Rdrokit Posted April 15, 2020 Share Posted April 15, 2020 My car is now 6 years old. I know there is a limit on how old a car can be before the insurance companies no longer will issue you 1st class insurance. My recollection is it is 7 years. Am I correct? If I am correct it is time to start looking for a new car. 1 Link to comment Share on other sites More sharing options...
transam Posted April 15, 2020 Share Posted April 15, 2020 I had 1st class insurance on my 11 year old Vigo. If you have a good driving record you should have no problem. Even Roojai would insure mine.. 1 Link to comment Share on other sites More sharing options...
steve187 Posted April 15, 2020 Share Posted April 15, 2020 we had a honda city from new, insured 1st class right up to the time we sold it at 12 years old, 1 Link to comment Share on other sites More sharing options...
Don Mega Posted April 15, 2020 Share Posted April 15, 2020 It is my understanding if you have 1st class they will keep renewing it but if the vehicle does not you cannot upgrade to it. Link to comment Share on other sites More sharing options...
pineapple01 Posted April 15, 2020 Share Posted April 15, 2020 Some will issue First Class over their specified full time, but restrict replacment of things like Air Con Pumps ,Power Steering motors, things the ware out over time. BKK Insurance that is. 1 Link to comment Share on other sites More sharing options...
Popular Post transam Posted April 15, 2020 Popular Post Share Posted April 15, 2020 18 minutes ago, pineapple01 said: Some will issue First Class over their specified full time, but restrict replacment of things like Air Con Pumps ,Power Steering motors, things the ware out over time. BKK Insurance that is. Insurance covers engine ancillaries......? ????.....Never heard of that... 3 Link to comment Share on other sites More sharing options...
Don Mega Posted April 15, 2020 Share Posted April 15, 2020 (edited) 41 minutes ago, pineapple01 said: Some will issue First Class over their specified full time, but restrict replacment of things like Air Con Pumps ,Power Steering motors, things the ware out over time. BKK Insurance that is. It says in the PDS wear items are covered ? Edited April 15, 2020 by Don Mega Link to comment Share on other sites More sharing options...
pineapple01 Posted April 15, 2020 Share Posted April 15, 2020 Too technical for me, just they wont cover bits that ware out anyway from normal use, just body bits i suppose. We only use BKK Insurance so thats all i know. 39 minutes ago, transam said: Insurance covers engine ancillaries......? ????.....Never heard of that... No ones surprised.! Link to comment Share on other sites More sharing options...
Don Mega Posted April 15, 2020 Share Posted April 15, 2020 (edited) 1 minute ago, pineapple01 said: Too technical for me, just they wont cover bits that ware out anyway from normal use, just body bits i suppose. We only use BKK Insurance so thats all i know. No ones surprised.! Ive had 1st class (new cars) with several companies and none of them cover wear items.... which company does...is it only Bkk Insurance ? Edited April 15, 2020 by Don Mega 2 Link to comment Share on other sites More sharing options...
baansgr Posted April 15, 2020 Share Posted April 15, 2020 AXA...good cover for low premium and includes breakdown cover....English speaking staff and all done professionally in a few minutes Link to comment Share on other sites More sharing options...
transam Posted April 15, 2020 Share Posted April 15, 2020 10 minutes ago, pineapple01 said: Too technical for me, just they wont cover bits that ware out anyway from normal use, just body bits i suppose. We only use BKK Insurance so thats all i know. No ones surprised.! Post here the companies that have done so for you, so I can have a read...Thanks Link to comment Share on other sites More sharing options...
Don Mega Posted April 15, 2020 Share Posted April 15, 2020 1 minute ago, transam said: Post here the companies that have done so for you, so I can have a read...Thanks Am wondering if the companies that cover things like air con pumps and power steering pumps also cover tyres and brake pads !! 2 Link to comment Share on other sites More sharing options...
pineapple01 Posted April 15, 2020 Share Posted April 15, 2020 47 minutes ago, Don Mega said: Ive had 1st class (new cars) with several companies and none of them cover wear items.... which company does...is it only Bkk Insurance ? Did i say anyone did.Perhaps not my native language cause this. Link to comment Share on other sites More sharing options...
pineapple01 Posted April 15, 2020 Share Posted April 15, 2020 37 minutes ago, Don Mega said: Am wondering if the companies that cover things like air con pumps and power steering pumps also cover tyres and brake pads !! No Link to comment Share on other sites More sharing options...
Don Mega Posted April 15, 2020 Share Posted April 15, 2020 Just now, pineapple01 said: No Right, so only things like water and power steering pumps... what about gearboxes ? 1 Link to comment Share on other sites More sharing options...
pineapple01 Posted April 15, 2020 Share Posted April 15, 2020 No to All, Just Body Bits and bent pipes thats dont ware. Ford never replaced wonkey funny Gearbox in New Cars. Link to comment Share on other sites More sharing options...
Don Mega Posted April 15, 2020 Share Posted April 15, 2020 1 minute ago, pineapple01 said: No to All, Just Body Bits and bent pipes thats dont ware. Ford never replaced wonkey funny Gearbox in New Cars. but your earlier post suggests some do cover those items. Link to comment Share on other sites More sharing options...
pineapple01 Posted April 15, 2020 Share Posted April 15, 2020 Just now, Don Mega said: but your earlier post suggests some do cover those items. My bad , not intended to confuse. Link to comment Share on other sites More sharing options...
Kwasaki Posted April 15, 2020 Share Posted April 15, 2020 58 minutes ago, Don Mega said: Right, so only things like water and power steering pumps... what about gearboxes ? New car / truck forever .???? Link to comment Share on other sites More sharing options...
cooked Posted April 16, 2020 Share Posted April 16, 2020 So.... back to the original question maybe? We were told that after our car gets older than 8 years (next renewal) we will only be able to get first class again if we do a respray - expensive, not necessary and depriving us of use for 10 days I believe. Don't ask me about the logic behind this. The guys that told us this also run a spray and repair shop, so maybe that's a clue. We had second class insurance last year and of course that's when we had an accident. 1 1 Link to comment Share on other sites More sharing options...
Don Mega Posted April 16, 2020 Share Posted April 16, 2020 1 minute ago, cooked said: So.... back to the original question maybe? We were told that after our car gets older than 8 years (next renewal) we will only be able to get first class again if we do a respray - expensive, not necessary and depriving us of use for 10 days I believe. Don't ask me about the logic behind this. The guys that told us this also run a spray and repair shop, so maybe that's a clue. We had second class insurance last year and of course that's when we had an accident. What did your insurance company say ? Link to comment Share on other sites More sharing options...
cooked Posted April 16, 2020 Share Posted April 16, 2020 15 minutes ago, Don Mega said: What did your insurance company say ? The insurance company is situated in the same building as the paint shop. Link to comment Share on other sites More sharing options...
Popular Post Don Mega Posted April 16, 2020 Popular Post Share Posted April 16, 2020 (edited) 30 minutes ago, cooked said: The insurance company is situated in the same building as the paint shop. Ahhh ok, I'd ditch them if thats the case. Have a look at Roojai, For <deleted>s and giggle I did their online qoute for a 10yr old Vigo and will cover it. Edited April 16, 2020 by Don Mega 3 Link to comment Share on other sites More sharing options...
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