ATM Charges

[MangoKorat]

Last time I used a foreigen debit card in Thailand, I seem to remember being charged 180 baht.  What is the current rate? Are there any banks that don't charge?

 

[scubascuba3]

220 baht, you've missed the boat to open a thai bank account to save money

[MangoKorat]

4 minutes ago, scubascuba3 said:

220 baht, you've missed the boat to open a thai bank account to save money

I've had a Thai bank account for over 10 years - I have my reasons for asking the question.

[KannikaP]

7 minutes ago, MangoKorat said:

I've had a Thai bank account for over 10 years - I have my reasons for asking the question.

Go on then, tell us all the reasons so we do not make the same mistake as you did.

[JensenZ]

Aeon ATMs are still charging 150 baht. There used to be 3 in Pattaya, now there's only one at Lotus's North Pattaya Mall. Unless you live nearby, it's not worth travelling there to save 70 baht.

[Wanderer555]

It is my understanding all Thai banks charge the ATM fee. 
 

Some foreign institutions, such as Charles Schwab will reimburse you for any ATM fees.

 

I have also read you can do a counter-withdrawal inside the bank but have no direct experience with that. 
 

cheers

[bignok]

Krungsri 30,000 baht max is higher than others same 220 baht fee

[MangoKorat]

12 minutes ago, KannikaP said:

Go on then, tell us all the reasons so we do not make the same mistake as you did.

Why do you think I'm making any mistakes?  I simply asked a couple of questions. I don't expect the Spanish Inquisition.

[bignok]

2 minutes ago, MangoKorat said:

Why do you think I'm making any mistakes?  I simply asked a couple of questions. I don't expect the Spanish Inquisition.

All charge so use Krungsri for larger withdrawal

[KhunBENQ]

10 minutes ago, bignok said:

Krungsri 30,000 baht max is higher than others same 220 baht fee

0.73%

AEON 150 Baht but limited to 20000 Baht makes 0.75%.

 

[KannikaP]

18 minutes ago, MangoKorat said:

Why do you think I'm making any mistakes?  I simply asked a couple of questions. I don't expect the Spanish Inquisition.

OK, it was a simple, honest question, so your reasons remain unknown, to both A Now and the Spanish.

Edited October 5, 2023 by KannikaP

[JensenZ]

33 minutes ago, KhunBENQ said:

0.73%

AEON 150 Baht but limited to 20000 Baht makes 0.75%.

 

it is not as simple as that as there are limits for withdrawals imposed by home banks and many will not allow a 30k withdrawal. 

[London Lowf]

I withdraw at the counter but make sure that it's well over B30,000. so that they can't redirect me to the ATM. No fees from the bank or my card provider back home and the standard decent MasterCard ForEx rate.

 

It does show as a financial transaction on my statement but is not subject to a daily cash limit, just my overall credit limit.

 

Edited October 5, 2023 by London Lowf

[cdemundo]

1 hour ago, MangoKorat said:

Why do you think I'm making any mistakes?  I simply asked a couple of questions. I don't expect the Spanish Inquisition.

Sorry, can't help myself...

 

"No one ever expects the Spanish Inquisition."

 

"Last time I used a foreigen debit card in Thailand"

As has been said Charles Schwab reimburses all fees charged when using their debit card.

Total charges are added up and reimbursed once a month.

 

 

 

[cdemundo]

Nobody expects the Spanish Inquisition.

 

https://youtu.be/Cj8n4MfhjUc?si=LPN-UvUwiphZGQfD

Edited October 5, 2023 by cdemundo

[KannikaP]

11 hours ago, cdemundo said:

Nobody expects the Spanish Inquisition.

 

https://youtu.be/Cj8n4MfhjUc?si=LPN-UvUwiphZGQfD

Monty Python were some of the funniest, cleverest sketches ever. Love 'em.

Oops, that's off topic.

[MangoKorat]

11 hours ago, KannikaP said:

Monty Python were some of the funniest, cleverest sketches ever. Love 'em.

Oops, that's off topic.

Staying off topic - this was one of the best.

 

 

[KannikaP]

1 minute ago, MangoKorat said:

Staying off topic - this was one of the best.

 

 

Love it, even though I am Lancashire Lad.