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Keeps

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Everything posted by Keeps

  1. Going forward, you might want to keep your eye out for the Crosse and Blackwell version. Supposedly only started producing this in November 23 as a reaction to the withdrawal of Campbell's. This might start filtering it's way through to the ex-pat shops in Thailand. They also make condensed cream of mushroom and condensed cream of chicken.
  2. Campbell's have stopped producing the condensed tomato soup. It is being rebranded as Batchelors but is NOT the same recipe. It is much sweeter. I know my mother in the UK is pretty pi$$ed off by this. She said the next best thing is Heinz reduced sugar tomato soup mixed with a little tomato juice from a carton. Sad as it is, she is a bit of an aficionado when it comes to her tinned tomato soup and knows what she's talking about. 555 I did see that ebay had some 6 packs of the Campbell's condensed tomato soup selling for £50. Sorry to be the bearer of bad news....
  3. Not entirely convinced this would work. They do specify on the website that they want to see a confirmed E-Ticket (as stated in the OP's initial post). I don't think an itinerary without confirmed ticket would work.
  4. Seems like the problem may be that he is applying for the Visa from the Thai embassy in the UK but his flight to Thailand is from the US. Not sure what the answer to this is. I don't know if he should be applying for the Visa from a US embassy. I wouldn't have thought so as he is merely working there, not permanently residing. Hopefully, someone will be along shortly who can provide a definitive solution.
  5. Australia - says it all really about the mentality of the natives.
  6. Do you have any self awareness whatsoever? Do you ever read your posts before you hit the submit button?
  7. Firstly, I doubt it and secondly, I doubt it.
  8. The point is that my 5-7% ROI is pretty much guaranteed and is both what I want and what I require. This will hopefully enable me to live a long and enjoyable retirement. It is entirely aligned with what I planned to achieve many, many moons ago. I have no more than 2.5% of my pot in any one particular share, fund etc so the possibility of all investments failing is remote to say the least. Back in the day, did you sit there and hope that someone would invent some new currency that goes up and down likes a whores knickers and that you can only actually spend in relatively few instances? Is/was this your retirement strategy? You seem to conveniently forget that some people may have bought in at a much higher price than it's currently trading at. I'm sure many people have made lots of money from it. I'm also sure that many people have lost plenty. It generates no ongoing income stream other than selling a portion, hopefully when it's worth more than you paid for it. As I have already said, I'll stick with my current way of investing thanks. It works for me.
  9. Or 100% loss if/when it all unravels. I'll stick to my relatively safe current strategy and take my 5-7% thanks.
  10. No. Far too speculative for my taste. An investment like that would keep me awake at night. I predominantly hold a diversified portfolio of funds and shares. I also keep a cash buffer of two/three years expenditure in case the markets takes a fall (like during Covid) and you don't want to be selling any holdings at this time. A cash buffer is also useful when buying opportunities arise (again, like during Covid). Whilst saving I mainly invested in growth funds and shares. Now I am nearing the time when I need to generate an income, I realised some large profits from some of these investments and reinvested in income funds and shares. Some of the large UK financials are yielding 7-10% per annum. I keep growth holdings aswell to balance the portfolio. I am by no means an expert in this field, far from it. I have however done my homework over the years and have come to a landing on what will hopefully work for me and provide a steady, growing income during my retirement years.
  11. £800,000 should comfortably generate 100,000 THB per month without reducing the capital amount to any large degree (obviously subject to market fluctuations). Just depends on how much per month somebody needs. As a general rule of thumb, dependent on your capital being invested (and doesn't need to be in anything too risky) you should be able to generate/spend 4% per annum of capital without ever running out of capital. In fact, it shouldn't even reduce greatly over time. Inflation will need to be taken into consideration though along with tax. Personally, I have my SIPP which I can drawdown on if required (I am now 55 years old). During my "saving" years I built up a healthy pot within a Stocks and Shares ISA rather than just going down the pension route. This is withdrawn tax free in the UK. I can in theory take up to my personal tax free allowance from the pension and top up the income from the ISA, also tax free. Tax of any significant amount will only come into play when I get my state pension which is some 12 or 13 years away. I have heard of it referred to as the 25 rule. Work out what you need per year and multiply by 25. That is the pot of money you will need to generate your required monthly income.
  12. I think the overnight security guards just got peckish.
  13. Robby Krieger
  14. I'm starting to think flyingtiger's earlier post had some merit..............
  15. Johnny Marr from the Smiths is pretty good. Does a very good cover version of one of their own songs aswell
  16. Why has somebody posted a sad emoji to the above post or am I missing something? This is clearly a helpful post, providing useful information. There really are some sad, spiteful, people using this forum. I despair at times.
  17. Not sure about experts, but certainly plenty of w#nkers on the forum. 555
  18. I too was recently confused by the two. I should have been meditating in the Lotus position whilst I found myself masturbating in Lotus's which didn't go down too well with the security staff.....
  19. I believe in God selectively. If I am in a spot of bother I will offer up a little prayer - "If you get me out of this sticky situation I promise I will never again XYZ" If I've backed a horse and it is running second "If you make the one in the lead fall at the last I'll give 10% of my winnings to the next homeless person I see" etc. Never give "him" another thought any other time. Makes me a complete hypocrite only believing when it suits me and for personal gain. As a result of that I would summarise that I don't believe (and that on occasions, I am a selfish, shallow individual).
  20. In response to the topic title:- No. but thank you for asking.
  21. I do keep up with the news in my home country (UK) to remind myself what a complete and utter cr*p hole it has become and to remind myself why I much prefer being in Thailand.
  22. He must be a minimum age of around 50 working on the assumption he was legally driving when charged with DUI in 1992. I am not saying that he is too old to start as a teacher in Thailand but I would assume that Celsius had "done the maths" and that is his opinion.
  23. I buy all my coffee at this particular 7/11 and I don't even drink coffee!
  24. Careful....I posted something similar the other day referring to the same individual and it was immediately removed. Pretty sure I know which Mod it was too.
  25. Amazing what you can earn on those online live streaming sites!
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