Tourist faces huge bill, separation from family after testing positive on arrival in Thailand

[bangkokbonecollector]

19 hours ago, Sticky Rice Balls said:

Id be tempted to walk but they prob would nab me if i escaped.....i thought the hotels tout a "private" ride....quickly changed that tune...

And they should be held liable should someone get pulled if sitting in same van with a positive covid dude

Not sure what can be done about it. After inquiring, I have been told my limousine is private but we shall just have to see.

[redsongthaew]

4 hours ago, Fab5BKK said:

OK, let me rephrase it:

 

When you say "Axa has an excellent policy", did you mean:

1. You did buy this policy AND you did make a claim AND Axa did pay accordingly to the brochure

or

2. You just read the policy online and you've the feeling that this policy is good?

or

3. You work, directly or indirectly, for Axa and you're very keen to promote their products?

 

Please clarify

 

Why do I ask for your clarification? The same company seems to have an "excellent travel insurance policy" with high level of coverage for personal items....

However,

The trick is that, when you make a claim, they do ask for the original receipts / invoices for these personal items (socks, shirts, etc.). Who, in his right mind, would keep this kind of receipts?

 

If they're "picky" to reimburse the theft of personal items (less than Euro1,000), how can we trust the same when the amount of money involved is much higher?

There is no way that you have you clicked the link and read the headline of the policy I linked to.

[RichardColeman]

20 hours ago, Jeffr2 said:

The Public Health Ministry said unpaid bills at hospitals across the nation came to 448 million baht in a year through September 2019.

Mountain, Mole hill.

 

That's a 11 baht tax on every tourist - I can live with that. If the Thai government cannot live with an expenditure of 11 baht on every tourist spending say 80,000 a trip then they have more seious issues than we think they already have

 

[scorecard]

On 11/12/2021 at 6:54 AM, redsongthaew said:

Give them a call and see what they can do for you.

Are you suggesting that a/any health insurance provider might agree to a policy after the event?

 

Seems to me doubtful for several reasons:

 

1. Possibly very illegal.

2. It would set a precedent that the health insurance company would certainly not want: 'You did this for xxxxx, so why can't you do it for me?' 

3. The whole insurance industry would be totally/absolutely opposed to such an action and would very possibly take action to prevent policies being written/used after the event. And not surprising. 

[Jeffr2]

36 minutes ago, RichardColeman said:

Mountain, Mole hill.

 

That's a 11 baht tax on every tourist - I can live with that. If the Thai government cannot live with an expenditure of 11 baht on every tourist spending say 80,000 a trip then they have more seious issues than we think they already have

 

I would say some of the hospital stays are due to the bad roads, bad construction, etc, here also.  Too many accidents happen due to lax regulations and corruption.

[Sametboy2019]

Now If a certain hotel had connections with a certain hospital this could be a nice money spinner????

[elgenon]

16 hours ago, sandyf said:

My policy had an overseas quarantine allowance and it didn't cost me anything.

fantastic! Do you care to share? What company, how much allowance? I love it when I'm wrong and something is better than expected. 

Thanks

[scorecard]

On 11/12/2021 at 12:01 AM, scorecard said:

Of course they have thr right to enter their own country.

 

On the other hand, the gov't., wants very large numbers of big spending tourist and foreign returnees to enter, so the gov't should have created a structure which caters safely to both groups. And/or redesigned the requirements in the health insurance so that foreigners who fly in can't get stuck with charges like this.

 

So encourage tourist etc., to come in then they caught in massive health costs, doesn't exactly encourage tourists to arrive.  

I add more; given that Thai folks coming back don't need a Covid- 19 test before departing for Thailand, surely there's very good reasons why Thais coming home (and they must be allowed/helped to come home), should be separated from incoming foreigners. How that can be done is up to the various Thai agencies involved to design, but I'm sure it can be done.

 

In fact to expose foreigners coming in who are doubly vaccinated and have a full PCR negative report less than 72 hours to folks who are not vaccinated/not tested before departure is quite unfair/irresponsible.

 

In today's paper not allowed to be mentioned there's more about changing to antigen tests on arrival from 1 December. I hope it happens and on that date, I have a flight booking coming in on 9 December.

 

[TooMuchTime]

Why is the hospital so expensive, especially in Thailand?  I thought that pricing was an American thing.

 

What is the point in having required insurance for covid if you can't even use it for covid expenses...?

[scorecard]

1 hour ago, TooMuchTime said:

Why is the hospital so expensive, especially in Thailand?  I thought that pricing was an American thing.

 

What is the point in having required insurance for covid if you can't even use it for covid expenses...?

