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Dengue fever

Tezza rose

By Tezza rose
in Health and Medicine

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Get Real Advanced Member

Get Real

Posted
Posted (edited)
1 hour ago, Tezza rose said:


And if I don’t ?
Ask a forum where somebody might know?


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If you do not want the best possible advice, which I just gave you. Then you actually shouldn´t post in any forum, because people give advice there.
 

To answer your first question: If you don´t? Yeah, up to you, but it´s foolish and the only place you will get a 100% right answer.

As you probably already are aware of, there are a djungle of insurances. I am also quite sure that Pacific Cross have differens classes on health insurrance, which make your question impossible to answer. As you are going to see, you will get only answers like probably, I think, they might and so on. If that is the answer you want, just go on.

Edited by Get Real
Tezza rose Newbie

Tezza rose

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If you do not want the best possible advice, which I just gave you. Then you actually shouldn´t post in any forum, because people give advice there.
 
To answer your first question: If you don´t? Yeah, up to you, but it´s foolish and the only place you will get a 100% right answer.

If somebody on this forum, obviously not you, had previous experience in attempting a claim having suffered from dengue fever, and a stay in hospital,their information could be quite useful!


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Get Real Advanced Member

Get Real

Posted
Posted
8 minutes ago, Tezza rose said:


If somebody on this forum, obviously not you, had previous experience in attempting a claim having suffered from dengue fever, and a stay in hospital,their information could be quite useful!


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Yes, maybe. I would say that it will still be individual depending on which insurrance you have. Helath insurrances come in a load of different price ranges, and that means different rules for them and different things they can be used for.

You can get the help from me, so it´s not so obvious. However, I must first know if you are on Standard, Premium, Maxima or Ultima plan. After that I can provide your answer as soon as I have been reading about the specific insurrance.

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Sheryl Star Member

Sheryl

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Posted

No health insurance policy that I have ever heard of excludes dengue as a disease (unless of course you were already ill with it when you took out the policy, and even then the exclusion would just be for that illness, not any new infections in the future).

 

No reason why anyone would, since it is an acute infection, nto a chronic disease.

 

Whether insurance will cover specific treatment for dengue will depend on what sort of treatment and the terms of your policy. If you have a policy that covers both inpatient and outpatient, then it will cover any treatment. If your policy is inpatient only then it will cover treatment only if received while admitted to a hospital (which is not always necessary with uncomplicated dengue). If your policy has a deductible, then that will apply. etc etc.

 

 

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Tezza rose Newbie

Tezza rose

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No health insurance policy that I have ever heard of excludes dengue as a disease (unless of course you were already ill with it when you took out the policy, and even then the exclusion would just be for that illness, not any new infections in the future).
 
No reason why anyone would, since it is an acute infection, nto a chronic disease.
 
Whether insurance will cover specific treatment for dengue will depend on what sort of treatment and the terms of your policy. If you have a policy that covers both inpatient and outpatient, then it will cover any treatment. If your policy is inpatient only then it will cover treatment only if received while admitted to a hospital (which is not always necessary with uncomplicated dengue). If your policy has a deductible, then that will apply. etc etc.
 
 

Thanks sheryl
I’m actually asking for a friend who is currently in a hospital in prasat suffering with quite severe dengue fever.
I’ve heard some horror stories of how much some hospitals charge daily to farangs and believe he has a basic policy with pacific cross [emoji106]


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Tezza rose Newbie

Tezza rose

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Yes, maybe. I would say that it will still be individual depending on which insurrance you have. Helath insurrances come in a load of different price ranges, and that means different rules for them and different things they can be used for.

You can get the help from me, so it´s not so obvious. However, I must first know if you are on Standard, Premium, Maxima or Ultima plan. After that I can provide your answer as soon as I have been reading about the specific insurrance.

Thanks ‘ get real’
I think my friend has basic cover and sheryl put my mind at ease somewhat [emoji106]


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Sheryl Star Member

Sheryl

Posted
Posted

If he is hospitalized then his insurance should cover it, at least up to the maximum specified in the policy.

 

I hope he has informed the insurance company as one is required to do so within 24-48 hours of an emergency hospitalization and prior to hospitalization for elective procedures.

 

If by "quite severe" you mean hemorraghic dengue, the hospital in Prasat is not suited to handle that and he should be transferred to Surin.

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Sheryl Star Member

Sheryl

Posted
Posted

P.S. Prasat is a a government hospital, the overcharging you refer to is not usually a problem in government hospitals.

 

However it is a small, community level hospital with limited capabilities and he would do well to get himself transferred to Surin, either the provincial hospital or the large private hospital there (Rumphaet or something like that - large hospital and pretty good).

 

Find out if he has spoken to his insurance company, if he has nto and you can get hold of his policy number, call them yourslef as there will be problems with coverage if they are not promptly informed.

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Tezza rose Newbie

Tezza rose

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If he is hospitalized then his insurance should cover it, at least up to the maximum specified in the policy.
 
