noobexpat
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Everything posted by noobexpat
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From the date of the gift its a PET (potentially exempt transfer). If her death occurs within 7 years, the value of the gift uses up her starting nil rate band, currently £325k. The excess is chargeable at 40% IHT. If she was married, then she likely has 2 NRB's so £650k allowance. If she dies after 7 years, then its a successful gift.
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Something i used to get lots of at xmas
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Did you just go on the spur of the moment
noobexpat replied to georgegeorgia's topic in ASEAN NOW Community Pub
Quite expensive in UK. Minimum 3 million baht?? I have a client who has one, probably paid 7m baht UK equivalent. Just a weekend getaway. Had starlink fitted too. -
How they get away with referring to 'interest' is ....interesting! It is anything but. They are gilt and fixed interest investments, not deposit accounts. They have yields, coupons and redemption values. Probably use an OEIC or unit trust wrapper which are taxable. Fees will be higher than using just about any other platform for the same externally managed funds. Wise doesn’t have fund managers lol. I can see no advantage using this facility over just about any other bond fund provider.
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Did you just go on the spur of the moment
noobexpat replied to georgegeorgia's topic in ASEAN NOW Community Pub
In my 40's so don't know many older folks. Both my parents mid 80's. I think disabled people still have a desire for life. If you are a fat, smoking, heaver drinker then those folks should listen to you. Your points are typical of folks who probably didn’t quite plan that well for retirement: i need less because blah blah blah -
Did you just go on the spur of the moment
noobexpat replied to georgegeorgia's topic in ASEAN NOW Community Pub
Not sure you should be giving the advice if you are forced to do this. -
Did you just go on the spur of the moment
noobexpat replied to georgegeorgia's topic in ASEAN NOW Community Pub
Leaving on spur of the moment is irrelevant. The type of person you are or become when you arrive here is all that counts. Better he moves away from negative people who just say don't ...?? -
Did you just go on the spur of the moment
noobexpat replied to georgegeorgia's topic in ASEAN NOW Community Pub
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Greater Manchester Pension Fund
noobexpat replied to WildBillHiccup's topic in UK & Europe Topics and Events
Thats for state benefits to stop ...nobody contacts private pension schemes -
Greater Manchester Pension Fund
noobexpat replied to WildBillHiccup's topic in UK & Europe Topics and Events
Which govt agencies? Be honest if you are just making this up. -
Cheapest prices you have paid last 12 months
noobexpat replied to bignok's topic in ASEAN NOW Community Pub
You have a garden?