onnut

Better to be 10 minutes late than 30 years early!

This is nuts! When will the police clamp down on these cowboys ? Probably never.

Van drivers are braindead, we know that by the way they drive. Thailand is to blame for this, the whole system fails the people.

It will take years to sort this mess out.

RIP

very strange I know, but TIT.

can you not forgo all the pain of dealing with the bank and just use an electric bill, phone bill. what about UBC or something. you must get a bill at least once a month with your name on it. if not then the only other way I can think of is to go to your embassy and get proof of address. that will cost but at least its done. you would probably need a bank statement for that though so do check first.

If you are that scared, MOVE.

if not, grow some hairs, change your lock and ignore her.

Change your lock fast though, your receptionists do not sound like they are going to do anything, and would probably still let your ex in while you are away.

all this risk for just 2,500 baht per month!

thats not even a night out for yourself.

dont do it,

I cant believe somebody is even thinking about this!

Did l read here sometime ago that a guy was pulled by the BiB for lights on, something to do with only Police, government, or Royalty vehicles could so that others new they were important and to let them pass

well, thats why I have my Highwaypolice sticker in the windshield and lights on, in heavy traffic even fog lights and low beam on. and it works

but there is no law against daytime driving lights, and several new Euros like Audi and Benz have diode daytime lights not possible to switch off

all Police convoys use daytime lights, usually high beam

So, where can I get one?

I am leaving Thailand and can sell you my Police Badge which goes on the grill.

it has enabled me to charge right through police road blocks at high speeds, and get a salute! I shit you not.

its worth the 5,000 baht im asking for it.

the only problem is, you need a nice expensive car to make it look real.

There is somebody for everybody!

Lurpack Danish Butter

It spreads easy!

Stander

I count myself very lucky.

I myself have a wonderful Thai wife and 1 great son. We would like another soon.

I am looking forward to going back to the UK because that is what we both want. We are not going because we have no choice. The only problem I have is off loading this house.

I don't have depression, I know what I want to do. Cuts in the UK and bad times coming may be true but my sons education will still be there.

Like I said, my only problem is this house!!

Roamer, thank you. That's what I am hoping for.

120k is not that much really.

Mortgage 32k

Maid 7k

Car 15k

School for 1 child 30k

We would like another soon!

Electric, Internet, tv, water 10k

Food and clothes 20k

So yes we can do it! But then the house needs fixing, car needs new tires and brakes, oh yes, I forgot health insurance.

120 really is not alot!

To be honest, we can stay in Thailand and make do. No problem. But why would I do that when I believe I can give my son a better start in the UK. Many posters think going to the UK is wrong, I don't.

UK will be good, we just need to get rid of this house!

I have received so awesome PMs from a number of posters. Thaivisa really has some good guys on it.

I am sure something will come up soon, we are in the process of sorting it out with the bank, fingers crossed they will help us out.

Some very nice posts here. Thanks for the support.

It's not all that bad really.

Problem: I think education in Thailand is below par on back home. Also to get a better education for my son in Thailand will cost more that I can manage.

Solution: go back to the UK and have him educated in state schools. I did it and so did my siblings and we all come out with good qualifications.

The most I can earn in Thailand right now is 120k month. We would like another child so ad this cost to schooling also. We have both spoken at length about going back and we both agree it's the right thing to do. We have good support from my family and there is plenty of work in my field.

I'm looking forward to going back and am positive this move will work out for us. I'm a grafter and so is my wife.

The only drama we are having now is this bloody house. I can't walk unless I know my wife will be safe when visiting Thailand. We have spoken to the bank and it looks like they may take the house and sell it for what they can meaning we will have to pay the rest. This I can live with, I hope this works. At least it is legal and we will not have future problems. I hope LOL.

Another thing about the education thing. I need my son to grow up thinking for himself with a Western attitude to life. We plan on giving him the best of both worlds. And his mum will do a great job of that in the UK.

