We bought into a gated, golf resort, housing development back in the early days.
We didn't ever get to meet everyone in the village of course, but it was generally made up of Thais with a few farang thai couples in the mix. The Thai couples, anecdotedly, had big morgatges, you know, the 30 year, sell your soul to the devil / bank type yet, talking to many of them over the years we lived there, it was all for show, to save face for family, to appear better off than even their brothers or sisters and definitely the people that they worked with.