CallumWK

No t is quite obvious that only opinions that suit your way of thinking are considered valid. And for your 3 more months of winning, the US population, so definitely you are not included, started losing on January 21

I know I can look up direct conversion rates from Euro to THB of Visa and Mastercard websites, but why all banks have this remark in their terms and conditions? If it was only for certain currencies, I'm sure it would be mentioned, but this clearly states any currency not being USD. So maybe there will not be a double charge but if there is an exchange EURO > USD > THB, the end result will obviously be less favorable than EURO > THB.

You conveniently forgot to quote these articles. https://www.msn.com/en-us/money/markets/in-trade-war-with-the-us-china-holds-a-lot-more-cards-than-trump-may-think-in-fact-it-might-have-a-winning-hand/ar-AA1CLe3E?ocid=hpmsn&cvid=586d64dd6a934ea5aaea1ecab88bccbf&ei=37 In trade war with the US, China holds a lot more cards than Trump may think − in fact, it might have a winning hand https://www.msn.com/en-us/money/markets/china-threatens-to-unleash-1-9-trillion-in-tariff-war-with-u-s/ss-AA1CF4HL?ocid=hpmsn&cvid=586d64dd6a934ea5aaea1ecab88bccbf&ei=47#image=1 China threatens to unleash $1.9 trillion in tariff war with U.S.

Thanks for the explanation, so that clearly are fees that can be avoided.

Finally you got it. Maybe you can tell us what Trump's next move will be, since you pretend to be so well informed

So I have the option to choose a card from a US financial institution, while I'm not a US citizen? Or you can tell me about a Thai bank that doesn't charge the 2.5% fee on top of the conversion rate, when using the Credit card abroad?

The journey card is a debit card, while SCB planet is a prepaid card. Car rental companies, for which I will need a CC card when traveling abroad, do not accept debit cards or prepaid credit cards.

The US accounts for less than 15% of China exports, I'm sure they can survive if that drops to zero, as most other countries in the world are also shifting their imports from the US to other countries, included from China

You must be desperate continuing talking about UK credit cards, since this is about Thai credit cards used abroad, and there is no other choice as to pay the 2.5% fee, happy or not happy

Nope, the topic is about using your credit card abroad

Try to read the OP. Does your wife travel abroad, use her card there, and get no fees charged?

As far as I can find from the info on the internet, fee free cards are prepaid cards, which have limits. For example car rental companies, for which I would use my card when traveling, do not accept prepaid credit cards. Pointless also to bring UK cards in this topic, since it is about Thai credit cards

Maybe try to comprehend the OP before you comment. This is not about the annual fee, which get waved if you make 12 transactions per year.

Credit card exchanges are never applied by the bank, and always by the credit card company, at the mid rate. The question though is, why 2 exchanges, while Visa and MasterCard are capable to exchange directly from any major currency to Thai baht, and you even can look up that conversion rate on the Visa or Mastercard website

They are shifting a lot of their production to India, which soon may get a free trade agreement. And in case you missed it, Apple airlifted 600 tons of Iphones out of India just before the tariffs hit.

They are shifting a lot of their production to India, which soon may get a free trade agreement. And in case you missed it, Apple airlifted 600 tons of Iphones out of India just before the tariffs hit.

The difference between the US and China is that China's US imports are mainly agriculture products, which they can get from virtually any country in the world. While the products the US imports from China, are mainly electronics or labor-intensive products, which the US can virtually get nowhere else, or produce themselves at the same cost.

Thought you were so well informed, but of course we know MAGA and information don't go together. https://finance.yahoo.com/news/china-makes-big-brazilian-soy-114706866.html China Makes Big Brazilian Soy Purchase as US Trade War Worsens (Bloomberg) -- Chinese soybean crushers scooped up an unusually large amount of Brazilian beans this week as the escalating trade war makes purchases of US crops unviable. Importers bought at least 40 cargoes from Brazil in the first half of this week, according to people familiar with the matter, who asked not to be identified as they’re not authorized to talk to media. They booked the supplies to take advantage of a recent dip in Brazilian prices, which had rallied in previous months amid the fallout of worsening Sino-US tensions, the people said.

We are not in the UK, and all banks in Thailand charge the same fee of 2.5% While there may be no fees for certain credit cards in the UK, I see that the average charges even higher fees I see HSBC charges 2.99% and Santander the same, while Santander charges 2.95%

Some readings for the MAGA boys for their wake-up call. Take note Dimon supported Trump in his election.

Not long ago the OP claimed he wasn't a MAGA cult member, yet he starts one after another thread defending Trump.Sounds to me as if he also has problems with the truth. If you sleep with the dog you get his fleas come to mind.

I'm currently applying for a credit card with Kasikorn Going through the terms and conditions, I stumbled on the below remark, which I find very strange, as I would think Visa and MasterCard are able to convert any major currency directly to Thai baht. I called Kasikorn call center, and they didn't have a suiting answer. I look on the UOB website, and they have an identical remark for their credit cards. Since an overseas payment carries a 2.5% bank fee on top of the exchange rate, does this mean that there are 2 exchanges if your transaction is for example in Euro, and as such also 2 x 2.5% fee? Even if not twice a fee, exchanging from Euro to USD, and then from USD to THB, for sure will result in an unfavorable exchange rate. And can anyone explain what these fees are?

I know a few shops in Naklua where they still have the covid restrictions, and you can't enter the shop

Thanks for confirming that in the YEARS it will take to build factories there will be pain for the US population.