noobexpat

You've basically ignored decades of history when it was a double-tiered system. And what happened to all those folks who redirected their contributions? Where did they go? How were they integrated into other schemes? ...as if you have the faintest clue 🙄

Lots of folks spending all day in front of their screens arguing over who wears the biggest nappy. Livin' the dream.

Value is forever subjective. So 10 year old good value (now) condo's in another 10 years ...they will be interesting to see. If we took a snapshot of 20 year old condo's now ....which ones are still nice? I'm guessing those ages will be a few of the view talay ones?? None of them look great to me.

Its not just contributions is it you silly man, its the benefits that come with those contributions. Lets not pretend you know anything. I studied this stuff when i worked alongside my actuary mentors in my younger days.

Unless you did it professionally, you have zero chance of understanding the interconnection between all the schemes. You have zero knowledge, its obvious to me.

NI contributions and benefits have a complicated history. Much of which you will have no idea... Graduated, serps, S2P, flat rate, contracted out rebates, GMP.

This is the future of pattaya condo's. In 10 years, most of the bigger room condo's will be rather grotty looking. Originally i was going to bkk and this price/size was the expectation. But i have a great workspace here.

Maybe in your head.

Dumb.

Caretaker looks after buildings. Carer looks after people. God knows what a cleaner has to do with anything.

Is there any chance of tomorrow ....?

They do anyway. Its called pension credit. Has 2 components... How much Pension Credit could I get? Pension Credit comes in two parts. You might be eligible for one or both parts. What is Guarantee Credit? Guarantee Credit tops up your weekly income to a guaranteed minimum level. In 2023-24, this level is: £201.05 if you're single £306.85 if you're a couple. What is Savings Credit? Savings Credit is extra money if you've got some savings or if your income is higher than the basic State Pension. It's available to people who reached State Pension age before 6 April 2016. In 2023-24, you could get up to: £15.94 extra per week if you're single £17.84 extra per week if you're a couple.

Nice post ...amongst a flurry of the usual asean now nonsense.

This is for guys who don't wish to use a condom? Yikes!

Yes richard, its john. I have a 1.6L from 1987 that fits your budget

On a thai number? Some of my clients actually pay pretty good money for a qualified lead that ends up as an introductory meeting. About £400.

This reminds me of people who will only pay 60b for a beer. A bar is a bar to them. Unable to distinguish. I think their logic is blinded by their own budget constraints. When you arrived in thailand, i know how much rent you were paying. You are not the target for these condos.

Rent is about 30k on the 4.69m one, which is 7.7% of sale price.

Hmmm, justify against what ...someone's preference for a large room in jomtien or pratumnak? That makes zero sense. You seem to have the edge in mind when commenting. Thats probably a bit of an outlier. I bet if you applied my ratio to soi 15 condo's it would equate well.

Because most guys here are 60+ and retired. Can't imagine they would use a co-working space much. But those large condo's are still only worth about 4-5m baht based upon my rent:value ratio. You've transitioned into preferences now, which is largely irrelevant to the initial point.

Fair enough, that sounds all very reasonable. I wouldn't put you in the category of not needing it though ...which is what i was referring to.

Could do. But it seems that spirit isn't shared by others who also don't need it. So why do you insist on it if you don’t need it? Be honest, is it some weird political nonsense. It usually is!

Because i would be quite happy if it went to someone who needed it more than me.

Ok i'll keep it then 555 Honestly, i think people are more retarded than ever before.

No point projecting your own ideas of ...i wouldn't pay it, so nobody else should.