for a physical debit card

so that it won't be not possible to withdraw over N baht per day in an ATM.

I upped the normal limit by having to go talk to a manager, I believe she had to call Bangkok also. So I imagine it would be the same to lower it.

I changed my limit per day online on their app I use.


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Call 02-8888888 24hrs

1 hour ago, Kadilo said:

I changed my limit per day online on their app I use.


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there ya go, just shows how much of a dinosaur I am?

there ya go, just shows how much of a dinosaur I am[emoji849]

Don’t worry I had to be shown :)



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2 hours ago, chado said:

so that it won't be not possible to withdraw over N baht per day in an ATM.

Speak to her clearly and slowly.

2 hours ago, chado said:

for a physical debit card

so that it won't be not possible to withdraw over N baht per day in an ATM.

They have tightened up security now. When you use it for POS purchasing a PIN is always required. 

3 hours ago, tropo said:

They have tightened up security now. When you use it for POS purchasing a PIN is always required. 

 

Mine changed to a 6 digit pin when I got a new card earlier this year.

3 hours ago, tropo said:

They have tightened up security now. When you use it for POS purchasing a PIN is always required. 

No

6 hours ago, from the home of CC said:

I upped the normal limit by having to go talk to a manager, I believe she had to call Bangkok also. So I imagine it would be the same to lower it.

you didn't understand my question

Edited July 29, 20187 yr by chado

4 hours ago, thedemon said:

Call 02-8888888 24hrs

you too - i don't want to lower it once

 

6 hours ago, Kadilo said:

I changed my limit per day online on their app I use.


Sent from my iPad using Thaivisa Connect

for your physical card?

2 minutes ago, chado said:

you too - i don't want to lower it once

 

for your physical card?

Is that different to an ATM card?

34 minutes ago, chado said:

No

 

34 minutes ago, chado said:

4 hours ago, tropo said:

They have tightened up security now. When you use it for POS purchasing a PIN is always required. 

No

(This is your thread, so there's no need to be rude when someone is trying to help)

 

Let's get this sorted then... I have a NEW (replacement) K-Debit VISA card with a chip. EVERY TIME I use it, and I use it nearly every day for shopping around town, I need to input a PIN on POS devices. It's a bit annoying at restaurants because I have to get up and walk to the payment counter to input my PIN. This is ONLY with my brand new card that I got as a replacement card about February 2018. In fact, I couldn't use this new card initially at Big C because they hadn't changed the system to allow PIN code entry for K-Banks new cards. PIN's are also required for my AMEX and other international credit cards with chips. I have a debit MasterCard WITHOUT a chip and no PIN is required.

 

So there you go... get down to K-Bank, pay 300 baht and get a new card with a chip so you too can suffer the inconvenience of having to input your PIN in front of shop assistants.

Edited July 29, 20187 yr by tropo

56 minutes ago, ukrules said:

 

Mine changed to a 6 digit pin when I got a new card earlier this year.

Mine did too, about 2 years ago. Just a word of warning. If you leave it in an ATM and the ATM eats it, you cannot get it back. All banks in Thailand destroy all domestic ATM cards as a matter of policy. The only branch you can get it back is at your own local branch. This is a good little side profit for Thailand's banks. I've already lost 2 this way, requiring a trip to my branch to buy new ones. 

1 hour ago, tropo said:

Mine did too, about 2 years ago. Just a word of warning. If you leave it in an ATM and the ATM eats it, you cannot get it back. All banks in Thailand destroy all domestic ATM cards as a matter of policy. The only branch you can get it back is at your own local branch. This is a good little side profit for Thailand's banks. I've already lost 2 this way, requiring a trip to my branch to buy new ones. 

When I put the card in the ATM I always make sure I get it back out before I leave.

 

There is one sure fire way to ensure this, that's to wait for the receipt. The card comes out before the receipt does. This is on Kasikorn ATMs.

 

I always request the receipt.

 

Edited July 29, 20187 yr by ukrules

Flame post removed.

8 hours ago, ukrules said:

When I put the card in the ATM I always make sure I get it back out before I leave.

 

There is one sure fire way to ensure this, that's to wait for the receipt. The card comes out before the receipt does. This is on Kasikorn ATMs.

 

I always request the receipt.

