noobexpat

I live in bangkok. Would probably describe myself as the middle class folk. Cash savings is small compared to investments, but still way over 10m baht. I will keep working until i hit 100m baht in total. ETA mid to late 50's age.

I stayed a couple of nights at the blackwoods hotel on soi 7. A bit poor, even at 2k night.

Pretty much sums up the people in pattaya.

My visa equates to 10,000 baht a month. Luckily they let me pay it all up front lol.

Struggling to believe 7.5k month luxury condo. I can only guess luxury has a wide spectrum of definition!

Not really my scene. Central bangkok, cocktails run at +450b, bottled beers 250 ish. Glad i'm not a big foodie.

Thailand is super cheap compared to my version of what the west was like. Get to spend your money on nice stuff instead of poor-value bills. Never been wealthier, but also own nothing of value. Works well for me.

I lived in pattaya and went back for a weekend recently. I just can't live amongst the expats and tourists there. Many are fine, but most are scruffy low class folks, compared to my neighbourhood in bkk. Empire tower in sathorn on a monday evening. Coffee on floor 55 first, then the sky bar on 56. Love the sky bars here. Not for the budget folks though...

I will have a nosey at those funds, cheers. The vanguard one i have is VAGBA - its a hedged GBP version

I was testing the water with it and i hate them already lol. The original thought was to get my cash hoard in there, in preparation for retirement and eventually hit something like 70:30 equity:bond split. Having second thoughts. They just seem so lame! Not very logical. Any recommendations? ....i think mine was a vanguard one

I went very boring towards the end of 2024. Amalgamated some geographical index funds into an all-world one. Got rid of the following ones: emerging markets, stoxx50, ftse100, half of my ftse250 holdings (absolutely rubbish), can't remember the others. Put £30k as a bit of a test into an all world bond fund. Should've just put it in my thai bank as that would've been more exciting! Got a lot of cash that needs to go somewhere, now base rates are dropping. But bond funds?? Put another £30k in some all-world small cap fund. Can't recall the name, but figured it should do ok as global domestic base rates and inflation reduce. Like the bond fund, just a little experiment for the future. As it stands, SP500 at ATH and my all-world fund also at ATH. 2024 was another great year. Possibly 10m baht up after expenses for the year.

I'm enjoying living here immensely.

The low quality individuals eventually impact upon you. The danger is you become one of them. Like this forum, its a PoS due to people like this georgegeorgia. Needlessly awful but proud of it too. Was a mistake to log in here.

No old retirees in on nut or where i live. The reason were here is because we are working and there is a big digital presence here. There is nothing noticeably cheaper around here compared to jomtien. Certainly not condos.

Next topic for your brainrot of a life.

What a bunch of nonsense. You're an old retired guy, right? ...You're invisible around here

Is that it? £450k gbp at age 60 🤣 I added +£300k gbp last month!

You're putting on a brave face. I know it upsets you. The life of the thai elite visa members eh? Work to do. Enough fun with the loser troll 😘

Yeh but mine's in GBP

Used the thailand pocket-money account 😘

530b last night for cocktails at octave on 47th floor of the marriott in thong lo. My kind of place and people.

Haven't logged on here in about 4 months. Because its low quality brainrot. I see you've started +50 new topics. What a sad life.

I live in bangkok now. Left pattaya in august. I like it much better. On nut is too busy though in the evening. I chose not to live there but i'm not far from it.

It is lost on you. You don't understand. You think the maximum anyone's state pension can be is £221 a week. Wrong!!!!!!!!!!!!

THE MANX STATE PENSION HAS NOTHING TO DO WITH THIS THREAD.