Foxx

But only if you want him speaking with a Cockney accent?

I'm curious. No need for a will or probate?

They will love it. Just as Arabs go abroad to drink alcohol, they also go abroad for gay sex.

Oh, please pay attention. It isn't 2.2% - it's gone down to 2.0%. And as for S&P 500 funds, the S&P is trading at a P/E ratio of 27 suggesting it's seriously overpriced, and it is heavily invested in a very narrow range of tech companies. NVIDIA 7.2%, Apple 6.7%, Microsoft 6.2% are the top three holdings. NVIDIA's P/E ratio is 68.6, Apple's 36.8, and Microsoft 34.7. The level of growth implied by these figures is almost certainly unobtainable. And finally there's the foreign exchange risk. So, whilst the S&P has done very well over the last few years, there's no reason to assume that that level of performance will continue, and plenty of reasons to assume it won't.

Only the ignorant would consider that to be nonsense.

This is an oft repeated fallacy. You need to factor in exchange rates. It wouldn't take much of a shift in the GBP/THB exchange rate to wipe out any potentially higher returns from investing offshore. In fact, the existence of arbitrage means that you would expect to get exactly the same return from both onshore and offshore deposits.

Went to the bank today to reinvest a maturing fixed deposit. I was disappointed to learn that the rate on a 48 month deposit dropped from 2.2% (pretty pathetic) to 2.0% (even more pathetic) yesterday . What is odd is that the rates for 24 month and 26 month deposits are the same 2%, so no premium for tying up your cash for longer. Anyway, changed my plan and invested in a short term bond fund (KFSMART-A) which has a yield to maturity of 2.22% (albeit with a duration of 4½ months, so there is reinvestment risk.)

Because they can afford it? Because they enjoy luxury? I know I do. However, I'm sure there are a lot of less affluent people who resent those who've worked hard all their lives and saved enough money to enjoy the good things in life.

Yes. At the top end, Thailand's hotels are amongst the best in the world. Capella, Four Seasons, The Siam, The Sukhothai, Dusit Thani, Mandarin Oriental, Banyan Tree. All exquisite. And there are others.

Trying to understand. Is your card's registered address in the UK or Thailand? Thanks.

Are you sure about that? Wise told me it's not possible.

Well, at least someone finally got my joke.

Ridiculous. Image you had a banking system that only sometimes worked. Missed transactions. Failed to let you log in. Had incomplete validation of input. Would you consider that acceptable? I know I wouldn't. The difference is, if my bank were like that I'd change bank. Unfortunately, one can't do that with Immigration. You are holding Immigration to what is (in my opinion) an unacceptably low standard.

The topic here is "Immigration - totally useless" - not the online reporting system. Amongst its many failings, Immigration has failed to provide a reliable online reporting system.

Do make sure that the hospital banks with one of the banks which can receive more than 50,000 baht per transfer. Most can't. See https://wise.com/help/articles/2932335/guide-to-thb-transfers for details.

Interactive Brokers. They happen to offer attractive interest rates on cash balances about USD 10,000/GBP 8,000.

Either you have not read my previous post, or you don't understand it. At no level is it a "pretty good system". It's simply not fit for purpose.

Would be far better if he served 100% of his term and was then deported.

Looking at this logically, TM47 is an address reporting system. All they really need are your nationality and passport number plus your current address. Everything else is superfluous. They don't need your date of birth. They don't need your arrival card number or date of arrival or how you arrived. They don't need your type of visa or extension of stay expiry date. They don't need your gender. They already have all this information. So, whilst it's nice that they contacted you quickly, they should never have even been asking for the visa finish date. They even admitted already having that information and told you the correct date. In other words, utterly pointless. I wouldn't call it brilliant service by any means. It's simply pointless bureaucracy propping up totally inadequate IT systems.

Can be. If you're deaf the world is a much more scary place.

Then you can form a soi dog orchestra and conduct them. I'm sure the sound of their collective barking and howling would be absolutely delightful. As William Congreve wrote in 1697 "Music hath charms to soothe a savage beast".

A high pitched sound is going to be no use against a deaf dog.

Who cares? It's extremely doubtful she'll even be leader of the opposition come the next General Election. As an aside, Americans have shown that they're not willing to vote for a black woman, leading to a second season of Trump. Would British people also be disinclined to vote for a black woman?

Just to add, any half decent computer system would validate the input to make sure that all required information was input. They put red stars next to some input field, I'm guessing to indicate they are mandatory. However, forename is not flagged as such, even though it is required. There are other fields, too, I believe. I just wonder who actually developed this system.

Well, apart from the time when I submitted by mail and never received confirmation. I had to go to the office and search through a vast manual ledger looking for where they'd received my mail in report. Total waste of my time. (Admittedly, this was about 15 years ago, and at a provincial office, so maybe they've improved things since then.)