BuffaloRescue Posted September 19, 2017 Share Posted September 19, 2017 (edited) Hi Is it possible to get Third party insurance to drive any vehicle in Thailand? As opposed to insuring the car/bike, just insure myself to drive anything/? Edited September 19, 2017 by BuffaloRescue Link to comment Share on other sites More sharing options...
stevenl Posted September 19, 2017 Share Posted September 19, 2017 AFAIK: no, except of course for accident insurance for yourself. Check with forum sponsor AA I would say to be sure. Link to comment Share on other sites More sharing options...
HHTel Posted September 20, 2017 Share Posted September 20, 2017 Of course every vehicle in Thailand has compulsory government insurance. Without that the vehicle is on the road illegally. Link to comment Share on other sites More sharing options...
KhunBENQ Posted September 20, 2017 Share Posted September 20, 2017 33 minutes ago, HHTel said: Of course every vehicle in Thailand has compulsory government insurance. Without that the vehicle is on the road illegally. But probably the OP wants an insurance that earns the name? Not that laughable sums of the compulsory insurance. A foreigner causing an accident with this insurance is doomed. Link to comment Share on other sites More sharing options...
connda Posted September 20, 2017 Share Posted September 20, 2017 (edited) Insurance is on the vehicle and not the person. So if you have 3rd class on you car or bike, any legally licensed driver is covered driving that vehicle unless your insurance company has a clause in the policy limiting the coverage to only certain drivers. Personally I have never heard of insuring a person, with maybe the exception of one of your credit cards offering insurance for rental cars. Not saying that it's not possible, but just have never heard of it. You may want to contact someone who is knowledgeable about these thing, such as AAInsure here in Thailand. Edited September 20, 2017 by connda Link to comment Share on other sites More sharing options...
bazza73 Posted September 20, 2017 Share Posted September 20, 2017 It sounds like the OP wants to know what vehicle insurance in Thailand covers him for medical treatment in the event of an accident. The answer is no, he needs hospital/medical insurance. Link to comment Share on other sites More sharing options...
stevenl Posted September 20, 2017 Share Posted September 20, 2017 4 hours ago, connda said: Insurance is on the vehicle and not the person. So if you have 3rd class on you car or bike, any legally licensed driver is covered driving that vehicle unless your insurance company has a clause in the policy limiting the coverage to only certain drivers. Personally I have never heard of insuring a person, with maybe the exception of one of your credit cards offering insurance for rental cars. Not saying that it's not possible, but just have never heard of it. You may want to contact someone who is knowledgeable about these thing, such as AAInsure here in Thailand. "unless your insurance company has a clause in the policy limiting the coverage to only certain drivers." If that clause is in the po9licy, standard is there will still be coverage for another driver but with a high(er) deductable. Link to comment Share on other sites More sharing options...
khunPer Posted September 20, 2017 Share Posted September 20, 2017 5 hours ago, KhunBENQ said: But probably the OP wants an insurance that earns the name? Not that laughable sums of the compulsory insurance. A foreigner causing an accident with this insurance is doomed. Isn't there "third party liability" insurance available in Thailand..? Link to comment Share on other sites More sharing options...
glasswort Posted September 20, 2017 Share Posted September 20, 2017 14 hours ago, BuffaloRescue said: Hi Is it possible to get Third party insurance to drive any vehicle in Thailand? As opposed to insuring the car/bike, just insure myself to drive anything/? It is the vehicle that is insured not the driver! Link to comment Share on other sites More sharing options...
KhunBENQ Posted September 20, 2017 Share Posted September 20, 2017 1 hour ago, khunPer said: Isn't there "third party liability" insurance available in Thailand..? Yes, you can get additional insurance (1 million Baht or more). But as above: it's the vehicle that is insured. So no answer to the OP. No idea whether such personal insurance exists. Link to comment Share on other sites More sharing options...
khunPer Posted September 20, 2017 Share Posted September 20, 2017 1 hour ago, KhunBENQ said: Yes, you can get additional insurance (1 million Baht or more). But as above: it's the vehicle that is insured. So no answer to the OP. No idea whether such personal insurance exists. Thanks for reply. I know about vehicle insurance in Thailand and additional cover. I was merely thinking of the kind of "third party liability" insurance we know from Europe, where the person is insured – or all members of a family – in case they cause an accident and harm third party, or third party's property. I believe many normal Travel Insurances also includes that; it's my understanding that a Travel Insurance, which we forum posters always recommend as mandatory for tourists, often can clear many compensation claim cases. OP is not clearly explaining if he thinks about himself, i.e. Personal Accident, og him being liable for compensation to third party. As you mentioned: »...compulsory insurance. A foreigner causing an accident with this insurance is doomed.« Link to comment Share on other sites More sharing options...
.png.3b3332cc2256ad0edbc2fe9404feeef0.png)
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now