 

LOL> the way you're talking there you'd think I often forget my card. I've left my K-Bank card in the ATM twice in 10 years since I've had it and I probably use it 2 times a week in ATMs on average. If I take a low average of once a week, that's 500 times used in ATM's.

 

The 2 times I left my card in the machine was when I was chatting to my wife at the same time I was using the machine. I wasn't concentrating.

 

12 hours ago, tropo said:

 

(This is your thread, so there's no need to be rude when someone is trying to help)

 

Let's get this sorted then... I have a NEW (replacement) K-Debit VISA card with a chip. EVERY TIME I use it, and I use it nearly every day for shopping around town, I need to input a PIN on POS devices. It's a bit annoying at restaurants because I have to get up and walk to the payment counter to input my PIN. This is ONLY with my brand new card that I got as a replacement card about February 2018. In fact, I couldn't use this new card initially at Big C because they hadn't changed the system to allow PIN code entry for K-Banks new cards. PIN's are also required for my AMEX and other international credit cards with chips. I have a debit MasterCard WITHOUT a chip and no PIN is required.

 

So there you go... get down to K-Bank, pay 300 baht and get a new card with a chip so you too can suffer the inconvenience of having to input your PIN in front of shop assistants.

 

1. re-read my question; what does opt and pin code have to do with my question!

 

2. I have a 6 digit pass, with a chip. I sometimes pay with no pin code.

29 minutes ago, chado said:

 

1. re-read my question; what does opt and pin code have to do with my question!

 

2. I have a 6 digit pass, with a chip. I sometimes pay with no pin code.

I don't need to re-read your question as I am well aware of it. If you're trying to reduce your daily ATM limit, then obviously you're interested in improving security and anything to do with card security is worthwhile to discuss. You don't own threads here - they can be useful for other people too.

 

You told me "no", yet now you claim that you mostly do require a PIN code and sometimes you don't. Where don't you require to enter a PIN code? I require it everywhere I have shopped since I got my new card in February. If there are places I can shop that don't require a PIN, I'm yet to find them. All the major stores and restaurants I frequent require it.

 

As you've discovered so far, no one has experience in having ATM limits reduced. I highly doubt many people do that. A quick trip to a K-Bank branch will answer your question. I'm going near a K-Bank branch later today - would you like me to make the inquiry for you? 

The limit of atm has nothing to do with the limit of your atm/bank card. The limit of your card can be set by you. Maybe in  Kasikornbank it's impossible in the 1st place.

 

Or in some banks you can keep your money on your main account which isn't reachable for you atm card. When you want to withdraw money, you transfer an amount you want to your an account of your atm card and withdraw it -- this is what I want.

Edited July 31, 20187 yr by chado

16 hours ago, tropo said:

I don't need to re-read your question as I am well aware of it. If you're trying to reduce your daily ATM limit, then obviously you're interested in improving security and anything to do with card security is worthwhile to discuss. You don't own threads here - they can be useful for other people too.

 

You told me "no", yet now you claim that you mostly do require a PIN code and sometimes you don't. Where don't you require to enter a PIN code? I require it everywhere I have shopped since I got my new card in February. If there are places I can shop that don't require a PIN, I'm yet to find them. All the major stores and restaurants I frequent require it.

 

As you've discovered so far, no one has experience in having ATM limits reduced. I highly doubt many people do that. A quick trip to a K-Bank branch will answer your question. I'm going near a K-Bank branch later today - would you like me to make the inquiry for you? 

The limit of atm has nothing to do with the limit of your atm/bank card. The limit of your card can be set by you. Maybe in  Kasikornbank it's impossible in the 1st place.

 

Or in some banks you can keep your money on your main account which isn't reachable from your atm card. When you want to withdraw money, you transfer an amount you want to your physical card and withdraw it -- this is what I want. This is within your bank, not between different banks

Edited July 31, 20187 yr by chado

1 hour ago, chado said:

The limit of atm has nothing to do with the limit of your atm/bank card. The limit of your card can be set by you. Maybe in  Kasikornbank it's impossible in the 1st place.

 

 

It almost sounds like you are being intentionally obtuse here. You have had the answer to your question in post 3 and in post 4 but you either don't or don't want to understand.

 

I will try to spell it our for you very clearly.

