noobexpat

And they also won't be using decades old terminology either. You're 30 years behind the curve. Horizon wealth in the link above using a DFM, for example.

Commission and policies ??? - the 1990's wants its words back lol The era of endowments ended decades ago which is where these terms came from. FYI, commission has been barred in the UK for many years, as an example.

Fund managers come and go but its time that makes investors rich. I've seen 800% gain in 30 years from a clients mutual fund. I'll still be under 80 in 30 years 😉

When you have no knowledge but go for it anyway 555

Not in the UK they can't. And not for the past +40 years. You need to have FCA controlled function 30 authorisation. Even has a wiki page... https://en.m.wikipedia.org/wiki/FCA_Controlled_Functions

Calculus - specifically integration with limits. Used for calculating the volume inside a non-linear shape. As the limits are pi/2 and -p/2 ...pi is radians not 3.141 ...its clearly the volume inside a 360 degree shape - something like an arced tube. As the final upper limit is 'bwL' the answer cannot just be a number, using that screenshot. I suspect the text book then moves into the rate of flow of a fluid through this shape and uses differentiation, another branch of calculus.

15k baht interest pa is in the insignificant category. I keep way more than 800k in the account but don't need it for elite visa. 1.8% meh who cares. Not me.

WIFM?

I can actually calculate the consequences. But for you ....not a chance.

Nonsense as usual.

And faster wifi to degrade everyone on here! Thats why i have fiber

I think we could be friends. No teeth picking though!

With your arthritis? 😆

They are not bothered? ...you asked them all? dumb comment

If its all they can afford then why is there usually a lady in tow? Its a shame they can't make an effort like the women do. Both visually and socially. They shame they must endure, being seen with these scruffy people.

I lost more than that this morning in between 8am and 8:01am when the UK market opened

Wise words. Tricky finding the 'efficient frontier' (one for google) Different for everyone i guess.

Yen?

An incorrect blanket statement i'm afraid. We use offshore investment plans and they are simply subject to different tax regimes that can be advantageous to some clients. The country in which the plan is registered is the deciding factor for tax treatment within the investment wrapper. Then the fund can be registered elsewhere. Then the tax regime of the client upon encashment. No place for generalisations!

Historically, I would guess that they were sold on the benefits of avoiding inheritance tax. Whilst uk pensions are also not subject to IHT they do have pre and post age 75 tax consequences on death. We use legacy preservation trusts alongside an expression of wish. This may be of personal interest to you. Also lifetime allowance cap (the £1.07m) was an issue for some. I think this did not apply to qrops. Although now changed to the LSA and LSDBA from 6/4/2024. As legislation changes, it can be tricky. You can only assess suitability at that point in time.

Not my area ...but typically the likes of isle of man is used for the qrops provider. They are in the EEA which negates the tax penalty your link states. You don’t have to be tax resident in isle of man of course. And thats about the scope of my knowledge on them! But they are still around, so must be attractive for some folks.

The obvious (legit) market in thailand is moving pensions into QROPS. I don't know much about it and it seems difficult to find the clients. In the UK we team up with accountants who make referrals. Its probably how the respectable businesses in asia do it too. Last week i was involved with moving £2.6m for a husband and wife.

They also go to "air out" their sweaty 15 year old sandals. Of course, must raise their cankles as high as possible to prevent DVT.

I only buy food from places were i know that there is a soap dispenser in the toilets the staff are likely to use. A piss in the nearest alleyway doesn't fill me with confidence about hygiene.

Anywhere else in pattaya ...not anywhere else. Yes i do mostly eat at home - so i'm not amongst the awful teeth pickers and the truly gross who sit there flossing!! Zoo animals have more class.