UKresonant

For a visit wife non-O, they said more than £1000 for a single entry and more than £10000 for a Multi entry Visa (May 2023)

It's the health insurance bit that would make it undesirable for us to apply for a 90 Day non-O Retirement (on the embassy website) I thought that went when the covid restrictions went. Is it still on the e-visa system? " 8. Health Insurance issued by insurer with outpatient benefit of not less than 40,000 THB and inpatient benefit of not less than 400,000 THB or Financial evidence (A copy of pension statement of no less than 800 GBP/month and a copy of 3-month bank statement showing your income from pension, or 3-month bank statement of at least 10,000 GBP)." Dad is 89 now so probably could not be possible, even the basic travel insurance is 24k Baht per 59 day visit now. Many of the Thai policies for Health Insurance, I was advised that they may have a clause that you have to be in Thailand more than 6 months in 12 to be effective.

Make a statement like this and turn it into a jpg image to upload, and it will let you move on... " Believed not applicable to, Single entry TR Visa requested." p.s. just did an application last night for my father, system was a little jumpy when finishing the application, but said "processing"..

Capital gains might be considered as income in Thailand if you were in Thailand more than 179days in the calendar year that you sell the house. If you sell it whilst resident in the UK and don't come to Thailand until mid July that year it would take a big lump of worry away. Keep the money trail from the sale, and then the money has been taxed at the appropriate rate which was zero, if tax res in Thailand the next year and have to explain. Similar to when I took Retirement benefits back in 2018, made sure I was in Thailand less than 179 days! Why give yourself stress of the maybe's and grey areas, if you don't have to.

For the UK, it may be lower depending what income your considering, probably up to 1.2M baht perhaps, then it's probably a bit more in Thailand till you get to to 2.2M baht. At 2.2m baht (44 fx rate) 330k tax in the UK and 370k in Thailand. I agree with your statement if your looking at 3M Baht or more, 5% cheaper perhaps. I look it as probably not much more, rather than an assumption of less ????. (All very approximate)

Yes no need for envy. Not a bad idea as and opportunity for Thailand to extract their money, given the limited destinations available to them. Must be like a high risk sport for Russian tourists getting to Thailand and back given the maintenance condition of their airline fleet (and is Thailand holding any leased aircraft, which are defaulted, for the owner, should one arrive here?). Though a relatively minor amount, the ruble is only getting 0.37 baht and will likely soon be 3 rubles to 1 Baht. Any purchase of foreign currency should be a small help to the current trend ????. Good plan Thailand.

Also with the UK tax year being about 13 weeks out of sync with the Thai one, quite possible you will be out the value of your tax amount for quite a few months. So if you needed a 3 or 4k GPB a a taxation float, they might want to tax that as well! ????

Non-O married Visa, May 2023, 1000 single Entry 10000 Multi ( Accommodation booking for the first couple of nights on arrival) good luck with your application.

If they work it like that in practice, that is helpful. So perhaps ISA's Dividends could be zero tax rated? but maybe just have to wait till 2025 and see actual outcomes.

It's going to be complicated may have to shuffle and put all the taxed pensions in one account. then ring fence the UK tax free bit in a separate account. then only remit using the DTA related pre taxed pensions, as you suggest the will be an approximation of similar taxation.. But I assume for the present, unless urgent need, treat the 180 as max stay, unless funds already pre-positioned when not tax resident. The other potential mix up is the UK and Thai Tax years being 13 weeks misaligned, depending on which supporting docs may be asked for,

Remember that if there is the slightest thing out place, should you transfer your pension outside the UK, HMRC will come after you for a 55% (last time I looked) tax charge. That's why some people scammed out of ALL their pension, lose everything then owe HMRC 55% of the pension they no longer have. If you are still frequently in the UK you will always be domicile there probably, so doubt it would be helpful. Have you nominated her on the expression of wish form of the relevant pension companies? Some occupational and SIPP / DC you can pre-advise the identity (in fact one of them I had to either provide a Birth cert, but they accepted and witnessed the wife's original Thai passport, passport, copy was stamped, signed by administrator, and it and put in their files). Many occupational pensions and SIPP maybe written in Trust out with your IHT issue, as an expression of wish to the trustees, which 99% is what they do. But if you had taken up with someone for a couple of weeks, changed the nomination to them, leaving a wife and kids in financial distress, the trustees can redirect to the wife! Worth considering is the pension situation, as you may spend money and keep more pension tucked up in it's blanket. Anyway good night, good luck in getting your head around it (I must review this subject again soon)

I was out in Thailand July / August and there were a couple of food places that only accepted Scan, no cash could not use even a Thai debit card. someone else did have scan on their phone, but it was not obvious when going into these places, so kinda irritating. ????

