Chris Setchell Posted August 31, 2022 Share Posted August 31, 2022 I know this has been discussed before but just want to hear if anyone has had current experience with WRLife as I have. My situation is that I have been with them since March this year, then saw an article about them being a Brokerage only, which I followed up with them & they advised that their main Health cover is with AIS ( http://assitinter.com/main/ ). Now as I am 72 years old my , followed up AIS only to be informed that they do not cover people over 70 years old & when I contacted WRLife, through numerous emails did not get the answer as to how they could get cover. I have not made a claim & have not seen anyone's remarks where they have & been declined. If anyone has had issues would be great to hear! 1 Link to comment Share on other sites More sharing options...
bubblegum Posted August 31, 2022 Share Posted August 31, 2022 I'm with them through AA Insurance maybe you could ask them. Link to comment Share on other sites More sharing options...
scubascuba3 Posted August 31, 2022 Share Posted August 31, 2022 I think they take anyone, even Quasimodo passed all tests with flying colours. Quizz AA they need to supply enough evidence Link to comment Share on other sites More sharing options...
Sheryl Posted August 31, 2022 Share Posted August 31, 2022 "they advised that their main Health cover is with AIS" What is important for you is not who they mainly use but who your policy is with. Did you not receive a policy document?? Link to comment Share on other sites More sharing options...
jerrymahoney Posted August 31, 2022 Share Posted August 31, 2022 3 hours ago, Sheryl said: Did you not receive a policy document?? Link to comment Share on other sites More sharing options...
Sheryl Posted August 31, 2022 Share Posted August 31, 2022 30 minutes ago, jerrymahoney said: And does it state anywhere who the insurance company/underwriter is? Prior poster seemed to say he had no idea who (which insurance company) his policy was with. 1 Link to comment Share on other sites More sharing options...
jerrymahoney Posted August 31, 2022 Share Posted August 31, 2022 3 minutes ago, Sheryl said: And does it state anywhere who the insurance company/underwriter is? Prior poster seemed to say he had no idea who (which insurance company) his policy was with. As with every other time you have asked this question, NO. Link to comment Share on other sites More sharing options...
scubascuba3 Posted August 31, 2022 Share Posted August 31, 2022 48 minutes ago, jerrymahoney said: By the sound of the op you aren't covered over 70 anyway, of course only if you claim 1 Link to comment Share on other sites More sharing options...
jerrymahoney Posted August 31, 2022 Share Posted August 31, 2022 2 minutes ago, scubascuba3 said: By the sound of the op you aren't covered over 70 anyway, of course only if you claim I was 71 when my claim was paid. Link to comment Share on other sites More sharing options...
scubascuba3 Posted August 31, 2022 Share Posted August 31, 2022 25 minutes ago, jerrymahoney said: I was 71 when my claim was paid. Maybe an oversight, low level of claims at that point Link to comment Share on other sites More sharing options...
jerrymahoney Posted August 31, 2022 Share Posted August 31, 2022 6 minutes ago, scubascuba3 said: Maybe an oversight, low level of claims at that point Yes. Must've been an oversight. I guess they can pull that over 70 shell-game if they can't otherwise find some pre-existing condition reason to deny the claim. Link to comment Share on other sites More sharing options...
Sheryl Posted August 31, 2022 Share Posted August 31, 2022 50 minutes ago, scubascuba3 said: By the sound of the op you aren't covered over 70 anyway, of course only if you claim OP was referring only to a specific insurer (he says AIS, but I can't find any insurer by that name except for a US company that insures within the US, and the link he gives does not open so maybe there is a typo.) and while this is stated to be the "main" insurer WRLife uses it is presumably not the only one. Note that the ages which a company will insure and the age at which they will newly insure, are not the same thing. A company might newly enroll people only up to age 65 or 70 but continue to cover them for life. What is the case with the stated insurer ("AIS") I can't say as I don't know who can't find a health insurance company by that name (other than in the US) and the link does nto open. @Chris Setchell have you typed this link correctly? Doesn't open for me. Link to comment Share on other sites More sharing options...
jerrymahoney Posted August 31, 2022 Share Posted August 31, 2022 (edited) WrLife Claim settlement If you contact any hospital our name to tell is ASSIST INTERNATIONAL SERVICES Emergency Call Center (24 hours in Bangkok (English and Thai languages) +66(0)953697939 mobile for emergency Landline: Tel +66(0)27197831, Fax +66(0)27197830 [email protected] https://www.wrlife.net/documents/WRLIFE CLAIM SETTLEMENT PROCESS.pdf Edited August 31, 2022 by jerrymahoney Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 1, 2022 Share Posted September 1, 2022 55 minutes ago, jerrymahoney said: WrLife Claim settlement If you contact any hospital our name to tell is ASSIST INTERNATIONAL SERVICES Emergency Call Center (24 hours in Bangkok (English and Thai languages) +66(0)953697939 mobile for emergency Landline: Tel +66(0)27197831, Fax +66(0)27197830 [email protected] https://www.wrlife.net/documents/WRLIFE CLAIM SETTLEMENT PROCESS.pdf That type of company just processes the claim, just admin 1 Link to comment Share on other sites More sharing options...
jerrymahoney Posted September 1, 2022 Share Posted September 1, 2022 8 minutes ago, scubascuba3 said: That type of company just processes the claim, just admin Yes. I have talked to that type of compony. Have you? Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 1, 2022 Share Posted September 1, 2022 6 hours ago, jerrymahoney said: Yes. I have talked to that type of compony. Have you? Yes similar companies when making travel insurance claims Link to comment Share on other sites More sharing options...