While in the UK. I plan on getting revenge on his mum by dragging her around every church we pass. He he he. Get my own back on all the temple tours.

SL

Thanks mate, good luck.

PM me if there are any questions you would like me to ask tomorrow.

Also which area are you in the UK?

7by7

Thank you. It's in process now.

Work have asked me to stay another month so I've put everything back one month but that will probably benefit us anyhow.

Thanks for all your help guys.

I can't help you but would like to say that I will be in your position in 6 weeks time. I have a son with my wife so he has a UK passport but I will need to do a visa for my wife.

I'm looking forward to going home but not looking forward to leaving my loved ones behind.

I have a meeting on Monday with an ex Consulate for the British Embassy to ask questions about this. I will post what I learn.

I will follow this thread also.

Good luck

How much are the monthly morgage repayments?

32k a month for another 26 years!

32K x 12 x 26 = a tad under 10 million. For a 4.6 million outstanding loan? Seems a bit excessive to me.

How do you think the banks make money.

This includes monthly insurance plus life insurance and whatever else they include to make more money!!!!

How much are the monthly morgage repayments?

32k a month for another 26 years!

Wow.....at one time or other you must have been making a good money

Yeah, 18 months ago we were doing very well. Nice and secure for 6 years at work until the company got bought out and there was a change of directors.

No body is indispensable, so I learnt.

Be careful out there folks! He he

How much are the monthly morgage repayments?

32k a month for another 26 years!

About 4.6 million.

There are some nice answers here, thanks to those posters.

I cannot sell the house at all and nobody will rent. here is why!

its a double town house, both side built at different times. one side was built well and the other was not, resulting in one hell of a crack going through every wall and floor in the house splitting in in two. come the rainy season it gets worse.

3 years ago we spent 400k getting it fixed and it split and leaked at the next rainy season, so we tried again with another company with the same result at the next rainy season. its funny because when we bought the house it was a dream home, very nice inside and outside. two days after we moved in it rained hard and we then realised we had a problem. we were recommended to do some work which cost 300k so we did and it helped but did not solve the fact that the last builder who built the 2nd side of the house did not piledrive down enough..

so. we cant sell, and I wouldnt sell it to anybody. its a lemmon so to speak. also nobody would want to rent it at all. if we pay the mortgage while in the UK the place will be collapsing and will be in ruins by the time we come back.

this is why we are prepared to walk away from it. anyone else with some ideas ?

4.6 would be the magic number. It's been valued at 6 which is high I think for the area. 101/1.

Problem is i think that the thais dont like to buy second hand houses. I might have to sell my home too. I want to buy a new one in the future bigger.

Good for you. I'm only 35 so have plenty of time to start over.

4.6 would be the magic number. It's been valued at 6 which is high I think for the area. 101/1.

Cheers P.

I am leaving because I really can't afford a good education for my son by staying in Thailand and we have both decided to try life in the UK. I will find a job but don't think I can stretch to paying for a mortgage in Thailand as well.

So this is why I ask.

I have no qualms about walking away from the house. It would be nice to sell though. It is already for sale at 1.5 million less than it's valued at.

I just would like to know what come backs I could expect. Giving the keys back with a letter is a good idea I suppose.

Bit of a crap situation to be in I suppose but that's life!

just a quicky

I am leaving Thailand with my wife and Child for a better education for the little man. I have had bad luck in work over the last 18 months and its not going to get better so we cant afford one here for him.

our house has been on the market for 18 months and we have not had any luck. the price is as low as we can go without still owing to the bank.

I will not be able to afford the morgage when we get back to the UK. we have talked to the bank to see there views and was told its our problem.

what is the worst case if we just go to the UK and default on payments? this is a serious question as it looks like this is our only option at the moment.

Jobs I've been looking at are paying between 18k and 25k a year. No school fees, can knock the insurance payments on the head as well.

This sort of salary should be fine for us.

I am very confident it will go well. I will keep you all posted. Thanks for the support guys, it's been a great help.