Under the UK treaty only pensions from Government service are covered in the DTA. Also when I was talking to the UK tax authority (3/2018), she said that they may ask you to pay the double tax and then they would be obliged to refund it. What I'm not clear on (amongst many other things ) is would they use that DTA applicable income, to push other income further up the progressive tax bands, so you would be paying more on that? What is their 'custom and practice' ? Then the.UK tax year does not align with the Thai tax year....

I think generally the change could affect what you thought are savings. As would they not assume it all comes from income in the past? Savings were up until 31st Dec 23, that money that existed in a ring fenced bank account or similar. and brought in the following Thai Tax / calendar year. Pending clarification, how will they want you to prove they are "savings" brought into the country? So it is not taxed.

I think it was mid December 2006, at the time of my Buhdist wedding in Bangkok, as I went to the ATM and it was giving 75baht for one British pound

Your US treaty does seem to give much protection, but what about the poor British folk!

That's the problem, as I see it as well. I have only one pension that is clearly only to be taxed in the UK under the DTA. This pension is only about 90k baht per year gross, but they would they exempt it or would they use it as a layer to push other items up into the higher progressive Tax bands. Back in 2018 I asked HMRC how would this pension be considered. They reckoned it is possible they could ask for the tax and refund it (but hopefully they would not). Another more substantial pension is from the same continuous service, but as it's not straight out of the UK treasury so they are probably not going to treat it as exempt (unless they take it's title at face value. "Treaty does not include an article dealing with non-government pensions" (from the digest list https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/710099/DT_Digest_April_2018.pdf ) So my other pensions are in the firing line, though all tax it paid in the UK, the only advantage with them id I could configure them to zero income if I were anticipating being in Thailand more than 180 days. Then there are UK ISA's , tax and gain exempt in the UK, but again possibly not in Thailand. "No Relief for State Pension" Anyone taking their occupational or money purchase/DC pension in the UK, and then moving to Thailand, from the UK, best make sure they are there less than the 180 days in that calendar year, if they take their "Tax Free" lump sum, which could be millions of baht Thailand Thailand may want a slice! Unless they come out with some sort of global exemption clause for retired / married folk, I would think UK folks have a lot to worry about . The UK DTA is massively less protective as regards pension compared with the USA DTT, so IMHO the headline that said if you have DT treaty, not to worry, is totally misleading for UK folks. Unless further clarified by Thai RD.. If they again enforce the Tax clearance certificate, to let you out the country over 180 days, could be another issue. It fizzled out end of the 1990's I think, but is it not still lurking in old RD pages somewhere. I've never managed to stay in Thailand for a whole year, I think the most was about 260days, with the longest trip probably 70ish days on a ME Visa. The only hope for me is perhaps article 4, as the UK will always be my area of vital interest, and as a national etc. But if the over 180 days is an exponential increase in having to deal with Thai Officialdom, what a substantial incentive not to get involved. I'm not saying I wont plead (for what is essentially an extended visitor visa status) for a year in the future. if it is only "money brought into Thailand" as some article suggest, I can't see the mechanism for remittance only basis either. I'm the UK now so hope all the UK guinea pigs will feedback outcomes over the following 17 months ????.

All my pensions will be taxed at source in the UK. Then the "Tax Free" income in the UK may be taxable in Thailand. Then a lump for visa requirements may be taxable as it is brought in. HMRC said (2018) even if the income is clearly not taxable under the Treaty, The other state may still require you to pay and then claim it back. So you would need a "float" (which may be taxed again) of a few thousand around to cope with the mis-match. Then the tax years do not match April to April Vs Calendar Year, which would extend things. It will be no fun! Unlikely to be there continuously anyway, the visas are only enhanced visitor visas , For someone that would be there probably perhaps spend 260 days a year max, it is unlikely to be worth all the hassle. 178 days max view going forward..? I would never say never, that I would stay a full year, but the rumors of them maybe extending insurance requirements on other visas, there may be only a few years of a window for this to happen.

