Don’t get strung along by investments and risk losing your money, put in gold or keep it the bank. If you have a degree, any degree then you qualify for a teaching job that pays roughly 30k a month. If you don’t have a degree then you can find an agent that can help meander through the process and find a teaching job where you won’t need a degree. It’s been done and can be done. Then live off that job and don’t spend any of your savings.