I think you mean 'Glasgow kiss' in this instance. There is also a 'Glasgow smile' which is much nastier and more permanently damaging - I won't go into the details as it is rather unpleasant.
No point being the richest man in the graveyard. 25mTHB invested cautiously should still generate 1mTHB per year without reducing the capital over say, any 5 year rolling period.
Not saying the Scottish are tight but my mate Rab dropped a one baht coin and he bent down that quickly to grab it, it hit him on the back of the head.
As we ALL know? I don't think it is your place to be speaking on behalf of myself. Other members may agree but I wouldn't dream of making that assumption and speaking on their behalf.