billd766

I know this may be a silly question, but why didn't the accountants or the auditors pick it up as missing on the next bank statement?

2 hours ago, jaywalker2 said:

What about the transfer to your Wise account? They also charge for that, don't they?

Well my 3 pension providers in the UK send my pensions to Wise. So far, since 2018 there has been no charge for incoming bank transfers.

18 hours ago, msbkk said:

Wise also gave me on example based on my last transfer in SGD. The new fee would be 2% cheaper. Fees have changed but not in all cases up.

I got a similar email yesterday, and based on a similar amount last month the new charge will cost me an extra 66 pence UK per month. My total monthly transfers will probably cost me about GBP 1 per month or about 46 thb.

From the  Wise email

"This is because the fees for sending GBP to THB have gone from 0.69 GBP + 0.55% to 0.97 GBP + 0.60%".

On 5/14/2024 at 11:13 AM, DrJack54 said:

Here is ubonjoe general list.

Note his second point.

"Unless using CW you require 2 copies..." 

https://aseannow.com/applications/core/interface/file/attachment.php?id=843557&key=2caaa6b16bae18dd24e0a61253734932 41.52 kB · 327 downloads  

 

Not a big deal to provide 2 sets of docs. 

It is if you have to produce 37 separate documents twice, including 3 copies of the bank letter (1 for each IO, signed and stamped with the bank stamp) and 1 for your own records), which you cannot normally get until the morning of your application.

Bangkok Bank require 3 working days notice to produce the bank letter and a 12 month statement. Also the bank letter and the 12 months of statements have to be on Bank headed paper, and not generated at home.

Oddly enough, my KBank branch in the village can do the same task in about 1 hour, but they have to refer to "Head office" if you want a certified copy, stamped and signed of each FTT transfer form.

It is also a PITA if you live 70km or more from the IO as many people do.

On 5/14/2024 at 10:01 AM, Dr. Zorg said:

I need some clarification:

 

I have been on a Non O marriage visa since 2008.

Every year  two sets of documents and visa application forms are required by my local immigration office.

Now it seems that not all immigration offices require 2 sets of documents.

Is that true?

 

It depends on where and what your IO reporting office is.

AFAIK if your office is, for example a regional office, you generally only need 1 set of documents. My IO in Kamphaeng Phet comes under Region 5 office in Chiang Mai, and therefore needs 2 sets of documents.

I won't bother to go into why all the documents are not scanned into the IO computer, and from there they could be accessed by any IO through the intranet. That has been the subject of many other posts over the years.

53 minutes ago, AcuDoc said:

Okay I know this is a touchy subject and something nobody wants to think about... Myself and a couple of my expats were wondering about this... Worse case scenario and something we all hope never happens...

 

I am 70 years old and my wife is 39 so I am pretty sure and hope and pray that I am going to die before my wife but you never know... A year ago my son died from a heart attack at 47 and he was in relatively good shape... Our son, my wife's thru her first marriage was hit by a drunk driver when he was on his scooter and broke his leg and thankfully that was the extent of it... so again you never know

 

We (I) bought land last year and we are going to build a house so when I die she has her own place... She never asked me to do, my wife is very low maintenance, this is something that I wanted to do for her. I am not a wealthy man, do not have a lot of money in the bank and still working in order to make money to build the house which if I wasn't married that money would be for my retirement...

 

So here is my question... worse case scenario if my wife dies for some reason what happens to the land, does it just go to her family... I know that as a farang I can't own land but is there a legal document that could have the land go to me or that it could be sold... I get along great with my in-laws and believe that they would let me live there until I die which is what I prefer but I would feel better if a legal document was drawn up stating this... maybe it would be in poor taste, I don't know and hope it would not be a slap in the face to my in-laws...

 

I've seen a number of my friends lose everything to their ex-Thai wife or their family... I do not believe that my wife, or I would not have married her, or her family are like this but again you never know... They certainly know that I do not have a lot of money but my wife has a very good life with me and I do take care of her... we just live within our means... but on the other hand like I have stated I've seen things like this happen...

 

Your thoughts I am ready for some of you that might just blast me as a greedy bastard while others might understand where I am coming from...

