Would this make a good token?

[SailingHome]

There is a group of wealthy individuals who need tax write off and portfolio management to get what they call "pocket change" invested. It is an extremely common strategy. Like almost all private lender loans for real estate, there is no credit check or much detail, plus a lot of interesting things they can do that financial institutions can not. For an example, they can defer all interest payments until the end of the loan, they can allow a certain number of months where payment can be skipped without penalty, they can defer payment for any number of months (great for people flipping houses), etc. They can even pay you interest on your down payment as if it is a loan to them, thus giving them more tax shelter and the customer more value. Here is a basic article, but there are thousands on the net and home buyers are demanding and seeking private loans: https://www.realestateskills.com/blog/private-money-lenders 

These investors are willing to fund 2000 loans worldwide at a 3.5% interest rates. Clearly a scarce commodity. Clearly something that needs a contract.

Wouldn't this make a good token? Unlike most tokens, there is little advertising needed. There is no need at all for social media or even a Web site (unless it is required to publish the white paper). The token just gives a person the right to get one of the 2000 scarce commodities. When they pay off the loan, or don't want a loan just want to profit because people want private loans so desperately, they sell the token to someone else who then can use the token to get one of the 2000 available loans.

 

I can't find a Web site where people chat or a great forum like this one to discuss this. Does anyone know of any? Anyone here understand tokens and have an opinion?

 

Please don't rag on the loans being a scam until you read the above URL.