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Forever in renewal mode with my insurance company.


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I have three policies with my insurance company, which currently means that for 270 days of the year I am renewal mode with them.
If I had a forth I would only have five days off a year potentially if I was lucky:

Answer: Market practice, renewal notice shall be mailed 90 - 120 days ahead the expiration date. AIG send out renewal notice 90 ahead the expiration date.

I find this excessive, but I was wondering if indeed this is truly market practice in Thailand.
Does everyone receive their renewal notices three months prior to expiry?
And if not who are these companies please?

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