Americans, just in case you don't know about FBAR (foreign financial accounts) filing requirements, the real deadline is soon approaching.
If this is news to you, you need to determine if you're required to file an FBAR for calendar year 2022, and if you are, you need to soon file.
Penalties for non-filing can be massive.
Note that the deadline was April 15 but everyone gets an automatic extension to October 15 without the need to file for an extension (unlike IRS extensions to October 15).
Thus the filing is not LATE until after October 15.
How to file?