I don't really know why folk here are questioning the cost of damage/repairs.
A bank will not fluff around asking for estimates, they will have their own contactors to sort stuff in the quickest and secured way possible.
10,000 quid to do that doesn't sound a lot to me, but it may to those looking for a rice worker to sort it on his days off.....????
19,000bht for a belt change at 100,000km, wow, my Toyota Vigo was I think 6000bht at 150,000km.
Thankfully the new 'Vigo', the Revo, has a timing chain...
It seems on your ride the belt is a pain to access and replace, hence the cost.
A few years back Mrs.T went to the LTO to pay road tax on her bike, she was told you have an outstanding parking fine, she said no I haven't, they said go to the cop shop and sort it.
She did, they had a photo of her bike to many cms from the curb....????....Seems there is a law about that, anyhoooo, they had a photo, she had to pay the fine. I reckon the fine note was put on the bike but fell or blew off...????
Speeding fines come through the post with photo of the incident. How it is supposed to work is, if you don't pay it you cannot tax your car as the fines people have a link to the LTO.
You will get folk on here say they didn't pay fines and can tax their car, but as I said, "supposed to work"..????
No phone calls...