afford to lose consignments as large as this and the previous couple of busts at Samui airport. Over a third of a ton in the last four or five days. -
Four More British Men Arrested with 131kg of Cannabis at Koh Samui Airport
Keeps replied to webfact's topic in Koh Samui News
I thought that cannabis was legal in around three quarters of USA states for medicinal purposes and about half the states for recreational use. -
Four More British Men Arrested with 131kg of Cannabis at Koh Samui Airport
Keeps replied to webfact's topic in Koh Samui News
I can only assume that they had not heard the news that there had been a couple of major busts at Samui airport in the previous few days. If they had, and they still tried it, then they are even more stupid than I give them credit for. -
Would you talk to a famous Youtuber if you saw them?
Keeps replied to Harrisfan's topic in ASEAN NOW Community Pub
I would speak to them. I would tell them to get a proper job. I don't think this topic is going to get you surging back up the leaderboard. Must do better. -
You have a beard? That's it. We're done. I can't take you seriously anymore.
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That's the one. There is a small display case on your right as soon as you enter. Has the chocolate and cream eclairs. Bottom of that display case was the dark chocolate blocks. Had milk chocolate aswell.
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Ah, I didn't mention those that I dislike. Merely those that I despise....
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That deep breath you take when you arrive back home
Keeps replied to DonniePeverley's topic in General Topics
I understand that it has been gloriously balmy in the UK presently? Got to head back myself in a week or so. Cut the grass, bit of weeding and all that. 👍