Thaivivat truck insurance

[SiamSully]

I just bought my brother-in-law's 2015 Toyota Revo. My wife went to get insurance on it and she came home with a type of insurance I have never heard of in my home country. Thaivivat insurance. All the information is in Thai and I cannot even get from my wife what the coverage is. The strangest thing about this insurance is apparently you can shut it off with an app on your phone when you're not driving the vehicle and not pay. So how is it still insured of you've shut it off?? If I am understanding my wife correctly one buys so many hours of insurance and the app counts down how many you use. ??? Don't forget to turn it back on when you start to drive again or you'll not be insured. ??? What if .... someone bumps it in the parking lot and drives away undetected - or - vandals damage it in the night - or - or - or .... 

This sounds sketchy to me. Am I getting this all wrong?  I've searched it on the internet but all I get is in Thai language. 

Does anyone out there in Thai Visa land know about this Thivivat insurance?

[transam]

Scroll down a bit on this link....

 

http://www.thaivivat.co.th/en/index.php