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Everything posted by Jingthing
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I could. But I don’t want to and don't have to. To do so I would deeply cut my restaurant food budget and be much more frugal on major purchase like new furniture. Just bought a 45k new sofa for example. The obvious issue is you would still need an ample emergency fund for when stuff out of your control happens.
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Who Is Controlling the Budget Bill? Trump, Johnson, or Musk?
Jingthing replied to John Drake's topic in Political Soapbox
Trump ran to dodge prison. He's turning the USA into a Russia style oligarchy. Anyone that actually believes Trump cares about the little guy is pathetically delusional. -
That's what I reckoned. I don't see this as required. I feel most strongly that the package person is working insane hours and my order volume is unusually high. I'm conflicted about the doorman. Like I said, he's odd and I think a good chance of backfiring into the kind of attention I would find annoying.
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I found this randomly. Is this common knowledge or do people in Cambodia generally know about it?
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2025 - which political story are you not looking forward to?
Jingthing replied to theblether's topic in Political Soapbox
When the majority of Trump voters realize they've been CONNED. Daddy Trump it will turn out is not their God King Savior.- 32 replies
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K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
The forms are not directly linked to Thai Revenue. They want you to state your Thai Tax ID only IF you are required to have one. Just being a Thai tax resident (which it also doesn't determine on the form) does not necessarily mean you need a Thai Tax ID. If you do intentionally evade Thai taxation if you're liable for it and are caught in an audit, then there are potential harsh consequences, large fines, even though very unlikely prison. -
K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
I know that video. Actually it was almost all about Roth. It was not like what you said. It understood that Roth is not taxable in the US but asserted that the full amount of ttansfers to Thailand are seen as tax accessible pension income. No mention whatsover of any relevance to the value balance on 12/31/2023. -
K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
On this IRA issue, how is it possible for us to get a completely definitive ruling on this?!? This is not an individual situation issue at all! Whatever the rule will be will apply to ALL IRA accounts, Roth and Traditional. -
K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
Jim. I want you to clarify something in your post. Did you mean the full value of the IRA at that date including all investments and the cash part of the account which is used for transfers OR did you mean only the cash part of the account? if you only meant the cash part of the account, then for the vast majority of people this would be a trivial issue as most people are heavily invested in their IRA and don't hold very much in the cash part of their account. I ASSUMED you meant the full value including the value of all investments (stocks, bonds, etc.). Thank you. -
For the purposes I described in this topic, my initial thought was 1000 baht would work, which seems to be a level a consensus of others agrees with. But the controversial part for me may be I only intend to direct tip two people that have the most impact on my life in the building. Presumably the head doorman is the best paid of the security staff so arguably he needs it the least, but it's beyond my pay grade to solve global economic inequality. My motivations to tip at all are not saintly. The package person over guilt. The doorman person out of deference to his power.
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K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
This is 100 percent contrary to my research which says IRAs both Roth and Traditional are classed as pensions by Thai Revenue. I'm not saying you're wrong but this is a big deal for so many retired Americans. My current understanding of the situation. Say you withdrawal 10k usd from your Roth or Traditional during a year that you're a tax resident of Thailand and transfer that to Thailand. Value of account December 31, 2023 irrelevant. If Roth not US taxable but insanely taxable as not exempt income by Thailand. I think though not fully sure that there might be a form to get reimbursed by the US for the Thai tax paid on Roth. If Traditional taxable in the US and Thailand but credits can be made under double taxation but like Roth not exempt as social security is. This needs to be elevated as an issue for Americans. The implications are massive! -
My condo has a holiday tip box for all staff so they're definitely into getting tips so no cultural taboos there. There are two people I would like to tip directly one the person that deals with delivery packages because I use a lot and the other the main doorman. I understand something ridiculous like 100 baht would mark a person on a stink list much much more than no tip, but I'm not in Kansas anymore and am not moved to overtip either. The package receiving person because I feel kind of guilty for creating so much work and not a lost package yet, and the doorman not so much that he has really ever helped me personally in any significant way, but more selfishly because he's in a position of some power and wouldn't hurt to grease the gears a bit in case I do need his help. I do give incidental tips to staff people when they help me directly in a specific way, such as maintenance people. Pattaya/Jomtien, not Manhattan where I guess in some buildings people are giving thousands of dollars and if they don't, it's <deleted> list time. What amount would you suggest?
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K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
I don't really agree. They are really trying to collect Tax ID numbers for all nations where you might need them. As said before, they want home country addresses. Of course many expats no longer have a home country address or at least one that is relevant to their current tax residency. The section you referenced: -
K bank E-mail with Tax Forms attached ?
Jingthing replied to offset's topic in Jobs, Economy, Banking, Business, Investments
The CRS form explains who needs to file W9 and W-8BEN. All U.S. persons do the W9.