AFAIR you can make a Thai will together with your wife and nominate who the house and land will do to if she dies before you. If you have legally adopted your wife's son by her first marriage (here I am not 100% certain), he will get the first chance, followed by her parents, followed by blood relatives (brothers and sisters in age), and then uncles and aunts, then your wife's cousins.

If your wife's son is underage he can still inherit the house and land though the court may appoint someone in the family as his guardian.

In a will any of them can be written out.

If the house and land are left to you alone, you are allowed 1 year to dispose of it.

Here is one link which you may find useful.

https://www.thailandlawonline.com/thai-family-and-marriage-law/legal-aspects-of-a-last-will-and-testament-in-thailand

You can also do an internet search along the lines of "What happens if my wife dies before me".

I hope that this is of some use to pointing in the right direction.

21 minutes ago, WhatMeWorry said:

Anyone who gets on a motorbike in Thailand is a potential suicide victim as they should realize that they are taking their life in their own hands.

BS

If I read the article correctly, what Trump is saying to the oil companies is, you guys GIVE me 1$Bn and IF I become president then I will help you out.

IF I don't become president, then you guys are $1Bn down the hole, and I am $1Bn better off.

He will need a lot of good luck to sell that one to people who are far smarter than him.

On 5/10/2024 at 1:21 PM, klauskunkel said:

His Russian handlers refer to him as Agent Orange

Would that be because he contaminates everything he touches?

Back in 1990 I did a job in the Bluebell Woods in Kent and all around there were acres of bluebells. Nowadays there are few if any bluebells that survive the <deleted> fly tippers.

I found a link to the Daily Mail but they want me to close my Ad blocker before I can read their post. 

https://www.dailymail.co.uk/news/article-13361073/Clear-historic-woodland-beauty-30-trucks-dumped-illegal-waste-cost-10m.html

The problem is not confined to Thailand.

8 hours ago, Pique Dard said:

..indeed! but this had to be done before the decision was taken to legalize cannabis.

By Anutin and the BJT party, who introduced the flawed bill during the last government.

It appears that Anutin is now backing the PM in relisting cannabis as a narcotic.

7 minutes ago, FritsSikkink said:

Non-governmental people aren't allowed to negotiate these things.

I am curious and it is none of your business.

If it is none of my business, how is it any of your business?

BTW, you still didn't answer my question.

1 hour ago, FritsSikkink said:

He isn't a government official.

So what?

Why do you need to know?

Please try to answer the question that was asked.

29 minutes ago, NanLaew said:

 

The banks don't want you to have crypto. Government revenue departments don't want you to have crypto either. Banks can't touch your crypto so they can't shut down your account because you are outside their control. Similarly, governments can't tax something that resides outside the conventional banking system. It's about retaining personal control.

You forgot to mention that I don't want crypto either.

Strange as it may seem to you, but it is my choice.

1 hour ago, riclag said:

Another one who gets there news from a pro hamas news agency!

Hamas is a terrorist organization!

Bbc wouldn’t even condemn Hamas as terrorist , they described them as “militant hamas”.

https://www.independent.co.uk/tv/news/israel-hamas-war-grant-shapps-bbc-clash-video-b2429103.html

 

BBC to investigate after reporter ‘liked’ pro-Hamas posts

https://www.express.co.uk/news/world/1873113/bbc-journalists-israel-gaza-hamas

Yet you seem to get your link from that neutral bastion of honesty and truth.

The Times of Israel.

And that is nothing like an unbiased source or the truth at all.

At least I get some of my news from MSM which you and others like you believe is totally biased and you believe none of it.

In feel pity for you, as you can only see a one sided blinkered view of a country that slaughters innocent men, women and children on a daily basis.

3 hours ago, riclag said:

Pandering to a Terrorist organization for votes thats the rub!

 

 

‘We cannot undermine our ally Israel’: 26 Democrats pan Biden’s hold up of weapons!

