But I doubt they will cover any proven dangerous driving liabilities. Looking at the story and map, whatever the state of the driver, the Fortuna must have been travelling at extremely high speed to move the bike so far. Overtaking near or at a junction is against the law here, believe it or not, although people don't seem to observe care much here, either. It sounds probable that the bike was coming out of the minor soi but was unseen by the Fortuna driver, as the car he was overtaking blocked his line of sight. I've seen near misses like this thousands of times here. Unfortunately this was not a near miss. Tragic and unnecessary - RIP poor girl - hoping your friend will be OK.