 

There are 3 separate maximum daily limits that apply to a Kasikorn ATM/Debit card, as follows;

 

1 - Transfer funds - Maximum daily limit THB1000,000

2 - Cash withdrawal - Maximum daily limit THB200,000

3 - Purchases - Maximum daily limit THB200,000

 

If you would like to adjust any or all of those amounts downwards, you can do so by downloading the KBank smartphone app and adjust the card limits from there, or;

 

By calling the KBank hotline 02:8888888 and press the following;

 

2 - For English language

2 - For ATM services

3 - To check the current daily transaction limits

2 - To adjust the daily transaction limits

 

Have the following numbers on hand;

 

Your 16 digit ATM/Debit card number

Your 13 digit ID card number OR the last 4 digits of your passport

Your 6 digit ATM PIN number.

 

You can change these limits upwards and downwards 10 times a day if you like. 

 

1 hour ago, chado said:

Or in some banks you can keep your money on your main account which isn't reachable for you atm card. When you want to withdraw money, you transfer an amount you want to your an account of your atm card and withdraw it -- this is what I want.

 

This is also easy to do. You just need 2 separate KBank savings accounts and a K-Cyber (Internet banking) login.

On 7/31/2018 at 12:25 PM, thedemon said:

 

This is also easy to do. You just need 2 separate KBank savings accounts and a K-Cyber (Internet banking) login. 

1) How will that allow me to do so?

 

2) Have you tried to open a seconds Kasikorn bank account as a tourist?

 

On 7/31/2018 at 12:13 PM, thedemon said:

It almost sounds like you are being intentionally obtuse here.

almost? but not completely? That's ok then - I may continue being rude. Right?

On 7/31/2018 at 12:25 PM, thedemon said:

 

This is also easy to do. You just need 2 separate KBank savings accounts and a K-Cyber (Internet banking) login.

1) How will that allow me to do so?

 

2) Have you tried to open a seconds Kasikorn bank account as a tourist?

1 hour ago, chado said:

1) How will that allow me to do so?

 

2) Have you tried to open a seconds Kasikorn bank account as a tourist?

 

1 - On the first (call it primary) savings account you keep the bulk of your funds. That account has a passbook only attached to it, no ATM/Debit card. On the other (call it secondary) savings account you keep only enough funds for e.g several days spending. That account has an ATM/Debit card attached to it.

 

Both savings accounts are accessible via your Internet Banking login so you top up funds from the primary account to the secondary and when depleted, repeat.

 

2 - There are no regulations regarding immigration status and opening bank accounts in Thailand. Whether or not a particular officer in a particular branch will or won't help you depends on how good looking or charming you are.

 

The other way, the one that works for me, is to owe them a lot of money. Lot's of things become no problem then.

20 hours ago, thedemon said:

1 - On the first (call it primary) savings account you keep the bulk of your funds. That account has a passbook only attached to it, no ATM/Debit card. On the other (call it secondary) savings account you keep only enough funds for e.g several days spending. That account has an ATM/Debit card attached to it.

That'll work for me.

 

But:

 

 Why doesn't the first primary account have no ATM card? Shoudn't the second one have no ATM card because it's an additional account? 

 

Currently I have only one account, with an ATM card and passbook. If I open a second account, what will happen - one -- **the 1st one** -- will remain accessible via ATM card, the other one not? 

Edited August 4, 20187 yr by chado

51 minutes ago, chado said:

That'll work for me.

 

But:

 

 Why doesn't the first primary account have no ATM card? Shoudn't the second one have no ATM card because it's an additional account? 

 

Currently I have only one account, with an ATM card and passbook. If I open a second account, what will happen - one -- **the 1st one** -- will remain accessible via ATM card, the other one not? 

 

It makes no difference which account you consider primary or secondary. The bank simply considers that they are 2 separate accounts albeit both belong to the same account holder.

 

The important thing is that the account in which you keep the bulk of your funds has no ATM/Debit card.

 

So given your current situation, the easiest thing to do would be open a new savings account and decline the ATM/Debit card. Then move most of the funds in your existing account to the new one.

 

There is no need for the new account to be at the same branch as the old account but it will be easier if they are at the same bank. Then you can apply for internet banking and add both accounts to your login.