Mattd

10 minutes ago, Dario said:

The lowest interest is 20%

I think 20% is the maximum a regular credit card can charge by law.

Seems the regulations have change in the past few years.

IO_Credit_Card_2017_EN.pdf

27 minutes ago, VYCM said:

I thought it was 1.5% per month 

Negative, the Bank of Thailand regulate this and the minimum payment is 500 THB or 10% of the total balance owing, whichever is greater.

The whole story makes little sense, as the regulated Maximum Credit limits should be no more than 5 times the card holder’s monthly income (or the average deposits in his/her account) or not more than 10% of the total amount of money in savings, fixed deposits, bond and mutual funds.

For those interested: This is the monthly income criteria for acceptance for a Thai credit card.

Card holders should have one of the following:

A monthly income of not less than THB 15,000;

Or deposits in a bank account which over at least a 6-month period average not less than THB 15,000 per month;

Or a debt instrument issued by a commercial bank or government or state-owned enterprise to act as a collateral against the full value of the credit limit; fixed deposits in a commercial bank of at least THB 500,000 which have been on deposit for no less than 6 months;

Or having one or the other of saving or fixed deposit, bonds or a mutual fund of at least THB 1,000,000 (or the combination of all categories) which have been held for at least 6 months.

8 hours ago, Aleco said:

Also.. 

Thinking that leaving the single market and the EU customs union will hurt EU more than Britain is pure BS. 

After announcing that Britain will leave the single market, the pound pummelled and got weaker. 

Leaving the single market will rid you of EU rules and restrictions, but increase the costs of trade in almost all other aspects. 

No more free trade with EU.

Customs check Everytime you trade with EU (which Britain will continue to do). 

Even Britain's leaked government reports says that leaving the single market will damage the UK's economic growth for the next 15 years.

Let me know if you are not able to find articles yourselves and I will be happy to help you. 

Doesn't it take two to Tango though, everything you mention is true, however, the EU does export a huge amount to the UK, possibly a lot more than the reverse.

If UK was to impose import taxes on EU products under WTO standards, then it would have a big impact on the trade, that is certain, a tit for tat trade war makes no sense for both parties.

The customs implications again work both ways.

For sure the UK is in for a rough time initially, will it survive and emerge stronger, you can put money on that.

1 hour ago, Just Weird said:

So what was the price to the government for a fleet of them?

They would have got a fleet discount regardless of who they purchased them from, making the cost still expensive compared to Toyota etc.

As for those saying they are manufactured here, no they are not, they are assembled here from imported parts and they do attract a higher tax due to this.

I can almost guarantee that each base car cost at least 1m THB more per unit than the equivalent Toyota or Honda, insurance costs are higher, tyres cost lots more due to runflats, they MAY have managed to get them with BSI, so servicing included for the first 3 years, depending of course on the KMs not exceeding the allowance.

To cap it all, having previously owned 3 BMW, they are not very reliable, lots of small issues.

3 hours ago, Krataiboy said:

If Andrew continues to impede the investigation into the Epstein web of vice and corruption, he must be made to forfeit his Royal role and the perks which go with it.

Impeding? 

He has the right to remain silent, in both jurisdictions and so far has not been convicted of any crime, I imagine his lawyers have been advising him on what to say or not to say.

He has already withdrawn from his royal duties and his staff have left, he is and will remain a son of the Queen. 

1. The new work permit doesn't have the company address in, only the location, so in your case it would be Bangkok, you can work anywhere in Bangkok for the company.

2. Thai PIT is on a sliding scale, similar to the UK, you get personal allowance and allowances for wife and children, you can get further relief by going in to one of the RMF or similar offered by banks.

13 minutes ago, john terry1001 said:

Jomtien and Si Racha are both part of Chonburi Immigration.

Sriracha will only accept if you are living in their jurisdiction, they will not process if living in Banglamung district.

What the video does show is how flimsy these minibuses really are.

46 minutes ago, Tony125 said:

Many wrong asumptions by you. You say you doubt the foreiners name is on the Thai birth certificate unless they were married.

As you say, the name of the father on the Thai birth certificate is easy and normal practice, farang or Thai, the registrar will put whoever they are told to with no questions asked.

32 minutes ago, Tbone999 said:

It may be possible to register the child as being "British by descent", but difficult to prove without the help of the father. She needs to contact the UK embassy for advise.

It would be almost impossible for the child to get British citizenship without the Father, as he is the one that passes the citizenship on.

