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Trip/Flight Delay, Interruption and Cancellation Insurance

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Do you buy it or not and why?

I buy a yearly travel insurance policy for about 9,000B. This covers all the usual travel-related risks, particularly medical expenses. It also covers car rental excess.

 

It also covers things like cancellation/delay, though decent airlines take care of that themselves when it happens.

 

I've never claimed on it for any reason, but I am happy to have it.

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