Being registered for tax in the UK does not In itself exempt you from Thai tax. (In a conversation with a UK officer, it is possible to be asked to pay tax, and then have to claim it back! Even if the item is clearly under the DT treaty. I don't really see that doing a ton of administration work a big attraction to be there = not sanook) If you have a Thai bank account and have been / will be in Thailand less than 179 days during 2023, if possible it may be an idea to preposition some funds in Thailand before the 31st of December 2023 ( to be sure probably before mid Dec practically. Until the recent tax changes that have been vaguely announced are technically clarified, it is difficult to anticipate the situation for 2024 regards tax. I've read articles and posts which are phrased in different ways on the subject, which could mean radically different outcomes in practice. As I'll always be a UK tax payer., look forward to the situation becoming Chrystal clear, at the end of the Day ????

Sky news just quoted a report of the PM saying they will standby the triple lock. So it would seem so. Noting the overall picture, this came up on a search page... https://commonslibrary.parliament.uk/research-briefings/sn00290/ ..."The UK devotes a smaller percentage of its GDP to state pensions and pensioner benefits than most other advanced economies." https://researchbriefings.files.parliament.uk/documents/SN00290/SN00290.pdf

Info I got back start of may, "Thank you for your email. Please gather all the required documents before starting your application 1) You may apply for a Non-Immigrant O visa if you are married to a Thai national, or have a Thai citizen child (with your name as a father on the birth certificate), For a dependent for your spouse/children as you're going to work in Thailand (Non-Immigrant B) as a Non-Immigrant O staying with your family it will be single entry only. (Please do not submit multiple entries)The visa fee is not refundable. Please see the documents required, please follow the steps below. Non-Immigrant Type O (Visiting or staying with applicant's family residing in Thailand single Maximum stay of 90 days/ 3 months validity) or Multiple (Maximum stay 90 days per entry/validity for 1 year) A list of documents 1. Passport or travel document with validity, not less than 6 months, and at least 2 blank pages 2. Your recent photo (selfie is acceptable) 3. Marriage certificate / Birth Certificate 4. Spouse's Thai ID card/passport 5. Financial evidence showing savings of not less than £10,000 for multiple entry visa, or £1,000 for single entry, e.g. bank statements, proof of earnings, for at least 1 month 6. Proof of residency e.g. council tax bills, driving license 7. Travel history in the last 1 year- please upload a page of your passport with a visa stamp, or a blank page if not travelled in the past year 8. Photo of the applicant holding his/her passport 9. Your flight and accommodation (hotel booking for the first few days will be acceptable) details" I'm just needing a single entry at the moment, but reckon I would need a Multi again 2026 onwards (like I had before ) There is a note on the eVISA that to get the Embassy will need a reason why you need to visit Thailand Frequently for a Multi. I thought the Multi non-O had stopped in Jun 2019, at London, but there was a thread a few weeks ago an a few people had been issued them in recent months. I'll try and find the thread... edit.. https://aseannow.com/topic/1286952-multiple-entry-non-o-london/

The questions for the multi and when applying for the single. Type out "Not thought applicable for the single entry visa applied for" snip it to a jpeg image, upload that, and it will let you move on...... The residency question Dad uses a council tax letter. The first e-visa I applied for last Friday, I've used the driving licence scanned with a recent HMRC tax coding letter behind it, a driving licence was cited as an example, on an email from the Embassy.

Well I've use 3 .PDFs out of 13 uploads, they appeared to have uploaded ok, will see the result. asked for a single entry but ideally would need a multi Non-O again in a couple of years time, when the wee boy finishes high school. Support Document (.jpg .jpeg .PDF file, Limit Size is 3MB)

The space on the e-visa needs something uploaded to move on with the application. The letter from spouse was not required previously and was not on the email list from the Embassy to me at the start of May. I've got the wife to send an email with a one liner stating yes still married and she is aware of my trip [arrival date on air ticket] along with the son, and her contact e-mail. If I were asking for the visa, on the basis of my son, travelling with me, I would just word something to that effect and maybe put his picture holding his Thai Passport / air ticket and edit together as one image file, upload that in that space... I'm trying to remember if the supporting docs takes PDFs as the financial thingy may be difficult to fit on one page (first e-visa I've don for myself), will get to page 4 soon or look at one of Dad's old ones (he'll be getting on the plane BKK to come back in 30 mins time, may enjoy the Scottish climate due to the heat out there????)

I've not got to the application yet still getting a few supporting docs together. Will register on the e system shortly, and have a look soon. If your going on the basis of your Daughter for the Visa, just get her to write a note and copy her Thai passport on the same page perhaps, and upload that perhaps? Once registered I'll maybe spot something once I'm in, I also don't wish to have to go to an immigration office! Just waiting on the posty hopefully with the second last thing I need for the supporting docs.. Are you flying soon or waiting on the school holidays like us. ????