1 minute ago, CALSinCM said:

The suggestions for using a debit card make sense but I'd need a debit card that is accepted as a Visa or Mastercard. 

Most debit cards are Visa or Mastercard are they not?

2 minutes ago, Salerno said:

Most debit cards are Visa or Mastercard are they not?

I have a BKK debit that is neither.

2 hours ago, NCC1701A said:

use whatever amount you want. i used 200,000 baht for each card from the 800,000 baht. 

 

2 hours ago, NCC1701A said:

work permit and income for real credit card yes.

 

or deposit money in bank and use as collateral. i use my 800,000 baht for both a visa credit card and master card credit card. must be paid in full every month. automatically withdrawn. Bangkok bank.  

 

Both cards work great for everything. 

When did you do that? I am currently being asked for work permit even for the backed cards. I went to many branches. 
 

It could be a branch that does do that or maybe they have phased it out for non work permit holders?

Just now, CALSinCM said:

I have a BKK debit that is neither.

Is that one of those Union Pay cards? Heard they where trouble using online initially but better coverage now.

CALSinCM

 

READ YOUR PM !

 

42 minutes ago, CALSinCM said:

Is you Bangkok Bank debit card a Visa card or Mastercard?

Mastercard....does it make any difference?

2 hours ago, CALSinCM said:

Back to my original post.  This is about Credit Cards and not about other methods of payment like bank xfers to Lazada. 
I have other reasons to get a Visa or Mastercard.

Good luck with getting one from a Thai bank. I required a cc some years ago and got a western one 'Capital' and limited the credit on it. I suspect your employment status and income here will be a determining factor in being offered a credit card.