Perhaps it was Bangkok hospital.

[Daithi85]

1 hour ago, TooMuchTime said:

Why is the hospital so expensive, especially in Thailand?  I thought that pricing was an American thing.

 

What is the point in having required insurance for covid if you can't even use it for covid expenses...?

The guy doesn't know yet if his insurance will pay, he's only guessing he may have to pay this amount. He might end up paying nothing. 

[sandyf]

6 hours ago, elgenon said:

fantastic! Do you care to share? What company, how much allowance? I love it when I'm wrong and something is better than expected. 

Thanks

Included with flight ticket.

[keefryan]

I wonder what would happen ………

Refuse to go to hospital , Refuse any drugs , Demand to speak to your embassy , Demand a second test from another lab and verify the results .  Agree to pay for quarantine that your already in until next day and leave on the next flight out to any country that will allow entry preferably home .   If the lab results are correct and you are positive then the insurance has to pay anyway.     What they gonna do strap you to a gurney. ?   Opinions ? 

[firemans35]

On 11/10/2021 at 6:43 AM, LukKrueng said:

26 out of 25,000 is 0.1 %

Yeah 10% of people that supposedly have 2 covid injections and tested before departure. But in 24 hours they have a breakthrough case and get covid? Sounds like a high ratio to me. 1 person in every 1,000. Should be more like 1 every 25,000. I wouldn't be surprised if some official is running a scam. Recently there was a foreigner living in Thailand who sued a hospital for being double or triple charged for medical treatment. At the moment he lost the case. The Judges reason was it was okay to charge foreigners more because it was "Good for the Thai Economy." I wouldn't be surprised if something like that was happening now.

[Prince77]

I am irritated - why should he pay anything when one pre-condition coming back to Thailand is an insurance covering at least 50K US$ in case of a Covid infection (whether with symptoms or without)?

 

 

[asiam110]

5 minutes ago, Prince77 said:

I am irritated - why should he pay anything when one pre-condition coming back to Thailand is an insurance covering at least 50K US$ in case of a Covid infection (whether with symptoms or without)?

 

 

I think the reality is they want you to pay first because they know any reasonable insurance provider will say "you having a laugh?" so there exists a risk they wont get anywhere near what they wanted..

 

 

[Stargeezr]

My wife's Thai family told us to stay away until next Winter, because of conditions, and the restrictions

  and even the risks of catching COVID during the long flight from Canada to Thailand.  They all stay cautious

and the older relatives stay at home mostly except to escape the city with a family vehicle and enjoy a break 

in the country at a park, and away from people.  The members who work in Bangkok are fearful every day of

catching COVID and spreading it amongst the family. When they ride the BTS, and see people who are coughing

and sneezing, they worry about just what is causing that person to be traveling when they are sick with anything.

  So 2022 Fall or Winter is when my wife and I will be taking our chances on Thailand.

Good luck to all of you.

Geezer

[spud1]

43 minutes ago, Stargeezr said:

My wife's Thai family told us to stay away until next Winter, because of conditions, and the restrictions

  and even the risks of catching COVID during the long flight from Canada to Thailand.  They all stay cautious

and the older relatives stay at home mostly except to escape the city with a family vehicle and enjoy a break 

in the country at a park, and away from people.  The members who work in Bangkok are fearful every day of

catching COVID and spreading it amongst the family. When they ride the BTS, and see people who are coughing

and sneezing, they worry about just what is causing that person to be traveling when they are sick with anything.

  So 2022 Fall or Winter is when my wife and I will be taking our chances on Thailand.

Good luck to all of you.

Geezer

Do you believe in ghosts and put amulets around your house.

[freedomnow]

Did any more information trickle out on whether he had to pay for his medical cost and if yes, how much ?

 

Did his insurers honor the covid care cover ?

I'm not sure why they would not ?

[elgenon]

14 hours ago, sandyf said:

Included with flight ticket.

Thanks for sharing that valuable information

[Captain Monday]

5 hours ago, Stargeezr said:

My wife's Thai family told us to stay away until next Winter, because of conditions, and the restrictions

  and even the risks of catching COVID during the long flight from Canada to Thailand.  They all stay cautious

and the older relatives stay at home mostly except to escape the city with a family vehicle and enjoy a break 

in the country at a park, and away from people.  The members who work in Bangkok are fearful every day of

catching COVID and spreading it amongst the family. When they ride the BTS, and see people who are coughing

and sneezing, they worry about just what is causing that person to be traveling when they are sick with anything.

  So 2022 Fall or Winter is when my wife and I will be taking our chances on Thailand.

