vinci 913 Posted January 15 Share Posted January 15 I'm looking for an medical insurance that cover minor surgical in Thailand, any recommendation Quote Link to post Share on other sites More sharing options...
metisdead 11912 Posted January 15 Share Posted January 15 Moving to the Insurance forum for answers. Quote Link to post Share on other sites More sharing options...
internationalism 8285 Posted January 15 Share Posted January 15 the pacific cross. But pre-existing contidions are excluded Quote Link to post Share on other sites More sharing options...
3NUMBAS 2624 Posted January 15 Share Posted January 15 pay attention to the get out clauses !! Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 15 Share Posted January 15 minor surgery? you mean like OPD cover? they all cover that, about 20% saving if excluded Quote Link to post Share on other sites More sharing options...
rwill 5286 Posted January 16 Share Posted January 16 If you need surgery for an existing problem they will exclude it anyway. Quote Link to post Share on other sites More sharing options...
DUNROAMIN 1679 Posted January 16 Share Posted January 16 Maybe some more info would help. Age Cost limit Coverage Etc. Quote Link to post Share on other sites More sharing options...
jerrymahoney 2965 Posted January 16 Share Posted January 16 21 minutes ago, rwill said: If you need surgery for an existing problem they will exclude it anyway. Yes -- if you are looking for insurance to cover surgery that you already know you will need, some on here will refer to that as 'self-insurance'. Quote Link to post Share on other sites More sharing options...
vinci 913 Posted January 16 Author Share Posted January 16 age 49, need something that will cover 300-500k baht surgery, not a pre-existing condition, haven't been to a hospital or doctor for the last 20year, file is pretty clean Quote Link to post Share on other sites More sharing options...
scubascuba3 26917 Posted January 16 Share Posted January 16 3 hours ago, vinci said: age 49, need something that will cover 300-500k baht surgery, not a pre-existing condition, haven't been to a hospital or doctor for the last 20year, file is pretty clean ah so you want to sign up for insurance then claim, think they'll be onto that pretty quickly and claim denied 1 Quote Link to post Share on other sites More sharing options...
jerrymahoney 2965 Posted January 16 Share Posted January 16 Just by way of definition, many insurers will consider something pre-existing if a 'prudent' person SHOULD have sought a doctor or hospital for a known condition but did not. Quote Link to post Share on other sites More sharing options...
internationalism 8285 Posted February 3 Share Posted February 3 unless an accident or ilness caused by it, thai insurance would not likely cover you within the 1st year for anything major. That 300-500k is rather a major operation. At the governmental hospitals major one is around 150-200k. If you are really healthy I would not get any insurance yet or some very basic around 500k (ask several agents for policy recommendations, which would indeed cover such large surgery). Do check-ups recommended for your age, even if you feel well. The general test at the governmental hospital is 2-5k. You can then request colonoscopy - that one is recommended from 45 every 10 years. Quote Link to post Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.