I hope he has informed the insurance company as one is required to do so within 24-48 hours of an emergency hospitalization and prior to hospitalization for elective procedures.
 
If by "quite severe" you mean hemorraghic dengue, the hospital in Prasat is not suited to handle that and he should be transferred to Surin.

Hello again Sheryl
I don’t think it’s that bad but he is 69 and is apparently really suffering !
It seems dengue fever is to be avoided unless you want to go on a serious, quick, diet [emoji15]
I just hoped he didn’t have financial problems to consider as well!


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Lacessit Star Member

Lacessit

Posted
Posted

I understand it is possible to vaccinate against dengue. Sheryl, can you confirm this, and direct me to a Chiang Mai hospital which can do this? Cost?

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GinBoy2 Platinum Member

GinBoy2

Posted
Posted

Having had dengue, twice, not a lot any health professional can do for you, so the issue of insurance is probably a moot point

Stay at home, close the blinds, turn on the air, take ibrupofen, drink water, and wait it out.

No hospital or doctor will be able to do anything more

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Tezza rose Newbie

Tezza rose

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Having had dengue, twice, not a lot any health professional can do for you, so the issue of insurance is probably a moot point

Stay at home, close the blinds, turn on the air, take ibrupofen, drink water, and wait it out.

No hospital or doctor will be able to do anything more

My friend is on a drip due to uncontrollable vomiting and diarrhoea !


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Get Real Advanced Member

Get Real

Posted
Posted
15 minutes ago, Sheryl said:

P.S. Prasat is a a government hospital, the overcharging you refer to is not usually a problem in government hospitals.

 

However it is a small, community level hospital with limited capabilities and he would do well to get himself transferred to Surin, either the provincial hospital or the large private hospital there (Rumphaet or something like that - large hospital and pretty good).

 

Find out if he has spoken to his insurance company, if he has nto and you can get hold of his policy number, call them yourslef as there will be problems with coverage if they are not promptly informed.

Yes, I live in the area myself. Even if it´s not any emergency, I would not have myself laying in Prasat Hospital.

scubascuba3 Star Member

scubascuba3

Posted
Posted

Thanks sheryl
I’m actually asking for a friend who is currently in a hospital in prasat suffering with quite severe dengue fever.
I’ve heard some horror stories of how much some hospitals charge daily to farangs and believe he has a basic policy with pacific cross [emoji106]


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I called my travel insurance company a couple months ago and they said they would cover it, they do usually have a procedure where you have to inform them asap to be covered.

Down my soi at least 9 people got dengue incl my landlady in reception
Tezza rose Newbie

Tezza rose

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I called my travel insurance company a couple months ago and they said they would cover it, they do usually have a procedure where you have to inform them asap to be covered.

Down my soi at least 9 people got dengue incl my landlady in reception

Same thing has happened in this community. 5 so far. Apparently a fumigation/ spray programme being investigated?


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tfc Silver Member

tfc

Posted
Posted

This was coming up to a decade ago now but I had dengue and my friend drove me to Bangkok International Hospital where from what I gather (I was too out of it so he took care of all the admin work) they made contact with my insurance company and confirmed that I was covered before admitting me.  It only took about 20 minutes if my feverish mind recalls correctly.  I don't know if they would have admitted me anyway and billed me later but just found out I had insurance and decided that they'd just process things that way since I had all my papers etc.

Sheryl Star Member

Sheryl

Posted
Posted

Flaming posts have been removed.

 

There is a vaccine but it is advised only for people who have had dengue at least once already, not for people who have had never had it.

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sanuk21 Senior Member

sanuk21

Posted
Posted
On ‎7‎/‎15‎/‎2018 at 9:58 PM, GinBoy2 said:

Having had dengue, twice, not a lot any health professional can do for you, so the issue of insurance is probably a moot point

Stay at home, close the blinds, turn on the air, take ibrupofen, drink water, and wait it out.

No hospital or doctor will be able to do anything more

WHO seems to contradict your advice.....

 

"Patients should seek medical advice, rest and drink plenty of fluids. Paracetamol can be taken to bring down fever and reduce joint pains. However, aspirin or ibuprofen should not be taken since they can increase the risk of bleeding."

 

http://www.who.int/denguecontrol/faq/en/index3.html

Sheryl Star Member

Sheryl

Posted
Posted

Yes, ibuprofen and other NSAIDs are contrandicated. Paracetemol, with or without codeine, should  be taken for pain.

 

With dengue the main issues are (1) to maintain hydration, which in people with vomiting or exceedingly high fever may require an IV drip; and (2) to monitor for the development of hemorrhagic complications. People able to take enough fluid by mouth and able to come in at least every couple of days for a platlet count can be managed at home. Others will need admission.

 

In "simple" dengue (i.e. dengue without hemorrhagic complications) there is a wide spectrum of severity, from symptoms so mild they are hardly noted to being completely disabled and unable to eat or drink or even move, due to the pain and shaking chills and raging fever. First time I had dengue it was the latter, I was in hospital 2 weeks.

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