A lot of people forget that a child born in Thailand to a Thai Mother or Father / British Father or Mother and is therefore a Thai Citizen, who subsequently obtains British citizenship, is NOT entitled to any support whatsoever from the British Government whilst they remain in Thailand, this is very clear.

They are only entitled to consular support when overseas using their British Passport and welfare support when resident in the UK.

Whilst in Thailand they are Thai.

12 hours ago, eyecatcher said:

Vents are pointless because hot air in the roof is the same as the hot air outside, extract one amount and another amount replaces it.Even a jet powered fan system has no effect unless you replace that air with cool air.

Think about it.

The air inside the roof space is degrees warmer than the outside air, by some considerable margin, the heat is radiated in to the space from the roof, which is then exacerbated by the lack of movement, don't believe me, then try going in to the attic for a while!

At least if the space is ventilated it allows some of the hotter air to escape and creates movement.

2 hours ago, Don Mega said:

it would be good if they upgraded the entire motorway 7 to be 120km/h

The entire length of Motorway 7 is set as 120 km/h speed limit, the sections where it flashes 90 are advisory and not enforceable.

1 hour ago, jphasia said:

I don't think getting Non O / extension based on Thai Child is related with marriage / divorce status as long as you have been officially recognized as the father

The OP will, as UJ says, have to prove he either has sole or joint custody of the child after the divorce, he will need to prove this via the Kor Ror 6 issued at the time of the divorce and depending if the divorce was via a court, then the court papers stating the custody.

Just proving he is the Father is not sufficient.

2 hours ago, X4711 said:

In the worst case I will give this problem to my insurance. They for sure have an interest not to pay anything if they don't have to.

Ask the condo management if this damage will be paid for by the Condo insurance (which you all collectively pay for), in the absence of a response then go to your insurance company with a claim, they will bash it out with the condo management / condo insurance company.

Do as Sheryl suggests and get your blood tested properly, at least that will identify or eliminate some of the possible causes, anything else is just pure speculation.

16 minutes ago, scorecard said:

As a 25% shareholder you can't really influence company policy in any way, so they could argue the term of the loan was indefinite and the interest rate was 0%. "

The point is the money was for a 25% holding in the company, it was NOT a loan, so the chances of recovering the money are low.

Same as the stock market, you buy shares and can lose or gain when you sell them, what you can't do is ask for your money back.

3 hours ago, Tanoshi said:

If your current extension is valid until Feb 10th and your returning before that date your current re-entry permit is still valid.

I disagree, the old re-entry permit was based on the last extension, the application for a new extension has null and voided the existing re-entry permit.

As it states in the passport, a new re-entry permit is needed.

OP - The re-entry permit desk in BKK airport is before immigration, go up to the left side immigration area and it is over in the left hand corner, it is signposted.

As others have stated, your best option now is to move on, right now your wife for all intense and purposes owns 25% of a dormant company, the ways of ever getting any of the investment back are limited, you could try to sell the 25% share to another person, however, it is unlikely anybody would pay anything for a company that currently isn't trading, the only other way is to hope that the company does trade, make money and pay dividends to the shareholders and make the % worth selling on, or the ex. friends wife buys your wife out, unless she wants to, or it was written in a contract, there is no way of making her.

As this clearly wasn't a loan, how did you think you were ever going to recover the initial investment?

Is the company a limited liability company?

3 minutes ago, Momofarang said:

Ill informed comment. You can work neither on a tourist nor on a retirement visa but you can get a work permit with a marriage visa.

Actually there is nothing stopping you working on a 30 VE entry either, so long as you are in possession of an Urgent Work Permit, which would allow you to temporarily work for up to 15 days, my company has organised many of these for foreigners in the past.

14 hours ago, Lancashirelad said:

This is what a lot of farangs, including several in this thread, misinterpret to be an overall give way to the left rule. There is no such rule. It only applies in these specific circumstances.

Exactly, in general the give way is to the right, it has to be.

On 12/14/2019 at 11:59 PM, chickenslegs said:

Part of the problem is that the general rule here is to give way to traffic from the left

It is impossible to give way to traffic on the left when driving on the left side of the road, it would be total carnage if this was actually the case!

Every single junction would have constant accidents, I know bikes come out of junctions on to a road without stopping, but given the misconception that officially Thailand gives way to the left, then cars should do the same at every junction, as the oncoming traffic is on their right and the they are on the left of the oncoming traffic...................

The RTA here actually means that if you are turning right at a junction, then you should give way to somebody turning left at the same junction, this would not differ in the UK.