 

“We are deeply concerned about the message the Administration is sending to Hamas and other Iranian-backed terrorist proxies by withholding weapons shipments to Israel, during a critical moment in the negotiations,” said the letter sent Friday to Jake Sullivan, Biden’s national security adviser, referring to US-led efforts to broker a truce to allow for the release of hostages still held by Hamas in the Gaza Strip. Israel has said that in exchange, it would release Palestinian security prisoners.

https://www.timesofisrael.com/we-cannot-undermine-our-ally-israel-26-democrats-pan-bidens-hold-up-of-weapons/

 

Israel is such a great ally of the USA, that it takes but never gives.

Under the current Israeli murderous government, PM and war cabinet, it does not take or heed the advice of its strongest ally, and it believes that it can eliminate Hamas (a one time ally) all on its own.

My suggestion would be to stop ALL weapons deliveries and financial aid, and let Israel see how far it gets without the help and assistance of the USA. Obviously according to Netanyahu, Israel does not need help from the USA.

From the BC news website this morning.

https://www.bbc.com/news/world-middle-east-68980826

Benjamin Netanyahu has vowed Israel can "stand alone", after the US warned arms shipments could be stopped if he orders a full-scale invasion of Rafah in Gaza.

Thousands of people have already fled the southern city after the Israeli military began what it called a "limited" operation on Monday.

US President Joe Biden has repeatedly warned against the operation, saying that it would cross a "red line".

But Mr Netanyahu dismissed the US warning, saying Israel would fight on.

"If we need to ... we will stand alone. I have said that if necessary we will fight with our fingernails," the prime minister said.

Also this 

https://www.bbc.com/news/articles/c4n14merj97o

President Joe Biden upended part of one of the world’s most significant strategic relationships this week.

It happened in a TV interview, when Mr Biden was asked what would happen if Israel went ahead with a planned invasion of Rafah. “I’m not supplying the weapons,” he replied.

Arms shipments are the bedrock of the US-Israel alliance. For the first time in four decades, a crack appeared.

Mr Biden has been under sustained pressure at home and abroad to help prevent further major civilian casualties and a worsening humanitarian crisis in Gaza.

He finally crossed the threshold of withholding arms shipments to Israel, American’s closest strategic ally in the region - a move not seen since President Ronald Reagan in the 1980s.

1 hour ago, riclag said:

 

2014 quote from then VP biden.

What a difference from then to now!

As President he lobbied congress for aid  ,after receiving it ,he and his administration make it conditional .

He is siding with the terrorist Hamas

“It’s overwhelmingly in the self-interest of the United States of America to have a secure, democratic friend, a strategic partner like Israel.  

Israel today is the strongest nation in the Middle East.  But it bothers me sometimes -- I remember when I first got here as a kid, a 29-year-old kid, Israel was very much looked upon by the rest of the world as being somewhat fragile, sitting on the banks of the Mediterranean with millions of Arabs looking at them and wanting to see them gone, et cetera”. 
 

https://obamawhitehouse.archives.gov/the-press-office/2014/12/07/remarks-vice-president-joe-biden-2014-saban-forum

So people are not allowed to change their minds as they grow older, learn more and get more experience, according to you.

What people said, did and thought 10 years ago, was what they said, did and thought 10 years ago, and has little relevance 10 years later.

On 5/10/2024 at 3:37 PM, FritsSikkink said:

"Thaksin and his team" who are in his team? 

Why do you need to know?

Have you asked the same question about the members of the Thai government teams, or the members of the ASEAN teams, who have achieved nothing over the years?

On 5/11/2024 at 10:54 AM, cdemundo said:

Agreed.

My ignore list is 2 pages long.

My ignore list is 6 pages long, but that is going back to 2003. The majority of the ignored posters have come up in the last year or so, since the site was bought out by AN. Now it is owned by the Thaiger is has got a lot worse.

5 hours ago, Tubulat said:

Are they trying to make it even more difficult to make a payment by bank, or maybe we will again soon be able to make a bank transfer via the website as is common in so many western countries, and which has been abolished here for some stupid reason.
What a hoot that thai banking system is.

I haver been paying my bills through online banking from my joint account with my Thai wife, at KBank for years. I also transfer money to my son who is in uni at Chiang Rai.

I have not had a problem yet.