jerrymahoney Posted September 1, 2022 Share Posted September 1, 2022 4 minutes ago, scubascuba3 said: Yes similar companies when making travel insurance claims I talked to AIS when making my claim for WrLife -- you know the one they couldn't deny based upon pre-existing conditions because it was from an accident. But they would have had, at least for me, a hard time denying any claim of mine based upon pre-existing conditions as I had no pre-existing conditions. In fact I just filled out a life insurance application a month or so before applying to WrLife as below,. And my life insurance policy was accepted. Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 1, 2022 Share Posted September 1, 2022 28 minutes ago, jerrymahoney said: But they would have had, at least for me, a hard time denying any claim of mine That's right, you could take them to court, what court would that be? what country? 1 Link to comment Share on other sites More sharing options...
jerrymahoney Posted September 1, 2022 Share Posted September 1, 2022 8 minutes ago, scubascuba3 said: That's right, you could take them to court, what court would that be? what country? Burkina Faso. 1 Link to comment Share on other sites More sharing options...
KannikaP Posted September 3, 2022 Share Posted September 3, 2022 Didn't WrLife say recently that all policy holders over 6 months would be covered for pre-existing conditions. Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 3, 2022 Share Posted September 3, 2022 1 hour ago, KannikaP said: Didn't WrLife say recently that all policy holders over 6 months would be covered for pre-existing conditions. Is it in your policy document? if not don't bank on it Link to comment Share on other sites More sharing options...
KannikaP Posted September 3, 2022 Share Posted September 3, 2022 (edited) 16 minutes ago, scubascuba3 said: Is it in your policy document? if not don't bank on it It is not in my policy because I took that out in February, but I have email from Mr Lorentz, the CEO, saying that I am covered. Whether that is legally binding is anyone's guess. I shall ask him for an updated policy document. Will let you all know the answer. Edited September 3, 2022 by KannikaP Link to comment Share on other sites More sharing options...
KannikaP Posted September 3, 2022 Share Posted September 3, 2022 On 9/1/2022 at 1:51 PM, jerrymahoney said: I talked to AIS when making my claim for WrLife -- you know the one they couldn't deny based upon pre-existing conditions because it was from an accident. But they would have had, at least for me, a hard time denying any claim of mine based upon pre-existing conditions as I had no pre-existing conditions. In fact I just filled out a life insurance application a month or so before applying to WrLife as below,. And my life insurance policy was accepted. Interesting. Isn't No.6 rather silly asking if husband or wife has been diagnosed with things? Link to comment Share on other sites More sharing options...
brewsterbudgen Posted September 3, 2022 Share Posted September 3, 2022 49 minutes ago, KannikaP said: Interesting. Isn't No.6 rather silly asking if husband or wife has been diagnosed with things? Crazy question. What if you have any family members who have already died from one of those diseases? Link to comment Share on other sites More sharing options...
KannikaP Posted September 3, 2022 Share Posted September 3, 2022 On 9/1/2022 at 1:51 PM, jerrymahoney said: I talked to AIS when making my claim for WrLife -- you know the one they couldn't deny based upon pre-existing conditions because it was from an accident. But they would have had, at least for me, a hard time denying any claim of mine based upon pre-existing conditions as I had no pre-existing conditions. In fact I just filled out a life insurance application a month or so before applying to WrLife as below,. And my life insurance policy was accepted. You didn't say what answers you put to get it approved. Link to comment Share on other sites More sharing options...
scubascuba3 Posted September 3, 2022 Share Posted September 3, 2022 47 minutes ago, brewsterbudgen said: Crazy question. What if you have any family members who have already died from one of those diseases? If you say Y then premium would be higher, if you say N then claim denied. Everyone pretty much dies from one of those things Link to comment Share on other sites More sharing options...
brewsterbudgen Posted September 3, 2022 Share Posted September 3, 2022 2 hours ago, scubascuba3 said: If you say Y then premium would be higher, if you say N then claim denied. Everyone pretty much dies from one of those things I only just realised that those questions were for a life insurance policy, not health insurance or WRLife! 1 Link to comment Share on other sites More sharing options...
jerrymahoney Posted September 3, 2022 Share Posted September 3, 2022 9 hours ago, KannikaP said: You didn't say what answers you put to get it approved. The hospital gave all the answers. 1 Link to comment Share on other sites More sharing options...
jerrymahoney Posted September 3, 2022 Share Posted September 3, 2022 (edited) 10 hours ago, brewsterbudgen said: Crazy question. What if you have any family members who have already died from one of those diseases? That was for a life insurance policy. So when the WrLife application form asked for : MEDICAL PREEXISTING CONDITIONS (IF ANY): past or present sickness, past surgery, medicine taken: I had just provided a complete medical history as to the life insurance form so I already had it for WrLife including 15 years of no claims with BUPA & CIGNA Global. Edited September 3, 2022 by jerrymahoney Link to comment Share on other sites More sharing options...
jerrymahoney Posted September 4, 2022 Share Posted September 4, 2022 12 hours ago, scubascuba3 said: If you say Y then premium would be higher, if you say N then claim denied. Everyone pretty much dies from one of those things Or else the life insurance company could deny the claim by just proving you aren't dead. Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now