To clarify what I was talking about using Medicare ADVANTAGE to have emergency event care abroad, that is a very real thing now.
There are even clinics in Mexico that specialize in such patients and openly advertise it.
If you're really an expat though it's a kind of fraud, because you must NEVER tell the Medicare ADVANTAGE people that you live abroad. It's a kind of TRAVEL INSURANCE.
But again, it has now become a huge trend with American expats in Latin America, especially Mexico and Panama.
If you're interested you need to contact an agent specializing in this (check youtube channels for expats in Mexico and Panama) as they can assist in applying to the SPECIFIC Medicare Advantage companies that have the kind of care abroad cover you're seeking. Also, you absolutely must be seen by SS as living in the U.S. and that U.S. address is also used by Medicare and the specific Advantage insurance companies and offers available to you will be zip code specific to your zip code. Also you need to follow the claim rules if you ever use it which an agent can inform you about.
I'm surprised this has become so popular in Latin America. I was kind of expecting a crackdown but have not heard of any.