Good luck to all of you.

Geezer

What will change in 2022? The virus is never going away. The air in a plane is safer than outdoors. You have to take boosters, forever. Every time one gets in a car or even walks down the street they could be killed, hit by a bus. Why many people worry so much about a remote vague chance of testing positive after arrival in Thailand boggles the mind , and insurance is required anyway. Then they get to Thailand and do various things much more risky as a matter of course like riding motorbikes, drinking at a "lady" bar, taking a prostitute and eating street food. Don't forget the scams, and possibility of being stitched up for a false crime accusation.

 

The real risks are still here so for the worriers forget covid better stay at home.

[LukKrueng]

14 hours ago, firemans35 said:

Yeah 10% of people that supposedly have 2 covid injections and tested before departure. But in 24 hours they have a breakthrough case and get covid? Sounds like a high ratio to me. 1 person in every 1,000. Should be more like 1 every 25,000. I wouldn't be surprised if some official is running a scam. Recently there was a foreigner living in Thailand who sued a hospital for being double or triple charged for medical treatment. At the moment he lost the case. The Judges reason was it was okay to charge foreigners more because it was "Good for the Thai Economy." I wouldn't be surprised if something like that was happening now.

0.1%, not 10%.

[stat]

On 11/13/2021 at 9:10 AM, sandyf said:

Included with flight ticket.

Thanks a lot! So this is the Emirates insurance that comes with the flight?

[sandyf]

11 hours ago, stat said:

Thanks a lot! So this is the Emirates insurance that comes with the flight?

Yes.

[scorecard]

On 11/13/2021 at 7:10 PM, sandyf said:

Included with flight ticket.

Is this policy available to buy?

If YES, where does the purchaser have to be located when buying the policy?

Is there an age limit?

And, what is the premium?

 

Or, who to contact to discuss further?

 

 

[sandyf]

9 hours ago, scorecard said:

Is this policy available to buy?

If YES, where does the purchaser have to be located when buying the policy?

Is there an age limit?

And, what is the premium?

 

Or, who to contact to discuss further?

 

 

The policy is AIG Travel Guard and I believe it is almost world wide.

Being travel insurance I also believe it has to be purchased in the country you depart from but not 100% on that.

As for age limit and premium, that may well depend on the office you ask to quote.

[alyx]

On 11/13/2021 at 6:20 PM, Stargeezr said:

My wife's Thai family told us to stay away until next Winter, because of conditions, and the restrictions

  and even the risks of catching COVID during the long flight from Canada to Thailand.  They all stay cautious

and the older relatives stay at home mostly except to escape the city with a family vehicle and enjoy a break 

in the country at a park, and away from people.  The members who work in Bangkok are fearful every day of

catching COVID and spreading it amongst the family. When they ride the BTS, and see people who are coughing

and sneezing, they worry about just what is causing that person to be traveling when they are sick with anything.

  So 2022 Fall or Winter is when my wife and I will be taking our chances on Thailand.

Good luck to all of you.

Geezer

It seems kind of paranoid to me...but not surprised as I have seen them in action for a year or so wearing triple layers of masks and taking other "precautions" 

They should more rely on correct information

[TonyFromItaly]

Hi all.
I want to give an advise to you.
I heard some stories about someone sitting near you and that in that case you would have to quarantine too..

So, I contacted the SHA+ Hotel I booked and... SURPRISE! ????

The van from the airport will be shared with other passengers going to the same hotel!
Understand? This totally incredible. WE prepare tons of paperworks and difficulties to go to thailand and after they put us in a same van with other persons that may be covid positive!
This is  a nonsense!!!

I objected and they told me if I want a private transportation I have to pay 500 more.
ABSURD.

So be careful!!
Tony

[thaiman]

On 11/11/2021 at 7:46 PM, zzaa09 said:

Need to update yourself. 

Currently, all airlines/flights [certainly internationally/int'l carriers] require authorized proof of vaccination documentation before flying

What about for children who aren't vaccinated?

[redsongthaew]

On 11/13/2021 at 5:10 AM, scorecard said:

Are you suggesting that a/any health insurance provider might agree to a policy after the event?

 

Seems to me doubtful for several reasons:

 

1. Possibly very illegal.

2. It would set a precedent that the health insurance company would certainly not want: 'You did this for xxxxx, so why can't you do it for me?' 

3. The whole insurance industry would be totally/absolutely opposed to such an action and would very possibly take action to prevent policies being written/used after the event. And not surprising. 

 

You're really not getting it, are you.

 

Perhaps you should go back and actually look at what I linked to. It certainly wasn't health insurance.