Jump to content

PSA: Tips for finding long-term Thai health insurance


lsemprini

Recommended Posts

20 hours ago, Sheryl said:

Yes. And OIC allows individually based increases based on claim history by as much as 25% a year ?(on top of age related jncreases). 

I wonder if it's purely market forces (customer dislike of individually-rated fee structure) that has caused AXA/April/Luma/Allianz/LMG to remain community-rated even though technically they could get away with charging individually-rated at any time, or some other factors?

 

Also I'm still very curious to hear people's experiences of which Thai companies "have a less than sterling reputation for paying out on claims and a tendency to decide something is a pre-existing condition after [policy start, for non-medically-valid reasons]."  It would be nice if there were some third-party keeping track of claim payment rates for many companies with a good sample size, but since there isn't we must rely on anecdotes.

 

 

Link to comment
Share on other sites


Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 members

    • No registered users viewing this page.








×
×
  • Create New...